car Loan Tezpur

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Best Banks for Car Loan in Tezpur

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Tezpur Features

car loan tezpurTaking a car loan is becoming common these days. taking a dream car through the loan can fulfill your dreams to buy a luxury car. you can repay the loan amount through the EMI according to the Bank schedules. repaying the loan in time gives a good cibil score. you can save time, by applying forms online. the dialabank is the best website which gives a good rate of interest and also gives high tenure.

Click here for SBI car loan

Car Loan Tezpur Interest Rate

  • Car loan interest rates change every time, again and again, so it’s important to monitor them. Your loan’s interest rate impacts the amount you’re going to pay for the month to month. Furthermore, a lower interest rate can mean a huge number of rupees in savings. Our rate table can assist you in realizing the best ideal opportunity to purchase a vehicle.

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Personal Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Car Loan Tezpur Documents Required

  • Last 6 months bank statements are needed.
  • Local proofs like Aadhar card or Pan card or Voter Id are required.
  • The Lastest Two photocopies are required.
  • If the applicant is salaried, then the applicant should submit Salary slips with Form 16.
  • If the applicant is Self-employed then the applicant should submit Income tax returns.

Car Loan Tezpur Eligibility Criteria

  1. Firstly, the borrower must be an Indian citizen.
  2. Secondly, the minimum applicant age  21 yrs as well as older than 60 yrs at loan maturity to the avail car loan.
  3. Thirdly, He/she must have a good annual income that properly demonstrates his/her capacity for loan repayment the amount he borrows.
  4. Besides that,  the applicant must have secure employment working the current job status of one year as well as regular income in the account.
  5. More importantly, he must possess a mobile number that marks his address and the occupation of that address for an expected duration of time.
  6. Besides that, the borrower should have some source of income.
  7. After that, the monthly income of the applicant should be Rs. 18k minimum.
  8. Moreover, the borrower should be in the business for two years.
  9. After that, the borrower should be from two years in employment as well as from 1 year in the same company.
  10. Finally, CIBIL scores of the borrower should be more than 750.

How to Apply for Car Loan in Tezpur?

  • Visit the Dialabank website and click on the loan section.
  • After click on the loan section, choose the location where you want to apply for the loan.
  • Give the required information, including the phone number.
  • In the end, you will receive a call from our experts.

Click here for Kotak car loan

Processing Fees & Prepayment Charges on Car Loan Tezpur

Check below table for Fees and charges of car loan Tezpur

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST

CIBIL Score Required for Car Loan in Tezpur

A Good Cibil always lies between 700-900. if your score is more than the 700+  then you can get loan instantly. this Cibil shows the repayment capacity of the person. If your applying for the loan, just look at the Cibil before applying for the loan. you can improve your cibil by taking loan and repaying the loan on time.

Click here for ICICI car loan

Car Loan Tezpur Contact Number

Dial 9878981166 for any queries and help.

Pre Calculated EMI Table for Car Loan Tezpur

Look at the table for Pre calculated EMI.

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Tezpur

Tezpur is a tow in Sonitpur district located in the Indian states of Assam. this was on the banks of the river Brahmaputra.

Car Loan EMI Calculator

To check your Monthly EMIs. by the below table.

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