Car Loan Tapokda

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Buy your dream Car

Rates as low as 8.50%*
Up to 100% Funding
Doorstep Service
Hassle-free Disbursal
Unbiased Experts Advice

Best Banks for Car Loan in Tapokda

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Tapokda Features

Have a dream car in mind but lack the fund? Want to own a personal vehicle that can fulfill your needs? Apply for a car loan and buy the four-wheeled drive you always wanted to.

A car loan or auto loan is a type of secured loan that a person can avail to buy a new or a used car. The collateral security, in this case, is the vehicle a person wants to buy and is taking a loan for. Features of Car Loan Tapokda

  • Easy monthly repayment options
  • Instantly available
  • Loan Tenure period varies from 5-7 years
  • Affordable interest Rates
  • Easily and quickly available loans
  • No hidden charges

Car Loan Tapokda Interest Rate

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Personal Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Car Loan Tapokda Documents Required

  1. Proof of Identity: Passport copy, PAN Card, Voters ID card, Driving License( Laminated, Recent, Legible)
  2. Income Proof: For Salaried Latest salary slip with form 16 / For Self- Employed Latest ITR
  3. Address Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy PAN Card
  4. Bank Statement: Last 6 months

Car Loan Tapokda Eligibility Criteria

  1. Minimum age: 21 years old
  2. Maximum age at loan maturity: 65 years old
  3. Minimum employment: For Salaried- 1 year in current employment and a minimum of 2 years of employment
  4. For Self Employed– at least 3 years in business
  5. Minimum Annual Income: For Salaried Rs 100000 net annual income
  6. For Self- Employed Net profit Rs. 60000 p.a for standard cars and Rs.100000 per annum for mid-sized and premium cars

How to Apply for Car Loan in Tapokda?

  1. Visit our website www.dialabank.com from your browser.
  2. Go to the on-page loan section and click on the link to the car loan.
  3. The applicant will be led to all the specifics of the car loan where, according to their requirements, they can select their preferred location.
  4. You can call to 9878981166 for more information on car loans and free guidance.

Processing Fees & Prepayment Charges on Car Loan Tapokda

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST

CIBIL Score Required for Car Loan in Tapokda

Each lending institution has its criteria for the minimum CIBIL score required to process the Car Loan Tapokda application in Tenali in order to minimize the risk of lending to you and also if your CIBIL score is low you get a high interest rate than others. Most institutions require a minimum CIBIL score of 750 or above to process your application for a loan.

Having a good CIBIL score also helps to get loans at a lower interest rate.

The institutions are not only looking at the overall score but also the detailed behavior taken on previous loans. This includes details regarding the type of loan received and the amount borrowed. Any overdue payments for previous loans will serve as a deterrent to making a fresh loan available to you.

Car Loan Tapokda Contact Number

You can get a car loan Tapokda easily from dialabank by contacting the number 9878981166.

Pre Calculated EMI Table for Car Loan Tapokda

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

car loan tapokda

Car Loan EMI Calculator

Car loan EMI can be calculated by Car loan EMI Calculator provided by Dialabank. It is free to use and you can use it an infinite number of times. Equated Monthly Installments(EMI) is the monthly fixed charges that you pay to the bank as monthly repayment for the loan amount borrowed. Based on the profile, the interest rate on the loan is determined. EMI is calculated based on the Interest Rate you are charged by the bank and the amount of loan you have to take and the period for which you enjoy the car loan.

Get a car loan from HDFC bank

Get a car loan from AXIS bank

Get a car loan from ICICI bank

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