Car Loan Sirsi

Best Banks for Car Loan in Sirsi

Car Loan Sirsi Features

Car loans have drastically improved the affordability of owning your dream car, because all you have to do is pay a fraction of the total amount as a down payment, and you can pay the rest of it through Equal Monthly Installments (EMIs) for tenures up to 7 years and even more. In Sirsi, you can get access to a wide range of appealing features  when it comes to a car loan:

• Car loans are available at low-interest rates, which may vary from bank to bank
• Almost all major banks and NBFCs offer car loans in Sirsi in your vicinity
• The documentation process is quick and hassle-free. With us, you can get your loan approved even on the same day.
• Car loans are easily available through DialaBank. We act as a mediator between the banks as our customers to get you the best offers in record time.

Car Loan Sirsi Interest Rates

To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Car Loan Sirsi Documents Required

Documents required for car loan are as followed:

For Salaried Individuals:

• Proof of Identification: Passport copy, PAN Card, Voters ID card, Driving License
• Income Proof: Latest 3-month salary slip with form 16
• Residence Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
• Bank Statement: Last 6 months.

For Self Employed Individuals:

• Identification Proof: Passport copy, PAN Card, Voters ID card, Driving License
• Income Proof: Latest ITR
• Address Proof(anyone): Ration card/ Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
• Bank Statement: Last 6 months.

Car Loan Sirsi Eligibility Criteria

The car loan eligibility requirements are as followed:

For Salaried Applicants

• Minimum age: 21 years
• Maximum age at loan maturity: 65 years
• Minimum employment: A year in current employment and a minimum of two years of employment
• Minimum Annual Income: Rs.100000 net annual income

For Self-Employed Applicants

• Minimum age: 21 years
• Maximum age at loan maturity: 65 years
• Minimum employment: At least three years in business operations
• Minimum Annual Income: Net profit of Rs. 60000 per annum for standard cars and Rs.100000 per annum for mid-sized and premium cars

Car Loan for Major Car Manufacturers in Sirsi

Processing Fees / Prepayment Charges on Car Loan Sirsi

CIBIL Score Required for Car Loan in Sirsi

• The CIBIL score is referred to as what defines your ability to pay off your credits. It is based on your repayment history.
• A higher Credit score makes the banks trust you and makes your car loan application process smooth and easy, on the other hand, a lower score might charge you a higher interest rate.
• Mostly, a credit score of 750 and above is required for a smooth application process in Sirsi. This score may again vary from bank to bank.
• For more information visit CIBIL score Dialabank

Car Loan Sirsi Agent Contact Number

In case of any queries regarding the car loan in Sirsi, you may dial-up the number 9878981166 or visit our website Dialabank for any sort of assistance!

Pre Calculated EMI Table for Car Loan Sirsi

Car Loan EMI Calculator Sirsi

About Sirsi

Sirsi is known to be the Gateway of the Western Ghats located in the state of Karnataka at the height of about 2600 feet above sea level. It is known for tourist places such as Banavasi, Yana, Sahasralinga a thousand ShivaLingas immersed in a river and waterfalls from the river Aghnashini, which is most famous for the Shri Marikamba Temple, with a population of around 1.6 lakhs. The city is surrounded by a large forest, and the region has a number of waterfalls running through it. The main businesses around the city include subsistence and agro-based.

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