Car Loan Thanesar

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Buy your dream Car

Rates as low as 8.50%*
Up to 100% Funding
Doorstep Service
Hassle-free Disbursal
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Best Banks for Car Loan in Thanesar

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Thanesar Features

car loan thanesar

A vehicle advance is a measure of money a customer obtains from financial institutions like banks to buy their dream vehicle. The advance sum is possibly up to 85% of the all-out expense of your dream vehicle dependent on Ex-Showroom or On-Road cost. The loan amount will vary from bank to bank.  The credit sum can be reimbursed in portions.

Vehicle credits in Thanesr regularly offer a fixed pace of interest options. This implies you are constantly guaranteed a fixed sum that should be reimbursed month to month. Vehicle advances are not implied for simply new vehicles but also for the second-hand vehicles. Apply for a Car Loan at Dialabank. Visit us at www.dialabank.com.

Car Loan Thanesar Interest Rate

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Personal Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Car Loan Thanesar Documents Required

Following documents required :

  1. Identity Proof: Passport copy, PAN Card, Voters ID card, Driving License or any other valid proof identity
  2. Income ProofFor Salaried– Latest 3-month salary receipt with form 16 / For Self Employed- Latest ITR returns filed
  3. Address Proof: Ration card / Adhar card/ Driving license / Passport / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card or any other address proof
  4. Bank Statement: previous near about 6 months statements be required.

Car Loan Thanesar Eligibility Criteria

  1. The age for a salaried individual or applicants should be between 21 and 60 years
  2. The age for a self-employed applicant should be between 30 and 65 years
  3. One-year employment is essential for salaried applicants while 3 years of operating business is essential for self-employed persons
  4. Rs 100000 net annual income is required in the case of salaried applicants and Rs. 60k- 100k p.a for a self-employed person

How to Apply for Car Loan in Thanesar?

The process of car loan application is easy with DialaBank. The reasons why DialaBank should be considered to avail a car loan in Thanesar are:

  • We are India’s first-ever financial helpline.
  • The loan gets disbursed within a few hours of applying with us.
  • The entire process is hassle-free.
  • Get expert advice on car loans through our relationship managers.
  • You have the option to opt for door-step pickup facility of your documents

To apply with us, just go to our website i.e www.dialabank.com, and fill the form of a car loan with your personal details. You will soon be contacted by our customer relationship manager who will assist you further in choosing the best bank/NBFC for you according to your need for a loan amount.

You may also visit the nearest branch personally to avail of a car loan which may not be convenient or may require multiple visits for approval.

Processing Fees & Prepayment Charges on Car Loan Thanesar

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST

CIBIL Score Required for Car Loan in Thanesar

CIBIL score also known as credit score is the score that defines the credit-history of an individual. The creditworthiness with which a person has paid off his previous loans can be depicted through this score. Any kind of loan including the car loan requires a good CIBIL score of the individual. The exact value may differ from one bank to another bank. But, a score of 750 and above is considered a good score and makes the entire process of car loan availability easy and convenient and fast.

Higher the CIBIL score, the high chance of approval it becomes for an individual to avail of a car loan.

Car Loan Thanesar Contact Number

For any queries related to a car loan Thanesar, you may call us on this number 9878981166.

Pre Calculated EMI Table for Car Loan Thanesar

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Thanesar

Thanesar is a memorable town and a significant Hindu journey community on the banks of the Saraswati River in the territory of Haryana in northern India

Car Loan EMI Calculator

You may also check the car loan EMI calculator available on our website.

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