Best Banks for Car Loan in Vrindavan
Car Loan Vrindavan Features
Got tired of traveling on a two-wheeler and now wish to have a four-wheeler but don’t have the time to check out different banks and compare different banks interest rate, documentation requirement, etc. We will offer you all the information in minimal time and will clear all your doubts in no time. Apply with Dialabank and avail of the best services.
Some of the features of Car Loan in Vrindavan are:
- Up to 90-95% of the funding available for new cars
- Up to 80-85% of the financing available for used cars
- The loan tenure period is up to 7 years.
- The rate of interest is calculated on the basis of compound interest.
- Equated Monthly Installment is worked out for a refund.
- The early settlement of the pending amount is accessible subject to the pre-payment penalty.
Car Loan Vrindavan Interest Rates
Bank
Processing Fee
HDFC Bank Car Loan
(1999 - 4999) + Tax
Axis Bank Car Loan
1 % to 2.50%
Nil
Private Bank Car Loan
0.25% to 1.50%
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
0.01
Nil
Andhra Bank Car Loan
Nil
Nil
To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates
Car Loan Vrindavan Documents Required
Documents required for car loan are as followed:
For Salaried Individuals:
- Proof of Identity: Driving License, Passport copy, PAN Card, Voters ID
- Proof of Salary: Latest 3-month salary slip with form 16
- Proof of Residence: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
- Bank Statement: Last 6 months.
For Self Employed Individuals:
- Identity Evidence: Passport copy, PAN Card, Voters ID card, Driving License
- Income Evidence: Latest ITR
- House Proof(anyone): Ration card/ Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
- Bank Statement: Last 6 months.
Car Loan Vrindavan Eligibility Criteria
The car loan eligibility requirements are as followed:
For Salaried Applicants
- Minimum age: 21 years
- Maximum age at loan maturity: 65 years
- Minimum employment: 1 year in recent employment and a minimum of 2 years of employment
- Minimum Annual Income: Rs.100000 net annual income
For Self-Employed Applicants
- Minimum age: 21 years
- Maximum age at loan maturity: 65 years
- Minimum employment: At least 3 years in business
- Minimum Annual Income: Net Profit of Rs. 60000 per annum for standard cars and for mid-sized and premium cars Rs.100000 per annum
Car Loan for Major Car Manufacturers in Vrindavan
TABLE WILL APPEAR
Processing Fees / Prepayment Charges on Car Loan in Vrindavan
Category
Details
Processing Charges
Prepayment
Preclosure
Stamp Duty
Cheque Bounce Chgs
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
Amortisation Schedule Chgs
Rs 200 + GST
CIBIL Score Required for Car Loan in Vrindavan
CIBIL score reflects your credit history in the past as well as your defaults in a refund of your previous loans. A good credit score is considered as 750 and above as most of the financial foundations ask for a high credit score. Every bank and NBFC has different criteria for a minimum CIBIL score they need to process your Car Loan Vrindavan. The CIBIL score of less than 750 can attract a higher rate of interest.
A very low CIBIL score can lead to refusal of your loan as it is the first thing a bank tracks before processing your loan. Your record of previous loans is taken into consideration when you apply for a car loan. If there are any delay payments for previous loans, it will create a barrier for availing of a fresh loan.
Car Loan Vrindavan Agent Contact Number
Apply online through Dialabank and avail the best deals and offers on a car loan with instant approval and avail of extra benefits or you can make a missed call on this number for any queries about the car loan in Vrindavan 9878981166.
Our customer care executive provides you guidance and assistance to solve your queries.
Pre Calculated EMI Table for Car Loan Vrindavan
Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466
Car Loan EMI Calculator Vrindavan
About Vrindavan
Vrindavan is a holy town in the state of Uttar Pradesh. It falls under the district of Mathura. Vrindavan is one of the most sacred in Vaishnavism. It is situated in the Braj Bhoomi region.
According to the 2011 census, it had a population of 63,005.
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