Car Loan Sujanpur

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Rates as low as 8.50%*
Up to 100% Funding
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Best Banks for Car Loan in Sujanpur

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Sujanpur Features

car loan sujanpur

Dialabank is here to act as a middleman between you and the banks and NBFCs to get you the best offers for a car loan so you can get your dream car, for both ex-showroom and on-road prices and for both brand-new and second-hand cars.

Since cars have become a necessity for everyone, we thought about simplifying the procedure for you while at the same time providing you access to appealing features such as:

  • Car loans are available at low-interest rates as well as affordable EMIs
  • Car loans in Sujanpur are offered by all banks and NBFCs in your vicinity, but Dialabank saves you from wasting your time in visiting all of them personally.
  • The documentation process is quick and efficient
  • Right after you apply, you will get a thread of emails from banks and NBFCs with their loan offers so this makes it easier for you to compare and choose.

Car Loan Sujanpur Interest Rate

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Personal Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Car Loan Sujanpur Documents Required

The essential documents required to get a car loan approved in Sujanpur are as follows:

  1. Passport copy, PAN Card, Voters ID card or any other form of identity proof
  2. Latest 3-month salary slip with form 16 and ITR filing proofs required
  3. Any one address proof
  4. 6 months of bank statements.

Car Loan Sujanpur Eligibility Criteria

The car loan eligibility criteria are as follows in Sujanpur:

Salaried Individuals:

  1. The minimum age should not be less than 21 years.
  2. The maximum age should not exceed 60 years.
  3. A minimum of 1-year tenure in current employment and a previous total of 2 years of total employment
  4. Rs 100000 income per annum at least.

Self-employed Individuals:

  1. The minimum age of the applicant should be 30 and the maximum at maturity should be 65 years.
  2. At least 3 years of business operating is necessary.
  3. Rs. 60000 p.a net profits for standard cars and Rs.100000 p.a. for higher-range cars are essentially required

How to Apply for Car Loan in Sujanpur?

Availing a car loan Sujanpur involves only a few steps.

Visit our website and click on the car loan option available on the menu. Fill in the necessary details along with your phone number. Wait as our relationship manager gets in touch with you on your provided number.

Processing Fees & Prepayment Charges on Car Loan Sujanpur

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST

Get a car loan from AXIS bank

Get a car loan from SBI

CIBIL Score Required for Car Loan in Sujanpur

The CIBIL score is based on your repayment history and determines whether you are a trustworthy borrower or not. A low credit score shows that you aren’t punctual in your regular payments and can make your car loan approval difficult, while at the same time charging you a higher interest rate, and vice versa.

While most banks consider 650 to be a ‘fair’ score, a score of 750 and above is necessary for a smooth application. This score may again vary from bank to bank. We also advise you to keep a regular check on your score to avoid mistakes.

Car Loan Sujapur Contact Number

In case if you have queries regarding the car loan in Sujanpur, you may contact us on the number 9878981166 for any sort of assistance.

Pre Calculated EMI Table for Car Loan Sujanpur

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Sujanpur

Sujanpur, also known as Tira Sujanpur, is located in Himachal Pradesh on the bank of the river Beas. Its population is approximately 8000. It is dotted with numerous temples and is also known for the Sujanpur Tira fort.

Car Loan EMI Calculator

Get a car loan from HDFC bank

Get a car loan from Kotak Mahindra bank

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