Best Banks for Car Loan in Sirsi
Car Loan Sirsi Features
Car loans have drastically improved the affordability of owning your dream car, because all you have to do is pay a fraction of the total amount as a down payment, and you can pay the rest of it through Equal Monthly Installments (EMIs) for tenures up to 7 years and even more. In Sirsi, you can get access to a wide range of appealing features when it comes to a car loan:
- Car loans are available at low-interest rates, which may vary from bank to bank
- Almost all major banks and NBFCs offer car loans in Sirsi in your vicinity
- The documentation process is quick and hassle-free. With us, you can get your loan approved even on the same day.
- Car loans are easily available through DialaBank. We act as a mediator between the banks as our customers to get you the best offers in record time.
Car Loan Sirsi Interest Rate
To check Personal Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates
Car Loan Sirsi Documents Required
The essential documents required to get a car loan approved in Sirsi are as follows:
- Identity Proof: Documents such as your passport copy, PAN Card, Voters ID card, Driving License
- Income Proof: for a Salaried individual, the latest 3-month salary slip with form 16, while for a self-employed, the latest ITR proof
- Address Proof: Anything among your Ration card / Voters card / Telephone Bill / Electricity Bill / Life Insurance Policy
- Bank Statements: for the last 6 months.
Car Loan Sirsi Eligibility Criteria
The car loan eligibility requirements are as followed in Sirsi:
- Minimum age: 21 years for a salaried individual and 30 years in case of a self-employed
- Maximum age at loan maturity: 60 and 65 years respectively for salaried and self-employed individuals
- Minimum employment: for a salaried individual, 1 year in current employment and a minimum of 2 years of total employment, while for self-employed, at least 3 years in business
- Minimum Annual Income: For a salaried individual, Rs 100000 net annual income, while for a self-employed, the net profit Rs. 60000 p.a for standard cars and Rs.100000 p.a. for mid-sized and premium cars
How to Apply for Car Loan in Sirsi?
For availing a car loan offline with Dialabank, you will have to visit the branch personally, which might turn hectic for you. So we decided to come to you online instead! Availing a car loan Sirsi is an easy process with DialaBank. All you have to do is follow some steps to avail the best offers:
- Visit our website
- Click on the car loan option available in the auto loan option on the homepage
- Fill in the required details for our perusal
- Wait as our relationship manager will get in touch with you on your provided number.
- We are available to solve any queries of yours on the number 9878981166.
Processing Fees & Prepayment Charges on Car Loan Sirsi
CIBIL Score Required for Car Loan in Sirsi
- The CIBIL score is referred to as what defines your ability to pay off your credits. It is based on your repayment history.
- A higher Credit score makes the banks trust you and makes your car loan application process smooth and easy, on the other hand, a lower score might charge you a higher interest rate.
- Mostly, a credit score of 750 and above is required for a smooth application process in Sirsi. This score may again vary from bank to bank.
- For more information visit CIBIL score Dialabank
Car Loan Sirsi Contact Number
In case of any queries regarding the car loan in Sirsi, you may dial-up the number 9878981166 for any sort of assistance!
Pre Calculated EMI Table for Car Loan Sirsi
About Sirsi
Sirsi is located in the state of Karnataka at the height of about 2600 feet above sea level. It is known for tourist places such as Banavasi, Yana, Sahasralinga (thousand ShivaLingas immersed in a river ) and waterfalls from the river Aghnashini, it is most famous for the Shri Marikamba Temple. Its population is around 1.6 lakhs.
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