Car Loan Sikandrabad

I have read the Privacy Policy & Agree to Terms & Conditions and authorize Dialabank & its partner institutions to Call or SMS me with reference to my application.

Buy your dream Car

Rates as low as 7.05%*
Up to 100% Funding
Doorstep Service
Hassle-free Disbursal
Unbiased Experts Advice

Car Loan Sikandrabad

Best Banks for Car Loan in Sikandrabad

Kotak Mahindra Bank
Interest Rate (p.a.)
7.35 - 7.95%
8.5 - 9.5 %
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Sikandrabad Features

Being an occupant of the main city like Gurgaon, having your own vehicle must be on your list of things to get. Yet, on the off chance that you don’t have the assets for it, you have gone to the opportune spot! Dialabank is here to help you to get vehicle advances for both spic and span and recycled vehicles, for both ex-showroom and on-street costs. With us, you can gain admittance to numerous highlights of vehicle advances in Gurgaon, for example, –

  • Car loans are available at low-interest rates, which may vary from bank to bank so make sure you compare and choose wisely!
  • Almost all major banks and NBFCs offer car loans in Gurgaon.
  • The documentation process is quick and hassle-free, so we can help you fulfill your dream with great efficiency.
  • Car loans are easily available through DialaBank.

Car Loan Sikandrabad Interest Rate

Bank Processing Fee
Prepayment Charges
HDFC Bank Car Loan (1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan 1 % to 2.50% Nil
ICICI Bank Car Loan 0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan 500/- to 0.50% Nil
Kotak Car Loan 1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan Nil Nil
Muthoot Car Loan Nil Nil
Manappauram Car Loan Nil Nil
PNB Car Loan 0.70% to 1% Nil
Canara Bank Car Loan 0.01 Nil
Andhra Bank Car Loan Nil Nil

To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Apply for a Car Loan

Car Loan Sikandrabad Documents Required

Documents required for car loan are as followed:

  • Identity Proof: Passport copy, PAN Card, Voters ID card, Driving License
  • Income ProofFor Salaried– Latest 3-month salary slip with form 16
  • Residence Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
  • Bank Statement: Last 6 months.

Car Loan Sikandrabad Eligibility Criteria

car loan gurgaon

The car loan eligibility is as followed in Gurgaon:


  • Minimum age: 21 years
  • Maximum age at loan maturity: 65 years
  • Minimum employment: 1 year in current employment and a minimum of 2 years of employment.
  • Least Annual Income: Rs 100000 net yearly pay.


  • Minimum age: 30 years
  • Maximum age at loan maturity: 65 years
  • Minimum employment: At least 2 years in business
  • Minimum Annual Income: Net profit Rs. 60,000 Per Annum for standard cars and Rs.1,00,000 Per Annum for mid-sized and premium cars

How to Apply for Car Loan in Sikandrabad?

Availing a car loan in Gurgaon is an easy process with DialaBank. Just follow some steps to avail the best offers conveniently!

  • Visit our website
  • Click on the car loan option available in the menu
  • Fill in the details regarding the car type and your income
  • Wait as our relationship manager will soon get in touch with you on your provided number.
  • You may also contact our relationship managers on the number 9878981166 in case of any queries regarding the loan.

For availing a car loan offline you will have to visit the branch personally, which would have been hectic for you. So we decided to come to you online instead!

Apply for a Car Loan

Car Loan for Major Car Manufacturers in Sikandrabad


Processing Fees & Prepayment Charges on Car Loan Sikandrabad

Category Details
Processing Charges
1999 - 4999 + Tax
No prepayment is allowed until 12 EMIs are paid
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq + GST
Floating Rate of Interest Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs Rs 200 + GST

CIBIL Score Required for Car Loan in Sikandrabad

The CIBIL score is alluded to as what characterizes your capacity to take care of your credits and depends on your reimbursement history. A higher Credit score implies a great financial record and makes your vehicle advance application measure smooth and simple to be prepared. Generally, banks and NBFCs consider a financial assessment of 750 or more as a decent score to endorse your credit application measure in Gurgaon. This score may again shift from bank to bank. CIBIL score is significant in such a case that it is lower than the necessary worth, you will be needed to pay a high rate of financing cost on the advance sum.

Apply for a Car Loan

Car Loan Sikandrabad Contact Number

In case of any queries regarding a car loan in Sikandrabad, you may contact us on the number 9878981166 for trustworthy assistance.

Pre Calculated EMI Table for Car Loan Sikandrabad

Rate 5 Yrs 4 Yrs 3 Yrs
10.50% 2149 2560 3250
11.00% 2174 2584 3273
11.50% 2199 2608 3297
12.00% 2224 2633 3321
12.50% 2249 2658 3345
13.00% 2275 2682 3369
13.50% 2300 2707 3393
14.00% 2326 2732 3417
14.50% 2352 2757 3442
15.00% 2378 2783 3466

About Sikandrabad

Sikandrabad is a city and a civil board in the Bulandshahr area in the Indian territory of Uttar Pradesh. It is important for the Delhi NCR district.

Apply for a Car Loan

Car Loan EMI Calculator

Other Cities with the Car loan:

Car Loan Sahjanwa Car Loan Powayan
Car Loan Robertsganj Car Loan Orai
Car Loan Rath Car Loan Khurja
Car Loan Rampur Car Loan Farrukhabad