Car Loan Sujanpur

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Car Loan Sujanpur

Best Banks for Car Loan in Sujanpur

Private Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Sujanpur Features

car loan sujanpur

Dialabank is here to act as a middleman between you and therefore the banks and NBFCs to urge you the simplest offers for a personal loan, therefore, you get your dream automobile, for each ex-showroom and on-road costs and for each new and second-hand cars.

Since cars became a necessity for everybody, we tend to consider simplifying the procedure for you whereas at a constant time providing you access to appealing options such as:

  • Car loans are on the market at low-interest rates additionally as cheap EMIs
  • Car loans in Sujanpur are offered by all banks and NBFCs in your neck of the woods, however, Dialabank saves you from wasting some time in visiting all of them in person.
  • The documentation method is fast and economical
  • Right, when you apply, you’ll get a thread of emails from banks and NBFCs with their loan offers, therefore, this makes it easier for you to check and opt for.

Visit our web site and click on on the personal loan choice on the market on the menu. Fill within the necessary details at the side of your telephone number. Wait as our relationship manager gets to bear with you on your provided variety.

Car Loan Sujanpur Interest Rates

Bank Processing Fee
Prepayment Charges
HDFC Bank Car Loan (1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan 1 % to 2.50% Nil
Private Bank Car Loan 0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan 500/- to 0.50% Nil
Kotak Car Loan 1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan Nil Nil
Muthoot Car Loan Nil Nil
Manappauram Car Loan Nil Nil
PNB Car Loan 0.70% to 1% Nil
Canara Bank Car Loan 0.01 Nil
Andhra Bank Car Loan Nil Nil

To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

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Car Loan Sujanpur Documents Required

Documents required for car loan are as followed:

For Salaried Individuals:

  • Proof of Identification: Passport copy, PAN Card, Voters ID card, Driving License
  • Income Proof: Latest 3-month remuneration slip with form 16
  • Residence Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
  • Bank Statement: Last 6 months.

For Self Employed Individuals:

  • Identification Proof: Voters ID card, Passport copy, PAN Card, Driving License
  • Income Proof: Latest Income Tax Return
  • Address Proof(anyone): Ration card/ Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
  • Bank Statement: Last 6 months.

Car Loan Sujanpur Eligibility Criteria

The car loan eligibility requirements are as followed:

For Salaried Applicants

  • Minimum age: 21 years
  • Maximum age at loan maturity: 65 years
  • Minimum employment: 1 year in current employment and a minimum of 2 years of employment
  • Minimum Annual Income: Rs.100000 net annual income

For Self-Employed Applicants

  • Minimum age: 21 years
  • Maximum age at loan maturity: 65 years
  • Minimum employment: At least 3 years in business
  • Minimum Annual Income: Net profit Rs. 60000 per annum for standard cars and Rs.100000 per annum for mid-sized and premium cars

Car Loan for Major Car Manufacturers in Sujanpur

TABLE WILL APPEAR Apply for a Car Loan

Processing Fees / Prepayment Charges on Car Loan Sujanpur

Category Details
Processing Charges
1999 - 4999 + Tax
No prepayment is allowed until 12 EMIs are paid
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq + GST
Floating Rate of Interest Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs Rs 200 + GST

CIBIL Score Required for Car Loan in Sujanpur

The CIBIL score is predicated on your compensation history and determines whether or not you’re a trustworthy recipient or not. an occasional credit score shows that you simply are not prompt in your regular payments and may build your personal loan approval tough, whereas at the constant time charging you the next rate, and contrariwise.

While most banks contemplate 650 to be a ‘fair’ score, a score of 750 and on top of is important for a swish application. This score could once more vary from bank to bank. we tend to conjointly advise you to stay an everyday check on your score to avoid mistakes.

Car Loan Sujapur Agent Contact Number

In case if you have queries regarding the car loan in Sujanpur, you may contact us on the number 9878981166 or visit Dialabank for any sort of assistance.

Pre Calculated EMI Table for Car Loan Sujanpur

Rate 5 Yrs 4 Yrs 3 Yrs
10.50% 2149 2560 3250
11.00% 2174 2584 3273
11.50% 2199 2608 3297
12.00% 2224 2633 3321
12.50% 2249 2658 3345
13.00% 2275 2682 3369
13.50% 2300 2707 3393
14.00% 2326 2732 3417
14.50% 2352 2757 3442
15.00% 2378 2783 3466

Car Loan EMI Calculator Sujanpur

About Sujanpur

Sujanpur conjointly referred to as Tira Sujanpur, is found in Himachal Pradesh on the bank of the stream Beas. Its population is more or less 8000. it’s dotted with various temples and is additionally famed for the Sujanpur Tira Fort. Mukesaran Mandir could be an unreal cave complicated and standard shrine to Shiva set twenty-four kilometres from Sujanpur town, on the bank of the Ravi stream.

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