Car Loan Unnao

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Car Loan Unnao

Best Banks for Car Loan in Unnao

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate (p.a.)
7.35 - 7.95%
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Unnao Features

Car loan unnaoA car loan is financial help that banks and other lending institutions provide to fulfill your dream of having your car. They provide the necessary financing to buy a car that can be on the car’s Ex-Showroom Price or On-Road Price. Car loan is a secure loan with easy options for repayments. The amount of the loan is offered at interest charges that vary from bank to bank. In easy installments, one can pay for the vehicle.

Car Loan Unnao Interest Rate

Bank Processing Fee
Prepayment Charges
HDFC Bank Car Loan (1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan 1 % to 2.50% Nil
ICICI Bank Car Loan 0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan 500/- to 0.50% Nil
Kotak Car Loan 1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan Nil Nil
Muthoot Car Loan Nil Nil
Manappauram Car Loan Nil Nil
PNB Car Loan 0.70% to 1% Nil
Canara Bank Car Loan 0.01 Nil
Andhra Bank Car Loan Nil Nil


To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Apply for a Car Loan

Car Loan Unnao Documents Required

Documents required for car loan are as followed:

For salaried individuals:

  • Identity proof- passport copy, PAN Card, Voters ID card, Driving license of the applicant
  • Income proof- Latest 3-month salary slip with form 16 of the applicant
  • Address proof- Ration card/Driving license/Voters card/Passport copy/Telephone Bill/Electricity Bill/Life Insurance Poicy/PAN Card of the applicant
  • Bank statement of the last 6 months of the applicant

For self-employed individuals:

  • Identity proof- passport copy, PAN Card, Voters ID card, Driving license of the applicant
  • Income proof- Latest Income Tax Report of the applicant
  • Address proof- Ration card/Driving license/Voters card/Passport Copy/Telephone Bill/Electricity Bill/Life Insurance Policy/PAN Card of the applicant
  • Bank Statement of the last 6 months of the applicant

Car Loan Unnao Eligibility Criteria

The car loan eligibility requirements are as followed:

For salaried individuals:

  • The applicant should have a minimum age of 21 years and a maximum of 65 years old
  • The individual should be at least 1 year in current employment and a minimum of 2 years of employment
  • The individual should have Rs. 100,000 net annual income

For self-employed individuals :

  • The applicant should have a minimum age of 21 years and a maximum age of 65 years old
  • The individual should be at least 3 years in business
  • They should have a net profit of Rs.60,000 p.a. for standard cars and Rs.100,000 per annum for mid-sized and premium cars

Car Loan for Major Car Manufacturers in Unnao

TABLE WILL APPEAR

Processing Fees/Prepayment Charges on Car Loan in Unnao

Category Details
Processing Charges
1999 - 4999 + Tax
Prepayment
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq + GST
Floating Rate of Interest Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs Rs 200 + GST

CIBIL Score Required for Car Loan in Unnao

Apply for a Car Loan

Each lending institution has its criteria for the minimum CIBIL score required to process the Car Loan Unnao application in order to minimize the risk of lending to you and also if your CIBIL score is low you get a high-interest rate than others. Most institutions require a minimum CIBIL score of 750 or above to process your application for a loan.

Having a good CIBIL score also helps to get loans at a lower interest rate.

The institutions are not only looking at the overall score but also the detailed behavior taken on previous loans. This includes details regarding the type of loan received and the amount borrowed. Any overdue payments for previous loans will serve as a deterrent to making a fresh loan available to you.

Car Loan Unnao Contact Number

You can get a best car loan Unnao easily from Dialabank by contacting the number 9878981166.

Pre Calculated EMI Table for Car Loan Unnao

Rate 5 Yrs 4 Yrs 3 Yrs
10.50% 2149 2560 3250
11.00% 2174 2584 3273
11.50% 2199 2608 3297
12.00% 2224 2633 3321
12.50% 2249 2658 3345
13.00% 2275 2682 3369
13.50% 2300 2707 3393
14.00% 2326 2732 3417
14.50% 2352 2757 3442
15.00% 2378 2783 3466

Car Loan EMI Calculator

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