Car Loan Suratgarh

I have read the Privacy Policy & Agree to Terms & Conditions and authorize Dialabank & its partner institutions to Call or SMS me with reference to my application.

Buy your dream Car

Rates as low as 7.35%*
Up to 100% Funding
Doorstep Service
Hassle-free Disbursal
Unbiased Experts Advice

Best Banks for Car Loan in Suratgarh

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Suratgarh FeaturesCar Loan Suratgarh

Car loan helps fulfil the dream of buying a car so that’s why we are ready to help you. We help all our customers who want to turn their dreams into the reality of buying a car by helping you get proper financing. The car dealers always have a good profit margin in these kinds of deals.

The very first time, people who want to buy a car through loan generally think that taking a car loan from the car dealer will be beneficial for them. Car loans are available by the number of banks and the NBFCs. The idea is to save some amount of work and also some money which is not how it is, mostly.

 The financing can be taken from the banks or the NBFCs directly and not taking a loan from the dealer as this is better as it will help save some money in comparison to getting finance directly from the car dealer.

Car Loan Suratgarh Interest Rates

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Personal Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Apply for a Car Loan

Car Loan Hoshangabad Documents Required

For Salaried Individuals:

  • Proof of Identity: Passport copy, Driving License, PAN Card, Voters ID card
  • Income Proof: Latest three month’s salary slip and Form No. 16
  • Residence Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
  • Bank Statement: of the last half-year.

For Self Employed Individuals:

  • Identity Proof: Voters ID card, Passport copy, PAN Card, Driving License
  • Income Proof: Latest ITR
  • Residence Proof(anyone): Ration card/ Driving license / Voters card / Passport Copy / Life Insurance Policy /PAN Card/ Telephone Bill / Electricity Bill
  • Bank Statement: Past half year.

Car Loan Suratgarh Eligibility Criteria

For Salaried Applicants

  • Minimum age: 21 years
  • Maximum age at loan maturity: 65 years
  • Minimum employment: One year in current employment and a minimum of two years in total
  • Minimum Yearly Income: Rs.100000 net yearly income

For Self-Employed Applicants

  • Minimum age: 21 years
  • Maximum age at loan maturity: 65 years
  • Minimum employment: At least three years in business operations
  • Minimum Yearly Income: Net profit Rs. 60000 yearly for standard cars and Rs.100000 yearly for mid-sized cars

Car Loan for Major Car Manufacturers in Suratgarh

TABLE WILL APPEAR Apply for a Car Loan

Processing Fees / Prepayment Charges on Car Loan Suratgarh

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST

CIBIL Score Required for Car Loan in Suratgarh

Having a reliable CIBIL score helps the loans to be availed at a cheaper rate of interest. Every lending institution has its criteria for the minimum CIBIL score required for processing the Car Loan application in Suratgarh so that they can minimize the risk of lending, wherein most of them have CIBIL of 750 or above to process your loan application as a CIBIL score.

The institutions also look at detailed behaviour on the previous loan patterns such as details on the type of loan taken and the amount borrowed. Late payments on previous loans can act as a barrier to avail a new one.

Get a good CIBIL score to avail the best offers on the car loan with us!

Car Loan Suratgarh Agent Contact Number

You can get instant help regarding any queries for your car loan application anywhere in Suratgarh easily from Dialabank by contacting the number 9878981166. or by visiting the website of Dialabank.

Pre Calculated EMI Table for Car Loan Suratgarh

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

Car Loan EMI Calculator Suratgarh

About Suratgarh

Suratgarh is a city and a municipality in Ganganagar district in the Indian state of Rajasthan. Suratgarh was a significant arena of historical incidences in the ancient past. There has been a constant boost to the economy with the presence of major defence stations and Suratgarh Thermal Power Station.

Apply for a Car Loan

Other Car Loan Cities In Rajasthan

Car Loan Sri Ganganagar Car Loan Rawatsar
Car Loan Sikar Car Loan Rajsamand
Car Loan Shahpura Car Loan Phalodi
Car Loan Sangaria Car Loan Pali

Menu