Car Loan Suratgarh

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Car Loan Suratgarh

Best Banks for Car Loan in Suratgarh

Private Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Suratgarh FeaturesCar Loan Suratgarh

Car loan helps fulfil the dream of buying a car so that’s why we are ready to help you. We help all our customers who want to turn their dreams into the reality of buying a car by helping you get proper financing. The car dealers always have a good profit margin in these kinds of deals.

The very first time, people who want to buy a car through loan generally think that taking a car loan from the car dealer will be beneficial for them. Car loans are available by the number of banks and the NBFCs. The idea is to save some amount of work and also some money which is not how it is, mostly.

 The financing can be taken from the banks or the NBFCs directly and not taking a loan from the dealer as this is better as it will help save some money in comparison to getting finance directly from the car dealer.

Car Loan Suratgarh Interest Rates

Bank Processing Fee
Prepayment Charges
HDFC Bank Car Loan (1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan 1 % to 2.50% Nil
Private Bank Car Loan 0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan 500/- to 0.50% Nil
Kotak Car Loan 1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan Nil Nil
Muthoot Car Loan Nil Nil
Manappauram Car Loan Nil Nil
PNB Car Loan 0.70% to 1% Nil
Canara Bank Car Loan 0.01 Nil
Andhra Bank Car Loan Nil Nil

To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

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Car Loan Hoshangabad Documents Required

A person should review the documents required for car loan before making a decision.

For Salaried Individuals:

  • Proof of Identity: Passport copy, Driving License, PAN Card, Voters ID card
  • Income Proof: Latest three month’s salary slip and Form No. 16
  • Residence Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
  • Bank Statement: of the last half-year.

For Self Employed Individuals:

  • Identity Proof: Voters ID card, Passport copy, PAN Card, Driving License
  • Income Proof: Latest ITR
  • Residence Proof(anyone): Ration card/ Driving license / Voters card / Passport Copy / Life Insurance Policy /PAN Card/ Telephone Bill / Electricity Bill
  • Bank Statement: Past half year.

Car Loan Suratgarh Eligibility Criteria

To obtain the loan amount, a person must meet the Eligibility criteria for car loan.

For Salaried Applicants

  • Minimum age: 21 years
  • Maximum age at loan maturity: 65 years
  • Minimum employment: One year in current employment and a minimum of two years in total
  • Minimum Yearly Income: Rs.100000 net yearly income

For Self-Employed Applicants

  • Minimum age: 21 years
  • Maximum age at loan maturity: 65 years
  • Minimum employment: At least three years in business operations
  • Minimum Yearly Income: Net profit Rs. 60000 yearly for standard cars and Rs.100000 yearly for mid-sized cars

Car Loan for Major Car Manufacturers in Suratgarh

TABLE WILL APPEAR Apply for a Car Loan

Processing Fees / Prepayment Charges on Car Loan Suratgarh

Category Details
Processing Charges
1999 - 4999 + Tax
No prepayment is allowed until 12 EMIs are paid
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq + GST
Floating Rate of Interest Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs Rs 200 + GST

CIBIL Score Required for Car Loan in Suratgarh

Having a reliable CIBIL score helps the loans to be availed at a cheaper car loan rate of interest. Every lending institution has its criteria for the minimum CIBIL score required for processing the Car Loan application in Suratgarh so that they can minimize the risk of lending, wherein most of them have CIBIL of 750 or above to process your loan application as a CIBIL score.

The institutions also look at detailed behavior on the previous loan patterns such as details on the type of loan taken and the amount borrowed. Late payments on previous loans can act as a barrier to avail a new one.

Get a good CIBIL score to avail the best offers on the car loan with us!

Car Loan Suratgarh Agent Contact Number

You can get instant help regarding any queries for your car loan application anywhere in Suratgarh easily from Dialabank by contacting the number 9878981166. or by visiting the website of Dialabank.

Pre Calculated EMI Table for Car Loan Suratgarh

Rate 5 Yrs 4 Yrs 3 Yrs
10.50% 2149 2560 3250
11.00% 2174 2584 3273
11.50% 2199 2608 3297
12.00% 2224 2633 3321
12.50% 2249 2658 3345
13.00% 2275 2682 3369
13.50% 2300 2707 3393
14.00% 2326 2732 3417
14.50% 2352 2757 3442
15.00% 2378 2783 3466

Car Loan EMI Calculator Suratgarh

About Suratgarh

Suratgarh is a city and a municipality in Ganganagar district in the Indian state of Rajasthan. Suratgarh was a significant arena of historical incidences in the ancient past. There has been a constant boost to the economy with the presence of major defence stations and Suratgarh Thermal Power Station.

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