Car Loan Suryapet

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Car Loan Suryapet

Best Banks for Car Loan in Suryapet

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate (p.a.)
7.35 - 7.95%
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Suryapet FeaturesCar Loan suryapet

Wish to buy a car but afraid of losing all the savings? A Car Loan will bring you out of this misery. Almost all the lending institutions in the country provide car loans at attractive rates without stringent eligibility criteria. You need not put any additional assets as collateral because the car you purchase serves as the collateral itself. The repayment structure is flexible and you can modify it as per your need which makes it quite a popular option.

To avoid any hassle and wastage of time, visit DialaBank to get a fast loan disbursal.

Car Loan Suryapet Interest Rate

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

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Car Loan Suryapet Documents Required

Documents required for car loan are as followed:

For Salaried Individuals:

  1. Proof of Identification: Passport copy, PAN Card, Voters ID card, Driving License
  2. Income Proof: Latest 3-month salary slip with form 16
  3. Residence Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
  4. Bank Statement: Last 6 months.

For Self Employed Individuals:

  1. Identification Proof: Passport copy, PAN Card, Voters ID card, Driving License
  2. Income Proof: Latest ITR
  3. Address Proof(anyone): Ration card/ Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
  4. Bank Statement: Last 6 months.

Car Loan Suryapet Eligibility Criteria

The car loan eligibility requirements are as followed:

For Salaried Applicants

  1. Minimum age: 21 years
  2. Maximum age at loan maturity: 65 years
  3. Minimum employment: 1 year in current employment and a minimum of 2 years of employment
  4. Minimum Annual Income: Rs.100000 net annual income

For Self-Employed Applicants

  1. Minimum age: 21 years
  2. Maximum age at loan maturity: 65 years
  3. Minimum employment: At least 3 years in business
  4. Minimum Annual Income: Net profit Rs. 60000 per annum for standard cars and Rs.100000 per annum for mid-sized and premium cars

How to Apply for Car Loan in Suryapet?

Follow these few simple steps in order to avail a car loan online without wasting any time.

  1. Visit our website DialaBank and Select Car Loan on the homepage.
  2. You will be directed to a page where you are required to fill in your personal as well as professional details
  3. Provide your current contact number so that our relationship managers can get in touch with you for further assistance.

The offline method for availing a car loan is also an option that does not prefer the online method. You need to visit the nearest branch office the lender and thereafter fill an application for. The executives will then assist you accordingly for further process.

Car Loan for Major Car Manufacturers in Suryapet 

TABLE WILL APPEAR

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Processing Fees & Prepayment Charges on Car Loan Suryapet 

Category Details
Processing Charges
1999 - 4999 + Tax
Prepayment
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq + GST
Floating Rate of Interest Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs Rs 200 + GST

CIBIL Score Required for Car Loan in Suryapet

CIBIL score is basically a score that denotes the credit behavior of an individual based on which lenders decide for the approval of a loan. Generally, if an applicant has a score above 750, then they are eligible for a car loan. But the minimum score requirement criteria vary from bank to bank.

It is advised that an applicant must check the credit score and settle any pending dues or debts if any so as to avoid any inconvenience while applying for a loan. Lenders generally do not provide loans to applicants with or credit scores or history.

Car Loan Suryapet Contact Number

Get instant car loans on our website or call on 9878981166 to get personalized assistance. Our executives are well informed and will assist you in the best way possible in order to provide you with a deal most suited for you.

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Pre Calculated EMI Table for Car Loan Suryapet

Rate 5 Yrs 4 Yrs 3 Yrs
10.50% 2149 2560 3250
11.00% 2174 2584 3273
11.50% 2199 2608 3297
12.00% 2224 2633 3321
12.50% 2249 2658 3345
13.00% 2275 2682 3369
13.50% 2300 2707 3393
14.00% 2326 2732 3417
14.50% 2352 2757 3442
15.00% 2378 2783 3466

Car Loan EMI Calculator Suryapet

About Suryapet 

Suryapet is a city and the district headquarters of Suryapet district in the state of Telangana. It is a municipality and the headquarters of Suryapet Mandal in the Suryapet revenue division. The city is flourishing with a cement industry and contributes majorly to the economy of the place.

 

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