Car Loan Sindhudurg

I have read the Privacy Policy & Agree to Terms & Conditions and authorize Dialabank & its partner institutions to Call or SMS me with reference to my application.

Buy your dream Car

Rates as low as 8.50%*
Up to 100% Funding
Doorstep Service
Hassle-free Disbursal
Unbiased Experts Advice

Best Banks for Car Loan in Sindhudurg

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Sindhudurg Features

car loan sindhudurg

Buy a car in just one click with the help of Dialabank. Apply now for best loan offers assured including lowest interest rates, quick approval at no processing fee. Get the opportunity now and avail the chance of buying your car. Car Loan is designed to make your dream come true without any hassle. Avail the unmatchable features, offers, and benefits. Apply with Dialabank.

Car Loan Sindhudurg Interest Rate

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Personal Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Car Loan Sindhudurg Documents Required

1.  Income proof: Need to submit your salary slips for the last three months and the statements of your bank account for the last six months. For self-employed people, the requirement is to submit the audited bank account statements for the last six months.

2.  Employment Proof: Need to submit a copy of the appointment letter and a certificate of employment issued by your company. For self-employed individuals, the partnership deed or business establishment documents need to be submitted.

3.  Tax Proof: Need to submit the IT return or Form 16 documents for the last two years.

4.  Address Proof: Any government sanctioned KYC document can be submitted as proof of residence.

5.  Age Proof: Any government sanctioned KYC document can be submitted as proof of age.

Car Loan Sindhudurg Eligibility Criteria

  1. The age limit for a car loan goes from a minimum of 21 to a maximum of 65 years
  2. A working individual must earn a minimum wage of Rs 25000.
  3. A self-employed person has to have their business going from the last three years at least.
  4. A salaried employee has to serve at least one year in the current company.

How to Apply for Car Loan in Sindhudurg?

Today, it is pretty simple to avail a car loan online as it saves you time as well as physical inconvenience

  1. Visit our website DialaBank to apply for a loan in just a few simple steps
  2. Select Car Loans on the homepage.
  3. Fill an online application form and provide all the necessary details and documents to check for eligibility
  4. Provide your current contact number so that our executives can get in touch with you for further assistance.

If you wish to go for the offline method, you can do it physically by visiting the nearest branch office of the lender and filling up the application form. Thereafter, our relationship manager will assist you in further procedures.

Processing Fees & Prepayment Charges on Car Loan Sindhudurg

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST

CIBIL Score Required for Car Loan in Sindhudurg

CIBIL score is an important criterion on the basis of which banks and NBFCs approve any customer a car loan. For each lending institution, the minimum criteria of a CIBIL score for a car loan are different. Generally speaking, a score above 800 is considered decent for any individual to be eligible for a car loan application.

It is important that one should clear all the pending debts in order to maintain a good credit score. Default in your credit score may hinder your opportunities for availing a fresh loan in the future.

Car Loan Sindhudurg Contact Number

To get an instant car loan you can visit DialaBank or call on 9878981166 to get personalized assistance. Our relationship managers are well trained and will assist you in the best way possible in order to provide you with the deal most suited for you.

Pre Calculated EMI Table for Car Loan Sindhudurg

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

We have eased out the procedure to calculate your monthly EMI. You can calculate your EMI here: Car Loan EMI Calculator

About Sindhudurg

The City of Sindhudurg is a managerial district in the Maharashtra state, India. It was impressed out of the erstwhile District of Ratnagiri. Sindhudurg headquarters are situated at Oros. It occupies an area of 5207 km² and has a population of 868,825 of which 9.47% were urban.

Special Note: Banks do not provide Car Loans to bad credit holders, but one can fulfill their money requirement with Gold Loan easily.

Car Loan EMI Calculator

Share This

Menu