Car Loan Wani

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Car Loan Wani

Best Banks for Car Loan in Wani

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Wani FeaturesCar Loan Wani

“Save your precious time. No frequent visits to any bank. We will help you in receiving the Best Car Loan to buy your desire car. The Best Car Loan according to your requirements will hit at your gate. Avail your Car Loan without any confusing procedure and embrace your life with the exciting and breathtaking ride of your fantasy car.”

Now just get a car loan with good CIBIL score and minimum documents from Dialabank. By tendering all those we can get the loan at a great rate of interest. You can pay the loan by EMIs so there will not be any effect for the recurrent budget.

Car Loan Wani Interest Rate

Bank Processing Fee
Prepayment Charges
HDFC Bank Car Loan (1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan 1 % to 2.50% Nil
ICICI Bank Car Loan 0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan 500/- to 0.50% Nil
Kotak Car Loan 1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan Nil Nil
Muthoot Car Loan Nil Nil
Manappauram Car Loan Nil Nil
PNB Car Loan 0.70% to 1% Nil
Canara Bank Car Loan 0.01 Nil
Andhra Bank Car Loan Nil Nil


To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

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Car Loan Wani Documents Required

Documents required for car loan are as followed:

For Salaried Individuals:

  1. Proof of Identification: Passport copy, Voters ID card, PAN Card, Driving License
  2. Income Proof: Latest 3-month salary slip and form 16
  3. Residence Proof: Ration card / Driving license / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card / Voters card
  4. Bank Statement: Last 6 months.

For Self Employed Individuals:

  1. Identification Proof: Voters ID card, Passport copy, PAN Card, Driving License
  2. Income Proof: Latest ITR
  3. Address Proof(anyone): Voters card / Ration card/ Driving license / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy /PAN Card
  4. Bank Statement: Last 6 months.

Car Loan Wani Eligibility Criteria

The car loan eligibility requirements are as followed:

For Salaried Applicants

  • Minimum age: 21 years
  • Maximum age at loan maturity: 65 years
  • Minimum employment: 1 year in current work and a minimum of two years of profession
  • Minimum Annual Income: Rs.100000 net annual income

For Self-Employed Applicants

  • Minimum age: 21 years
  • Maximum age at loan maturity: 65 years
  • Minimum Annual Income: Net profit Rs. 60000 per annum for general cars and Rs.100000 per annum for mid-sized and excellent cars
  • Minimum employment: At least three years of operation in the business

Car Loan for Major Car Manufacturers in Wani

TABLE WILL APPEAR

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Processing Fees & Prepayment Charges on Car Loan Wani

Category Details
Processing Charges
1999 - 4999 + Tax
Prepayment
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq + GST
Floating Rate of Interest Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs Rs 200 + GST

CIBIL Score Required for Car Loan in Wani

CIBIL score represents a key role while taking the loan. if your CIBIL score is among 750-900. Then you will get the fast loan approvals. If the CIBIL score is less than 750 then your application will be pending. So, review your CIBIL score ere you ask for the loan. If you return your EMIs in time then your CIBIL score will be improved. You also need to show the previous loan statements to the organizations from where you want to get a car loan. Please have a check on the previous loan payments as well as the CIBIL score before applying for a car loan in Wani.

Car Loan Wani Contact Number

For instant help and any more queries on a Car loan in Wani, you can call on 9878981166 anytime you want to in order to get a car loan.

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Pre Calculated EMI Table for Car Loan Wani

Rate 5 Yrs 4 Yrs 3 Yrs
10.50% 2149 2560 3250
11.00% 2174 2584 3273
11.50% 2199 2608 3297
12.00% 2224 2633 3321
12.50% 2249 2658 3345
13.00% 2275 2682 3369
13.50% 2300 2707 3393
14.00% 2326 2732 3417
14.50% 2352 2757 3442
15.00% 2378 2783 3466

Car Loan EMI Calculator

About Wani

Wani is the 3rd largest city in the Yavatmal region in the Indian state of Maharashtra. In more advanced times, Wani was recognized as ‘Wun’. Wani was a division office in Berar Province throughout British Raj. Later on, Wani became a taluka with Yavatmal as district head. Wani is growing now. As of the 2011 census of India, Wani had a population of 58,840 excluding the outward part of the city. Wani had an average literacy rate of 74%, higher than the national average of 59.5%. The town got the name “Black Diamond City” due to the huge coal sediments and many coal mines in the near area. Limestone is also quarried in the region.

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