Car Loan Thanesar

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Car Loan Thanesar

Best Banks for Car Loan in Thanesar

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Thanesar Features

A vehicle advance is a measure of money a customer obtains from financial institutions like banks to buy their dream vehicle. The advance sum is possibly up to 85% of the all-out expense of your dream vehicle, dependent on Ex-Showroom or On-Road cost. The loan amount will vary from bank to bank. You can reimburse the credit sum in portions.

Vehicle credits in Thanesr regularly offer a fixed pace of interest options. This implies you are constantly guaranteed a fixed sum that should be reimbursed month to month. Vehicle advances are not implied for simply new vehicles but also for second-hand vehicles. Apply for a Car Loan at Dialabank. Visit us at www.dialabank.com.

Car Loan Thanesar

Car Loan Thanesar Interest Rate

Bank Processing Fee
Prepayment Charges
HDFC Bank Car Loan (1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan 1 % to 2.50% Nil
ICICI Bank Car Loan 0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan 500/- to 0.50% Nil
Kotak Car Loan 1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan Nil Nil
Muthoot Car Loan Nil Nil
Manappauram Car Loan Nil Nil
PNB Car Loan 0.70% to 1% Nil
Canara Bank Car Loan 0.01 Nil
Andhra Bank Car Loan Nil Nil


To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

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Car Loan Thanesar Documents Required

Documents required for car loan are as followed:

For salaried:

  • Identity Proof: Passport, PAN Card, Voters ID card, Driving License, or any other valid proof of identity
  • Income Proof: Latest 3-month salary receipt along with form 16
  • Address Proof: Ration card / Adhar card/ Driving license / Passport / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card or any other address proof
  • Bank Statement: previous 6 months statements be required.

For self-employed:

  • Identity Proof: Passport, PAN Card, Voters ID card, Driving License or any other valid proof of identity
  • Income Proof: Latest ITR returns filed
  • Address Proof: Ration card / Adhar card/ Driving license / Passport / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card or any other address proof
  • Bank Statement: Statement of previous 6 months are required.

Car Loan Thanesar Eligibility Criteria

The car loan eligibility requirements are as followed:

For salaried:

  • The age for a salaried individual or applicants should be between 21 and 60 years
  • One-year employment is essential for salaried applicants
  • Rs 100000 net annual income is required

For self-employed:

  • The age for a self-employed applicant should be between 30 and 65 years
  • 3 years of operating business is essential for self-employed persons
  •  Rs. 60k- 100k p.a for a self-employed person

Car Loan for Major Car Manufacturers in Thanesar

TABLE WILL APPEAR

Processing Fees & Prepayment Charges on Car Loan Thanesar

Category Details
Processing Charges
1999 - 4999 + Tax
Prepayment
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq + GST
Floating Rate of Interest Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs Rs 200 + GST

CIBIL Score Required for Car Loan in Thanesar

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CIBIL score is the score that defines the credit history of an individual. CIBIL score can depict the creditworthiness with which a person has paid off his previous loans. Any loan, including the car loan, requires a good CIBIL score of the individual. Of course, the exact value may differ from one bank to another. But, a score of 750 and above is considered a good score and makes the entire process of car loan availability easy, convenient and fast.

Higher the CIBIL score, the high chance of approval it becomes for an individual to avail of a car loan.

Car Loan Thanesar Contact Number

For any queries related to a car loan Thanesar, you may call us on this number 9878981166.

Pre Calculated EMI Table for Car Loan Thanesar

Rate 5 Yrs 4 Yrs 3 Yrs
10.50% 2149 2560 3250
11.00% 2174 2584 3273
11.50% 2199 2608 3297
12.00% 2224 2633 3321
12.50% 2249 2658 3345
13.00% 2275 2682 3369
13.50% 2300 2707 3393
14.00% 2326 2732 3417
14.50% 2352 2757 3442
15.00% 2378 2783 3466

Car Loan EMI Calculator

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