Car Loan Thirthahalli

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Best Banks for Car Loan in Thirthahalli

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Thirthahalli Features

Car loan helps fulfill one’s dream of buying a vehicle but buying a car is not an easy task so that’s why we will help. We at DialaBank help all our customers who want to turn their dreams into the reality of buying a car by helping you get proper financing. Car loans are available by the number of banks and the NBFCs.

car loan thirthahalli

Things to keep in mind before availing Car Loan Thirthahalli

The very first time, people who want to buy a car through loans generally think that taking a car loan from the car dealer will be beneficial for them. The idea is to save some amount of work and also some money which is not how it is, mostly. The car dealers always have a good profit margin in these kinds of deals.

The financing can be taken from the banks or the NBFCs directly and not taking a loan from the dealer as this is better as it will help save some money in comparison to getting finance directly from the car dealer.

Features of Car Loan Thirthahalli
  1. Finance is available for up to 100%.
  2. Reducing interest rates are available with easy EMIs.
  3. Flexible tenure of up to 7 years given conditions match.

Car Loan Thirthahalli Interest Rate

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Personal Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Car Loan Thirthahalli Documents Required

  1. Identity Proof: Passport copy, PAN Card, Voters ID card, Driving License of the applicant
  2. Income ProofFor Salaried– Latest 3-month salary slip with form 16 of the applicant
  3.  For Self Employed- Latest Income Tax Report of the applicant
  4. Address Proof: Ration card/Driving license/Voters card/Passport Copy/Telephone Bill/Electricity Bill/Life Insurance Policy/PAN Card of the applicant
  5. Bank Statement: Last 6 months bank statement of the applicant

Car Loan Thirthahalli Eligibility Criteria

The eligibility criteria for a car loan in Mussoorie is as follows:

  1. Minimum age: 21 years old
  2. Maximum age at loan maturity: 65 years old
  3. Minimum employment: For Salaried- 1 year in current employment and a minimum of 2 years of employment
  4. For Self Employed– at least 3 years in business
  5. Minimum Annual Income: For Salaried Rs 100000 net annual income
  6. For Self- Employed Net profit Rs. 60000 p.a for standard cars and Rs.100000 per annum for mid-sized and premium cars the range goes higher.

How to Apply for Car Loan in Thirthahalli?

  1. Visit our website www.dialabank.com from your browser.
  2. Go to the loan section on the page and click on the car loan link.
  3. The applicant will be directed to all the details of the car loan where they can choose their preferred city, according to their needs.
  4. For more information on car loans and free guidance, you may call on 9878981166.

Processing Fees & Prepayment Charges on Car Loan Thirthahalli

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST

CIBIL Score Required for Car Loan in Thirthahalli

Every lending institution has its criteria for the minimum CIBIL score required for processing the Car Loan application in Mussoorie so that they can minimize the risk of lending to you. Most institutions require a minimum score of CIBIL of 750 or above to process your loan application. Also having a good CIBIL score helps to loans at a cheaper rate of interest.

The institutions don’t just look at the overall score but also the detailed behavior on the previous loans taken. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing a fresh loan.

Car Loan Thirthahalli Contact Number

You can get a car loan Mussoorie easily from Dialabank by contacting the number 9878981166.

Pre Calculated EMI Table for Car Loan Thirthahalli

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Thirthahalli

Thirthahalli is a panchayat town located in the Shimoga district of the state of Karnataka, India. It lies on the bank of the river Tunga and is also the headquarters of the Thirthahalli Taluk of Shimoga district.

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