Car Loan Yamunanagar

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Car Loan Yamunanagar

Best Banks for Car Loan in Yamunanagar

Private Bank
Kotak Mahindra Bank
Interest Rate (p.a.)
7.35 - 7.95%
8.5 - 9.5 %
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Yamunanagar Features

Want to purchase a car but don’t have the required funds for it? A car loan is what you can avail. Car Loan is a secured loan with easy repayment options available for the applicants. The loan amount is offered on Interest charges which vary from one lender to another. You may avail a car loan for purchasing a new car as well as a used car.  The car loan requirements vary from one lender to another. So if you are thinking of purchasing your dream car, get an instant Car loan with DialaBank at an appropriate rate of interest.

Car Loan Yamunanagar Interest Rate

Bank Processing Fee
Prepayment Charges
HDFC Bank Car Loan (1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan 1 % to 2.50% Nil
Private Bank Car Loan 0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan 500/- to 0.50% Nil
Kotak Car Loan 1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan Nil Nil
Muthoot Car Loan Nil Nil
Manappauram Car Loan Nil Nil
PNB Car Loan 0.70% to 1% Nil
Canara Bank Car Loan 0.01 Nil
Andhra Bank Car Loan Nil Nil

To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Car Loan Yamunanagar Documents Required

Documents required for car loan are as followed:

  1. Identity Proof in the form of Passport copy, PAN Card, Voters ID card, Driving License or any other proof
  2. Income Proof For Salaried Employees– Latest 3-month salary slip with form 16 / For Self Employed- Latest ITR
  3. Proof of Address:  Driving license / Voters card /Ration card / Passport Copy / Electricity Bill / Telephone Bill / Life Insurance Policy /PAN Card
  4. Bank Statements for the last 6 months.
  5. ITR must be filed for the previous 2 years for self-employed people.

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Car Loan Yamunanagar Eligibility Criteria

For the salaried and self-employed, Car loan eligibility criteria vary in the following manner:

  1. Minimum age: 21 years for salaried and 30 years for self-employed
  2. Maximum age at loan maturity: 60 years for salaried and 65 for self-employed
  3. Minimum employment: For Salaried- 1 year in current employment and a minimum of 2 years of employment and For Self Employed– at least 3 years in business
  4. Minimum Annual Income: For Salaried Rs 100000 net annual income is necessary and For Self- Employed Net profit Rs.100000 p.a. for mid-sized and premium cars,  Rs. 60000 p.a for standard cars are essential.

Car Loan for Major Car Manufacturers in Yamunanagar


Processing Fees & Prepayment Charges on Car Loan Yamunanagar

Category Details
Processing Charges
1999 - 4999 + Tax
No prepayment is allowed until 12 EMIs are paid
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq + GST
Floating Rate of Interest Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs Rs 200 + GST

CIBIL Score Required for Car Loan in Yamunanagar

CIBIL score is what describes your creditworthiness of the past. So, it is an important aspect to consider while availing a car loan. The CIBIL score required for car loans may vary from one lender to another. Most banks accept a CIBIL score of 750 and above to process your car loan application. In case of a low CIBIL score, you might be required to pay a heavy interest rate on the loan amount.

Car Loan Yamunanagar Contact Number

In case of any queries regarding best car loan in Yamunanagar, you may contact on the number 9878981166 for any sort of assistance.

Pre Calculated EMI Table for Car Loan Yamunanagar

Rate 5 Yrs 4 Yrs 3 Yrs
10.50% 2149 2560 3250
11.00% 2174 2584 3273
11.50% 2199 2608 3297
12.00% 2224 2633 3321
12.50% 2249 2658 3345
13.00% 2275 2682 3369
13.50% 2300 2707 3393
14.00% 2326 2732 3417
14.50% 2352 2757 3442
15.00% 2378 2783 3466

About Yamunanagar

Car Loan Yamunanagar

Formerly known as Abdullahpur, Yamunanagar, in the Indian state of Haryana  is a city and a municipal corporation in Yamunanagar district. This town is famous all over the country for the cluster of plywood units and paper industries it has. It provides timber to larger industries. The older town is called Jagadhri. The city is served by the Yamunanagar-Jagadhri railway station (YJUD).  Jagadhri Railway Station is situated in Yamunanagar although it may have a different name. The city also has another railway station called Jagadhri Workshop in Yamunanagar district.

As per provisional data of census 2011, Yamunanagar urban agglomeration had a population of 383,318.

Car Loan EMI Calculator

Car loan EMI can be calculated by Car loan EMI Calculator provided by Dialabank. It’s totally free to use and you can use it as many times you want. Equated Monthly Installments(EMI) is the monthly fixed charges that you pay to the bank as monthly repayment for the loan amount borrowed. Based on your profile, the interest rate on the loan is determined. EMI is calculated based on the Interest Rate you are charged by the bank and the amount of loan you have to take and the period for which you enjoy the car loan.

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