Car Loan Silvassa

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Car Loan Silvassa

Processing Charges for Car Loan in Silvassa

Category Details
Processing Charges
1999 - 4999 + Tax
Prepayment
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq + GST
Floating Rate of Interest Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs Rs 200 + GST

Car Loan silvassa

Best Banks for Car Loan in Silvassa

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate (p.a.)
7.35 - 7.95%
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Silvassa Features

Want to buy a luxury car but do not have enough funds for it? Worry not! A car loan might just be what you need. Car Loan is a secured loan with easy repayment options available for the applicants in the form of monthly installments. The loan amount is offered on Interest rates, which differ from one lender to another. You can get a car loan for purchasing a new car as well as a used car, as per your needs. The car loan requirements and criteria vary from one lender to another. So if you are thinking of purchasing your dream car, get an instant Car loan with DialaBank at the best offers available.

Car Loan Silvassa Interest Rate

Bank Processing Fee
Prepayment Charges
HDFC Bank Car Loan (1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan 1 % to 2.50% Nil
ICICI Bank Car Loan 0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan 500/- to 0.50% Nil
Kotak Car Loan 1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan Nil Nil
Muthoot Car Loan Nil Nil
Manappauram Car Loan Nil Nil
PNB Car Loan 0.70% to 1% Nil
Canara Bank Car Loan 0.01 Nil
Andhra Bank Car Loan Nil Nil


To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

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Car Loan Silvassa Documents Required

Documents required for car loan are as followed:

For Salaried Employee

  1. Identity Proof: PAN Card, Voters ID card, Driving License, or any other document available
  2. Income Proof: The Latest 3-months salary slip, Form 16 is also required
  3. Address Proof: Ration card / Passport /PAN Card or any other relevant proof/ Telephone Bill / Electricity Bill / Life Insurance Policy
  4. Bank Statement: previous 6 months for the applicants.

For Self Employed

  1. Identity Proof: PAN Card, Voters ID card, Driving License, or any other document available
  2. Income Proof: The Latest ITR filing proofs
  3. Address Proof: Ration card / Passport /PAN Card or any other relevant proof/ Telephone Bill / Electricity Bill / Life Insurance Policy
  4. Bank Statement: previous 6 months for the applicants

Car Loan Silvassa Eligibility Criteria

The car loan eligibility requirements are given as follows:

For Salaried Employees

    1.  The minimum age of the applicant is 21 years.
    2. The maximum age of the applicant is 65 years.
    3. For Salaried, the annual income should get more than Rs.3 lakhs and also for the standard cars, the applicant should get more than 3 lakhs of income.
    4. 1 year in current employment and also a minimum of 2 years of employment must for the salaried applicant.

For Self Employed

  1.  The minimum age of the applicant to apply for the loan is 21 years.
  2. The maximum age of the applicant to apply for the loan maturity is 65 years.
  3.  The net annual income should be more than 4lakhs also for the standard cars; the applicant should have more than 3lakhs of income.
  4. The applicant should have at least 3 years in business. So that the applications can get approval quickly and also the applicant should submit income tax return(ITR) files.

Car Loan for Major Car Manufacturers in Silvassa

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TABLE WILL APPEAR

Processing Fees & Prepayment Charges on Car Loa

CIBIL Score Required for Car Loan in Silvassa

CIBIL score is what describes your creditworthiness of the past. So, it is an important aspect to consider while availing of a car loan. The CIBIL score required for car loans may vary from one bank to another. Most banks accept a CIBIL score of 750 and above to process your car loan application. In case of a low CIBIL score, you might be required to pay a heavy interest rate on the loan amount.

The Higher the CIBIL score, the easier it becomes for an applicant to avail of a car loan in the city.

Car Loan Silvassa Contact Number

For any queries related to car loan in Silvassa, you may contact on the number 9878981166. Or you can also visit us on our website Dialabank.

Pre Calculated EMI Table for Car Loan Silvassa

Rate 5 Yrs 4 Yrs 3 Yrs
10.50% 2149 2560 3250
11.00% 2174 2584 3273
11.50% 2199 2608 3297
12.00% 2224 2633 3321
12.50% 2249 2658 3345
13.00% 2275 2682 3369
13.50% 2300 2707 3393
14.00% 2326 2732 3417
14.50% 2352 2757 3442
15.00% 2378 2783 3466

About Silvassa

Silvassa is a city in western India. It is the central command of the Dadra and Nagar Haveli locale of the associated domain of Dadra and Nagar Haveli and Daman and Diu, India. The city has numerous production lines and ventures, giving critical government income, which permits the city to keep up a low degree of tax collection.

Car Loan EMI Calculator

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You can also check the car loan EMI calculator available on our website.

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