Best Banks for Car Loan in Tirur
| Feature | HDFC Bank | Private Bank |
Kotak Mahindra Bank
|
| Interest Rate (p.a.) | 7.35 % - 7.95 % | 8.5 % - 9.5 % | 11 % |
| Min Loan Amt | Metro : 1 Lac & Non Metro: 75000 | 75000 | 75000 |
| Max Loan Amt | 1 Cr | 1 Cr | 1 Cr |
| Loan Tenure | Upto 7 Years | Upto 5 Years | Upto 5 Years |
| Processing Fee | 1999 - 4999 + Tax | 0.25% to 1.50% | 0.25% to 1.50% |
| Preclosure Chgs | 2%, Nil after 24 months | 2%, Nil after 36 months | Nil |
| Loan to Value (LTV) | Upto 100% on Ex- showroom | Upto 95% on Ex- showroom |
Upto 90% on Ex- showroom
|
Car Loan Tirur Features
Nowadays car loan is not very difficult to get and is not a luxury anymore like it used to be a decade ago, today everyone wants to have a car, and this process is made simple by dialabank by bringing you the best car deals online at a single platform for you to compare, analyze and apply for a car loan online without having to worry about them more. You can get a car loan tirur at the earliest and with a very pleasing service that you will not forget only with dialabank.
Car Loan Tirur Interest Rate
Bank
Processing Fee
HDFC Bank Car Loan
(1999 - 4999) + Tax
Axis Bank Car Loan
1 % to 2.50%
Nil
Private Bank Car Loan
0.25% to 1.50%
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
0.01
Nil
Andhra Bank Car Loan
Nil
Nil
To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates
Car Loan Tirur Documents Required
Documents required for car loan are as followed:
For Salaried Employees
- Passport copy, PAN Card, Voters ID card, Driving License is required as an identity proof.
- The latest 3-month salary slip with form 16 of the applicant is required as income proof .
- Ration card/Driving license/Voters card/Electricity Bill/Life Insurance Policy/Passport Copy/Telephone Bill/PAN Card of the applicant for address proof
- The Last 6 months bank statement of the applicant is needed by the bank.
For Self Employed
- Passport copy, PAN Card, Voters ID card, Driving License is required as an identity proof.
- Latest Income Tax Report of the applicant of Tirur.
- Ration card/Driving license/Voters card/Electricity Bill/Life Insurance Policy/Passport Copy/Telephone Bill/PAN Card of the applicant for address proof
- The Last 6 months bank statement of the applicant is needed by the bank.
Car Loan Tirur Eligibility Criteria
The car loan eligibility requirements are as followed:
For Salaried Employees
- Minimum Annual Income: Rs 100000 net annual income is required by the banks.
- Minimum age: 21 years old is required by the banks.
- Maximum age at loan maturity: 65 years old is required by the banks.
- Minimum employment:– 1 year in current employment and a minimum of 2 years of employment is required by the banks of Tirur.
For Self Employed
- Minimum Annual Income: Net profit Rs. 60000 p.a for standard cars and Rs.100000 per annum for mid-sized and premium cars are required by the banks of Tirur.
- Minimum age: 21 years old is required by the banks.
- Maximum age at loan maturity: 65 years old is required by the banks.
- Minimum employment: at least 3 years in business is required by the banks.
Car loan for Major Car Manufacturers in Tirur
TABLE WILL APPEARProcessing Fees & Prepayment Charges on Car Loan Tirur
Category
Details
Processing Charges
Prepayment
Preclosure
Stamp Duty
Cheque Bounce Chgs
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
Amortisation Schedule Chgs
Rs 200 + GST
CIBIL Score Required for Car Loan in Tirur
CIBIL score of 750 and above is required to get a loan faster without any hassle and also at a lower rate of interest else you have to pay a high rate of interest.
Car Loan Tirur Contact Number
You can get a car loan Tirur easily from dialabank by contacting the number 9878981166. Or you can simply visit our website at Dialabank.
Pre Calculated EMI Table for Car Loan Tirur
Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466
About Tirur
Tirur is a Town and municipality in the Malappuram district in the Indian state of Kerala spread over an area of about 15 square kilometres. It is one of the 12 municipalities in Malappuram district and is situated 26 kilometres (16 mi) west of Malappuram and 52.5 kilometres (32.6 mi) south of Kozhikode, on the Shoranur–Mangalore section of the Mangalore–Chennai railway line. Tirur is said to be the major regional trading centre for electronics, mobile phones and other gadgets in the state. Tirur is known as the birthplace of Thunchaththu Ezhuthachan. It is also popular for its betel leaf. The town has an average elevation of 2 metres (6 ft 7 in). Tirur is the headquarters of the Malayalam Research Centre.
Car Loan EMI Calculator
Car loan EMI can be calculated by Car loan EMI Calculator provided by Dialabank. It is free to use and you can use it an infinite number of times. Equated Monthly Installments(EMI) is the monthly fixed charges that you pay to the bank as monthly repayment for the loan amount borrowed. Based on the profile, the interest rate on the loan is determined. EMI is calculated based on the Interest Rate you are charged by the bank and the amount of loan you have to take and the period for which you enjoy the car loan.
Other Cities For Car Loan In Kerala
| Car Loan Thodupuzha | Car Loan Punalur |
| Car Loan Thrissur | Car Loan Perinthalmanna |
| Car Loan Thalassery | Car Loan Pathanamthitta |
| Car Loan Shoranur | Car Loan Pandalam |
