Car Loan Vrindavan

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Car Loan Vrindavan

Best Banks for Car Loan in Vrindavan

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Vrindavan Features

Car loan Vrindavan

Got tired of traveling on a two-wheeler and now wish to have a four-wheeler but don’t have the time to check out different banks and compare different banks interest rate, documentation requirement, etc. We will offer you all the information in minimal time and will clear all your doubts in no time. Apply with Dialabank and avail of the best services.

Some of the features of Car Loan in Vrindavan are:

  • Up to 90-95% of the funding available for new cars
  • Up to 80-85% of the financing available for used cars
  • The loan tenure period is up to 7 years.
  • The rate of interest is calculated on the basis of compound interest.
  • Equated Monthly Installment is worked out for a refund.
  • The early settlement of the pending amount is accessible subject to the pre-payment penalty.

Car Loan Vrindavan Interest Rates

Bank Processing Fee
Prepayment Charges
HDFC Bank Car Loan (1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan 1 % to 2.50% Nil
ICICI Bank Car Loan 0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan 500/- to 0.50% Nil
Kotak Car Loan 1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan Nil Nil
Muthoot Car Loan Nil Nil
Manappauram Car Loan Nil Nil
PNB Car Loan 0.70% to 1% Nil
Canara Bank Car Loan 0.01 Nil
Andhra Bank Car Loan Nil Nil


To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

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Car Loan Vrindavan Documents Required

Documents required for car loan are as followed:

For Salaried Individuals:

  1. Proof of Identity: Driving License, Passport copy, PAN Card, Voters ID
  2. Proof of Salary: Latest 3-month salary slip with form 16
  3. Proof of Residence: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
  4. Bank Statement: Last 6 months.

For Self Employed Individuals:

  1. Identity Evidence: Passport copy, PAN Card, Voters ID card, Driving License
  2. Income Evidence: Latest ITR
  3. House Proof(anyone): Ration card/ Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
  4. Bank Statement: Last 6 months.

Car Loan Vrindavan Eligibility Criteria

The car loan eligibility requirements are as followed:

For Salaried Applicants

  1. Minimum age: 21 years
  2. Maximum age at loan maturity: 65 years
  3. Minimum employment: 1 year in recent employment and a minimum of 2 years of employment
  4. Minimum Annual Income: Rs.100000 net annual income

For Self-Employed Applicants

  1. Minimum age: 21 years
  2. Maximum age at loan maturity: 65 years
  3. Minimum employment: At least 3 years in business
  4. Minimum Annual Income: Net Profit of Rs. 60000 per annum for standard cars and for mid-sized and premium cars Rs.100000 per annum

Car Loan for Major Car Manufacturers in Vrindavan

TABLE WILL APPEAR

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Processing Fees / Prepayment Charges on Car Loan in Vrindavan

Category Details
Processing Charges
1999 - 4999 + Tax
Prepayment
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq + GST
Floating Rate of Interest Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs Rs 200 + GST

CIBIL Score Required for Car Loan in Vrindavan

CIBIL score reflects your credit history in the past as well as your defaults in a refund of your previous loans. A good credit score is considered as 750 and above as most of the financial foundations ask for a high credit score. Every bank and NBFC has different criteria for a minimum CIBIL score they need to process your Car Loan Vrindavan. The CIBIL score of less than 750 can attract a higher rate of interest.

A very low CIBIL score can lead to refusal of your loan as it is the first thing a bank tracks before processing your loan. Your record of previous loans is taken into consideration when you apply for a car loan. If there are any delay payments for previous loans, it will create a barrier for availing of a fresh loan.

Car Loan Vrindavan Agent Contact Number

Apply online through Dialabank and avail the best deals and offers on a car loan with instant approval and avail of extra benefits or you can make a missed call on this number for any queries about the car loan in Vrindavan  9878981166.

Our customer care executive provides you guidance and assistance to solve your queries.

Pre Calculated EMI Table for Car Loan Vrindavan

Rate 5 Yrs 4 Yrs 3 Yrs
10.50% 2149 2560 3250
11.00% 2174 2584 3273
11.50% 2199 2608 3297
12.00% 2224 2633 3321
12.50% 2249 2658 3345
13.00% 2275 2682 3369
13.50% 2300 2707 3393
14.00% 2326 2732 3417
14.50% 2352 2757 3442
15.00% 2378 2783 3466

Car Loan EMI Calculator Vrindavan

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About Vrindavan

Vrindavan is a holy town in the state of Uttar Pradesh. It falls under the district of Mathura. Vrindavan is one of the most sacred in Vaishnavism. It is situated in the Braj Bhoomi region.

According to the 2011 census, it had a population of 63,005.

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