Best Banks for Car Loan in Thanesar
Car Loan Thanesar Features
A vehicle advance is a measure of money a customer obtains from financial institutions like banks to buy their dream vehicle. The advance sum is possibly up to 85% of the all-out expense of your dream vehicle, dependent on Ex-Showroom or On-Road cost. The loan amount will vary from bank to bank. You can reimburse the credit sum in portions.
Vehicle credits in Thanesr regularly offer a fixed pace of interest options. This implies you are constantly guaranteed a fixed sum that should be reimbursed month to month. Vehicle advances are not implied for simply new vehicles but also for second-hand vehicles. Apply for a Car Loan at Dialabank. Visit us at www.dialabank.com.
Car Loan Thanesar Interest Rate
Bank
Processing Fee
HDFC Bank Car Loan
(1999 - 4999) + Tax
Axis Bank Car Loan
1 % to 2.50%
Nil
Private Bank Car Loan
0.25% to 1.50%
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
0.01
Nil
Andhra Bank Car Loan
Nil
Nil
To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates
Car Loan Thanesar Documents Required
Documents required for car loan are as followed:
For salaried:
- Identity Proof: Passport, PAN Card, Voters ID card, Driving License, or any other valid proof of identity
- Income Proof: Latest 3-month salary receipt along with form 16
- Address Proof: Ration card / Adhar card/ Driving license / Passport / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card or any other address proof
- Bank Statement: previous 6 months statements be required.
For self-employed:
- Identity Proof: Passport, PAN Card, Voters ID card, Driving License or any other valid proof of identity
- Income Proof: Latest ITR returns filed
- Address Proof: Ration card / Adhar card/ Driving license / Passport / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card or any other address proof
- Bank Statement: Statement of previous 6 months are required.
Car Loan Thanesar Eligibility Criteria
The car loan eligibility requirements are as followed:
For salaried:
- The age for a salaried individual or applicants should be between 21 and 60 years
- One-year employment is essential for salaried applicants
- Rs 100000 net annual income is required
For self-employed:
- The age for a self-employed applicant should be between 30 and 65 years
- 3 years of operating business is essential for self-employed persons
- Rs. 60k- 100k p.a for a self-employed person
Car Loan for Major Car Manufacturers in Thanesar
TABLE WILL APPEAR
Processing Fees & Prepayment Charges on Car Loan Thanesar
Category
Details
Processing Charges
Prepayment
Preclosure
Stamp Duty
Cheque Bounce Chgs
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
Amortisation Schedule Chgs
Rs 200 + GST
CIBIL Score Required for Car Loan in Thanesar
CIBIL score is the score that defines the credit history of an individual. CIBIL score can depict the creditworthiness with which a person has paid off his previous loans. Any loan, including the car loan, requires a good CIBIL score of the individual. Of course, the exact value may differ from one bank to another. But, a score of 750 and above is considered a good score and makes the entire process of car loan availability easy, convenient and fast.
Higher the CIBIL score, the high chance of approval it becomes for an individual to avail of a car loan.
Car Loan Thanesar Contact Number
For any queries related to a car loan Thanesar, you may call us on this number 9878981166.
Pre Calculated EMI Table for Car Loan Thanesar
Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466
Car Loan EMI Calculator
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