Car Loan Sirsi

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Rates as low as 7.35%*
Up to 100% Funding
Doorstep Service
Hassle-free Disbursal
Unbiased Experts Advice

Best Banks for Car Loan in Sirsi

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Sirsi Features

car loan sirsi

Car loans have drastically improved the affordability of owning your dream car, because all you have to do is pay a fraction of the total amount as a down payment, and you can pay the rest of it through Equal Monthly Installments (EMIs) for tenures up to 7 years and even more. In Sirsi, you can get access to a wide range of appealing features  when it comes to a car loan:

  • Car loans are available at low-interest rates, which may vary from bank to bank
  • Almost all major banks and NBFCs offer car loans in Sirsi in your vicinity
  • The documentation process is quick and hassle-free. With us, you can get your loan approved even on the same day.
  • Car loans are easily available through DialaBank. We act as a mediator between the banks as our customers to get you the best offers in record time.

Car Loan Sirsi Interest Rates

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Personal Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

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Car Loan Sirsi Documents Required

For Salaried Individuals:

  • Proof of Identification: Passport copy, PAN Card, Voters ID card, Driving License
  • Income Proof: Latest 3-month salary slip with form 16
  • Residence Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
  • Bank Statement: Last 6 months.

For Self Employed Individuals:

  • Identification Proof: Passport copy, PAN Card, Voters ID card, Driving License
  • Income Proof: Latest ITR
  • Address Proof(anyone): Ration card/ Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
  • Bank Statement: Last 6 months.

Car Loan Sirsi Eligibility Criteria

For Salaried Applicants

  • Minimum age: 21 years
  • Maximum age at loan maturity: 65 years
  • Minimum employment: A year in current employment and a minimum of two years of employment
  • Minimum Annual Income: Rs.100000 net annual income

For Self-Employed Applicants

  • Minimum age: 21 years
  • Maximum age at loan maturity: 65 years
  • Minimum employment: At least three years in business operations
  • Minimum Annual Income: Net profit of Rs. 60000 per annum for standard cars and Rs.100000 per annum for mid-sized and premium cars

Car Loan for Major Car Manufacturers in Sirsi

TABLE WILL APPEAR Apply for a Car Loan

Processing Fees / Prepayment Charges on Car Loan Sirsi

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST

CIBIL Score Required for Car Loan in Sirsi

  • The CIBIL score is referred to as what defines your ability to pay off your credits. It is based on your repayment history.
  • A higher Credit score makes the banks trust you and makes your car loan application process smooth and easy, on the other hand, a lower score might charge you a higher interest rate.
  • Mostly, a credit score of 750 and above is required for a smooth application process in Sirsi. This score may again vary from bank to bank.
  • For more information visit CIBIL score Dialabank

Car Loan Sirsi Agent Contact Number

In case of any queries regarding the car loan in Sirsi, you may dial-up the number 9878981166 or visit our website Dialabank for any sort of assistance!

Pre Calculated EMI Table for Car Loan Sirsi

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

Car Loan EMI Calculator Sirsi

About Sirsi

Sirsi is known to be the Gateway of the Western Ghats located in the state of Karnataka at the height of about 2600 feet above sea level. It is known for tourist places such as Banavasi, Yana, Sahasralinga a thousand ShivaLingas immersed in a river and waterfalls from the river Aghnashini, which is most famous for the Shri Marikamba Temple, with a population of around 1.6 lakhs. The city is surrounded by a large forest, and the region has a number of waterfalls running through it. The main businesses around the city include subsistence and agro-based.

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