All about Car Loan Taliparamba
Is your car’s maintainance becoming a havoc for you? Is it affecting your budget too much? Want to shift to a new car? With dialabank, access to car loans have become a piece of cake. Our relationship managers iwll cater your needs and make sure you get the loan within a couple of hours. Through us you will get access to cheapest car loans. Thus upgrading to a new car isn’t a daunting task as it used to be before.
What is a Car Loan?
Interest Rates for Car Loan Taliparamba
- If the requirement of the applicant is less than Rs. Three lacs then the interest rate charged would be 10.25%.
- Simultaneously, if the loan amount is between Rs.3 lacs to Rs.6 lacs, then the interest rate charged would be 9.50%.
- For loan amount between Rs.6 lacs to Rs.10 lacs, a 9.25% interest rate would be charged.
- If the loan amount varies from Rs.10-20 lacs, then the interest rate charged would be 9.00%.
- For loan amount being more than Rs. 20 lacs the interest rate would be 8.70%.
Eligibility Criteria for Car Loan Taliparamba
- Minimum age: 21 years
- Maximum age at loan maturity: 65 years
- Minimum employment: 1 year in current work and a minimum of 2 years of work.
- Minimum Annual Income: Rs 100000 net annual income.
- Minimum age: 30 years
- Maximum age at loan maturity: 60 years
- Minimum employment: At least two years in business
- Minimum Annual Income: Net profit Rs. 60000 p.a for standard cars and Rs.100000 p.a. for mid-sized and premium cars
- Minimum Income: Net profit Rs. 60000 p.a for standard cars and Rs.100000 p.a. for mid-sized and premium cars.
- Minimum turnover: Turnover Rs. 4.5 lakh.
Private Limited Company
- Minimum Income: Net profit Rs. 60000 p.a for standard cars and Rs.100000 pa for mid-sized and premium cars
- Minimum turnover: Turnover Rs 4.5 lakh
Public Limited Company
- Minimum Income: Net profit Rs. 60000 p.a for standard cars and Rs.100000 p.a for mid-sized and premium cars
- Minimum turnover: Turnover Rs 4.5 lakh
Why should one choose Car Loan Taliparamba ?
- Easy monthly repayment options
- Instantly available
- Loan Tenure period varies from 1-7 years.
- Affordable interest Rates
- Easily and quickly available loan
- No hidden charges.
Documents you will need to submit for Car Loan Taliparamba
- Proof of Identity: Passport copy, PAN Card, Voters ID card, Driving License, Aadhar Card
- Income Proof: For Salaried Latest salary slip with form 16 / For Self- Employed Latest ITR
- Address Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy / PAN Card / Aadhar Card
- Bank Statement: Bank statements for the last six months are also required.
- Car quotation is also required.
Fee and Other Charges for Car Loan Taliparamba
- Stamp duty charged is at actuals.
- Processing fee charged depends upon two categories. For up to the amount of Rs.2.5lacs, the processing fee is Rs.2825/-. For amount more than Rs.2.5lacs, the processing fee is Rs.3850/-. The maximum amount which can be charged for processing fee is Rs.5000/-. However, Dialabank provides the processing fee at an attractive price of Rs.1785/- only.
- Loan cancellation or rebooking charges: In the event of cancellation, interest charges from disbursement date till refund of disbursement amount will be borne by the customer.
- Legal, Repossession and Incidental Charges: At Actuals
- 5)Loan rescheduling charges: At Rs.1000/-
Eligibility for different individuals for Car Loan Taliparamba
2) Government Employees:
3) Internal Customer:
Additional information of Car Loan Taliparamba
- The CIBIL of the applicant needs to be more than 700.
- The loan is given for a period of 60 months to 84 months.
- The minimum amount of credit that can be claimed by the applicant is Rs. 1 lakh.
- Also, the top-up amount is twice the paid loan amount.
- Car Loan is not given to constables.
- The persons having CIBIL 0, 1, -1 are also considered right customers.
- If the installment gets bounced, then the amount charged by the bank will be doubled for the respective month.
Car Loan Taliparamba for the agriculturist
It is a city with a population of 72500. It comes under the Kannur district in Kerala and has an area of 43.05 square kilometer. With dialabank providing their services to all parts of the country, it is now feasible to have access to car loans.
Why should you choose DialaBank for a car loan?
- Dialabank offers you a car with the lowest interest rates and with minimum documentation schemes.
- Dialabank is an Indian first Financial Helpline where the company provides eligibility and price comparison for financial products.
- Car Loan is a convenient scheme that allows a person to bring home a vehicle.
- We offer car loans up to 100% ex-showroom price of the car, and up to 7 years tenure.
- Apply now on our official website dialabank for instant approval and faster processing of your car loan.
How to apply?
- Visit dialabank
- Go to the loan section and select auto loan followed by car loan link.
- The applicant will be directed to all the details of the car loan where they can choose their preferred city.
Table of Contents
- 1 All about Car Loan Taliparamba
- 2 What is a Car Loan?
- 2.1 Interest Rates for Car Loan Taliparamba
- 2.2 Eligibility Criteria for Car Loan Taliparamba
- 2.3 Why should one choose Car Loan Taliparamba ?
- 2.4 Documents you will need to submit for Car Loan Taliparamba
- 2.5 Fee and Other Charges for Car Loan Taliparamba
- 2.6 Eligibility for different individuals for Car Loan Taliparamba
- 2.7 Additional information of Car Loan Taliparamba
- 2.8 Car Loan Taliparamba for the agriculturist
- 2.9 About Taliparamba
- 2.10 Why should you choose DialaBank for a car loan?
- 2.11 How to apply?
- 2.12 Car Loan Providers