Best Banks for Car Loan in Sujanpur
Car Loan Sujanpur Features
Dialabank is here to act as a middleman between you and the banks and NBFCs to get you the best offers for a car loan so you can get your dream car, for both ex-showroom and on-road prices and for both brand-new and second-hand cars.
Since cars have become a necessity for everyone, we thought about simplifying the procedure for you while at the same time providing you access to appealing features such as:
- Car loans are available at low-interest rates as well as affordable EMIs
- Car loans in Sujanpur are offered by all banks and NBFCs in your vicinity, but Dialabank saves you from wasting your time in visiting all of them personally.
- The documentation process is quick and efficient
- Right after you apply, you will get a thread of emails from banks and NBFCs with their loan offers so this makes it easier for you to compare and choose.
Car Loan Sujanpur Interest Rate
To check Personal Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates
Car Loan Sujanpur Documents Required
The essential documents required to get a car loan approved in Sujanpur are as follows:
- Passport copy, PAN Card, Voters ID card or any other form of identity proof
- Latest 3-month salary slip with form 16 and ITR filing proofs required
- Any one address proof
- 6 months of bank statements.
Car Loan Sujanpur Eligibility Criteria
The car loan eligibility criteria are as follows in Sujanpur:
Salaried Individuals:
- The minimum age should not be less than 21 years.
- The maximum age should not exceed 60 years.
- A minimum of 1-year tenure in current employment and a previous total of 2 years of total employment
- Rs 100000 income per annum at least.
Self-employed Individuals:
- The minimum age of the applicant should be 30 and the maximum at maturity should be 65 years.
- At least 3 years of business operating is necessary.
- Rs. 60000 p.a net profits for standard cars and Rs.100000 p.a. for higher-range cars are essentially required
How to Apply for Car Loan in Sujanpur?
Availing a car loan Sujanpur involves only a few steps.
Visit our website and click on the car loan option available on the menu. Fill in the necessary details along with your phone number. Wait as our relationship manager gets in touch with you on your provided number.
Processing Fees & Prepayment Charges on Car Loan Sujanpur
CIBIL Score Required for Car Loan in Sujanpur
The CIBIL score is based on your repayment history and determines whether you are a trustworthy borrower or not. A low credit score shows that you aren’t punctual in your regular payments and can make your car loan approval difficult, while at the same time charging you a higher interest rate, and vice versa.
While most banks consider 650 to be a ‘fair’ score, a score of 750 and above is necessary for a smooth application. This score may again vary from bank to bank. We also advise you to keep a regular check on your score to avoid mistakes.
Car Loan Sujapur Contact Number
In case if you have queries regarding the car loan in Sujanpur, you may contact us on the number 9878981166 for any sort of assistance.
Pre Calculated EMI Table for Car Loan Sujanpur
About Sujanpur
Sujanpur, also known as Tira Sujanpur, is located in Himachal Pradesh on the bank of the river Beas. Its population is approximately 8000. It is dotted with numerous temples and is also known for the Sujanpur Tira fort.
Car Loan EMI Calculator
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Table of Contents
- 1 Best Banks for Car Loan in Sujanpur
- 2 Car Loan Sujanpur Features
- 3 Car Loan Sujanpur Interest Rate
- 4 Car Loan Sujanpur Documents Required
- 5 Car Loan Sujanpur Eligibility Criteria
- 6 How to Apply for Car Loan in Sujanpur?
- 7 Processing Fees & Prepayment Charges on Car Loan Sujanpur
- 8 CIBIL Score Required for Car Loan in Sujanpur
- 9 Car Loan Sujapur Contact Number
- 10 Pre Calculated EMI Table for Car Loan Sujanpur
- 11 About Sujanpur
- 12 Car Loan EMI Calculator