Car Loan Tirur

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Car Loan Tirur

Best Banks for Car Loan in Tirur

Feature HDFC Bank ICICI Bank
Kotak Mahindra Bank
Interest Rate (p.a.) 7.35 % - 7.95 % 8.5 % - 9.5 % 11 %
Min Loan Amt Metro : 1 Lac & Non Metro: 75000 75000 75000
Max Loan Amt 1 Cr 1 Cr 1 Cr
Loan Tenure Upto 7 Years Upto 5 Years Upto 5 Years
Processing Fee 1999 - 4999 + Tax 0.25% to 1.50% 0.25% to 1.50%
Preclosure Chgs 2%, Nil after 24 months 2%, Nil after 36 months Nil
Loan to Value (LTV) Upto 100% on Ex- showroom Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Tirur Features

Car Loan Tirur

Nowadays car loan is not very difficult to get and is not a luxury anymore like it used to be a decade ago, today everyone wants to have a car, and this process is made simple by dialabank by bringing you the best car deals online at a single platform for you to compare, analyze and apply for a car loan online without having to worry about them more. You can get a car loan tirur at the earliest and with a very pleasing service that you will not forget only with dialabank.

Car Loan Tirur Interest Rate

Bank Processing Fee
Prepayment Charges
HDFC Bank Car Loan (1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan 1 % to 2.50% Nil
ICICI Bank Car Loan 0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan 500/- to 0.50% Nil
Kotak Car Loan 1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan Nil Nil
Muthoot Car Loan Nil Nil
Manappauram Car Loan Nil Nil
PNB Car Loan 0.70% to 1% Nil
Canara Bank Car Loan 0.01 Nil
Andhra Bank Car Loan Nil Nil


To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

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Car Loan Tirur Documents Required

Documents required for car loan are as followed:

For Salaried Employees

  1. Passport copy, PAN Card, Voters ID card, Driving License is required as an identity proof.
  2. The latest 3-month salary slip with form 16 of the applicant is required as income proof .
  3. Ration card/Driving license/Voters card/Electricity Bill/Life Insurance Policy/Passport Copy/Telephone Bill/PAN Card of the applicant for address proof
  4. The Last 6 months bank statement of the applicant is needed by the bank.

For Self Employed

  1. Passport copy, PAN Card, Voters ID card, Driving License is required as an identity proof.
  2. Latest Income Tax Report of the applicant of Tirur.
  3. Ration card/Driving license/Voters card/Electricity Bill/Life Insurance Policy/Passport Copy/Telephone Bill/PAN Card of the applicant for address proof
  4. The Last 6 months bank statement of the applicant is needed by the bank.

Car Loan Tirur Eligibility Criteria

The car loan eligibility requirements are as followed:

For Salaried Employees

  1. Minimum Annual Income: Rs 100000 net annual income is required by the banks.
  2. Minimum age: 21 years old is required by the banks.
  3. Maximum age at loan maturity: 65 years old is required by the banks.
  4. Minimum employment:– 1 year in current employment and a minimum of 2 years of employment is required by the banks of Tirur.

For Self Employed

  1. Minimum Annual Income: Net profit Rs. 60000 p.a for standard cars and Rs.100000 per annum for mid-sized and premium cars are required by the banks of Tirur.
  2. Minimum age: 21 years old is required by the banks.
  3. Maximum age at loan maturity: 65 years old is required by the banks.
  4. Minimum employment:  at least 3 years in business is required by the banks.

Car loan for Major Car Manufacturers in Tirur

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TABLE WILL APPEAR

Processing Fees & Prepayment Charges on Car Loan Tirur

Category Details
Processing Charges
1999 - 4999 + Tax
Prepayment
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq + GST
Floating Rate of Interest Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs Rs 200 + GST

CIBIL Score Required for Car Loan in Tirur

CIBIL score of 750 and above is required to get a loan faster without any hassle and also at a lower rate of interest else you have to pay a high rate of interest.

Car Loan Tirur Contact Number

Apply for a Car Loan

You can get a car loan Tirur easily from dialabank by contacting the number 9878981166. Or you can simply visit our website at Dialabank.

Pre Calculated EMI Table for Car Loan Tirur

Rate 5 Yrs 4 Yrs 3 Yrs
10.50% 2149 2560 3250
11.00% 2174 2584 3273
11.50% 2199 2608 3297
12.00% 2224 2633 3321
12.50% 2249 2658 3345
13.00% 2275 2682 3369
13.50% 2300 2707 3393
14.00% 2326 2732 3417
14.50% 2352 2757 3442
15.00% 2378 2783 3466

About Tirur

Tirur is a Town and municipality in the Malappuram district in the Indian state of Kerala spread over an area of about 15 square kilometres. It is one of the 12 municipalities in Malappuram district and is situated 26 kilometres (16 mi) west of Malappuram and 52.5 kilometres (32.6 mi) south of Kozhikode, on the Shoranur–Mangalore section of the Mangalore–Chennai railway line. Tirur is said to be the major regional trading centre for electronics, mobile phones and other gadgets in the state. Tirur is known as the birthplace of Thunchaththu Ezhuthachan. It is also popular for its betel leaf. The town has an average elevation of 2 metres (6 ft 7 in). Tirur is the headquarters of the Malayalam Research Centre.

Car Loan EMI Calculator

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Car loan EMI can be calculated by Car loan EMI Calculator provided by Dialabank. It is free to use and you can use it an infinite number of times. Equated Monthly Installments(EMI) is the monthly fixed charges that you pay to the bank as monthly repayment for the loan amount borrowed. Based on the profile, the interest rate on the loan is determined. EMI is calculated based on the Interest Rate you are charged by the bank and the amount of loan you have to take and the period for which you enjoy the car loan.

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