Car Loan Vuyyuru

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Car Loan Vuyyuru

Best Banks for Car Loan in Vuyyuru

Feature
HDFC Bank
Private Bank
Kotak Mahindra Bank
Interest Rate (p.a.)
7.35 - 7.95%
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Vuyyuru Features

The vehicle has become a basic aspect of everyone’s life. Without it, nobody can envision life to run easily. However, purchasing a vehicle requires a lot of financing and it is very hard to organize funds with restricted pay. Getting a vehicle advance in Chennai is the best way and the most beneficial procedure to profit cash in a concise period.

Here in Dialabank, we will assist you with getting the most reasonable vehicle credit with lesser loan costs. With certain banks offering advance sum in the lakhs, which implies you are not restricted in your selection of vehicles.

Car Loan Vuyyuru Interest Rates

Bank Processing Fee
Prepayment Charges
HDFC Bank Car Loan (1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan 1 % to 2.50% Nil
Private Bank Car Loan 0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan 500/- to 0.50% Nil
Kotak Car Loan 1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan Nil Nil
Muthoot Car Loan Nil Nil
Manappauram Car Loan Nil Nil
PNB Car Loan 0.70% to 1% Nil
Canara Bank Car Loan 0.01 Nil
Andhra Bank Car Loan Nil Nil


To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

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Car Loan Vuyyuru Documents Required

Documents required for car loan are as followed:

  1. You will need any one of the Proofs of Identity like a Passport copy, PAN Card, Voters ID card, Driving License
  2. You must show any one of the Proofs of Income  for Salaried applicant is the Latest 3-month salary slip with form 16 and for Self Employed is the Latest Income Tax Returns (ITR)
  3. You will need any one of the Proofs of Address like Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
  4. Lastly, you will need 6 months of Bank Statement

Car Loan Vuyyuru Eligibility Criteria

The car loan eligibility requirements are as followed:

1.SALARIED INDIVIDUALS

  • Minimum age: 21 years
  • Maximum age at loan maturity: 65 years
  • Minimum employment: 1 year in current employment and a minimum of 2 years of employment.
  • Lowest Annual Income: Rs 100000 net annual income.

2.SELF-EMPLOYED INDIVIDUALS

  • Minimum age: 30 years
  • Maximum age at loan maturity: 65 years
  • Minimum employment: At least 2 years in business
  • Minimum Annual Income: Net profit Rs. 60,000 Per Annum for standard cars and Rs.1,00,000 Per Annum for mid-sized and premium cars

How to Apply for Car Loan in Vuyyuru?

  1. Visit us at dialabank
  2. Go to the loan section and click on the auto loan link.
  3. Fill out the form with details and submit the form.
  4. We will contact you in a short period of time.
  5. For further information please contact 9878981166.

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Car Loan for Major Car Manufacturers in Vuyyuru

TABLE WILL APPEAR

Processing Fees & Prepayment Charges on Car Loan Vuyyuru

Category Details
Processing Charges
1999 - 4999 + Tax
Prepayment
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq + GST
Floating Rate of Interest Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs Rs 200 + GST

CIBIL Score Required for Car Loan in Vuyyuru

A CIBIL score is a numeric score that depicts a candidate’s capacity to reimburse his previous credits effectively and normally. Keeping up a decent CIBIL score is fundamental on the off chance that you need to benefit from a vehicle credit at a lower loan cost. Likewise, having a decent CIBIL score speeds up your application.

The vast majority of the banks aside from a 750+ score to deal with your vehicle advance in Vuyyuru however these might be higher or lower contingent on the individual necessities of the banks. The base CIBIL score prerequisite for vehicle advances in Vuyyuru may change from banks to banks.

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Car Loan Vuyyuru Contact Number

Customers can contact us at 9878981166 to get exclusive car loan deals right from your home or can apply

Pre Calculated EMI Table for Car Loan Vuyyuru

Rate 5 Yrs 4 Yrs 3 Yrs
10.50% 2149 2560 3250
11.00% 2174 2584 3273
11.50% 2199 2608 3297
12.00% 2224 2633 3321
12.50% 2249 2658 3345
13.00% 2275 2682 3369
13.50% 2300 2707 3393
14.00% 2326 2732 3417
14.50% 2352 2757 3442
15.00% 2378 2783 3466

About Vuyyuru

Vuyyuru is a town in Krishna locale of the Indian province of Andhra Pradesh. It is a Nagar panchayat and the central station of the Vuyyuru Mandal. It is developing as a neighborhood of Vijayawada, India arranged 28 km away.

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