Car Loan Zahirabad

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Rates as low as 8.50%*
Up to 100% Funding
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Best Banks for Car Loan in Zahirabad

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Car Loan Zahirabad Features

car loan zahirabadFearing about this pandemic! Don’t postpone your dreams! Purchasing a car is the dream of every Indian and today it becomes the status symbol of everyone. Nowadays, several banks and lending institutions provide a car loan at the lowest interest rate and affordable EMIs.

Click here for HDFC car loan

Car Loan Zahirabad Interest Rate

  • The applicant requires less than Rs. 3 lacs then the interest rate will be 10.25% per annum.
  • Secondly, the amount of loan is between Rs.3 lacs to Rs.6 lacs, then the interest rate will be 9.50% per annum.
  • Moreover, for the loan amount between Rs.6 lacs and Rs.10 lacs, a 9.25% interest rate will be charged.
  • If the loan amount is between Rs.10-20 lacs, then the interest rate charged will be 9.00% per annum.
  • Lastly, the loan amount above Rs. 20 lacs then the interest rate will be 8.70% per annum.
  • The interest rate for used cars starts at 14.00% per annum.

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Personal Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Car Loan Zahirabad Documents Required

  1. Residence proof: the documents required for the residence proof includes (Passport / ID card / Voter card / Aadhaar card / Ration card / Driving license), and if the applicants are living in rental apartments then they have to submit their Agreement, Electricity bill on his name and address of the owner.
  2. Self-employed: the applicants of personal loan should file ITR for the last three years, and his business should be registered.
  3. Salaried applicants: The applicants have to show his salary slip of the last three months and bank statement for last six months.
  4. Under KYC formality, every applicant has to submit his pan card, which is an essential document.
  5. Two colored passport size photos 🙁 Applicants should not wear any glasses)About Anand

Car Loan Zahirabad Eligibility Criteria

  1. The applicant should be Indian.
  2. The applicant should have more than 750 Cibil scores.
  3. If the applicant is salaried then the applicant should submit salary slips.
  4. if the applicant is salaried then the applicant should be in the company for at least 2 years.
  5. if the applicant is self-employed then the applicant should submit IT returns.
  6. The applicant should be in the business for at least 3 years.
  7. The applicant should show his income proofs.

How to Apply for Car Loan in Zahirabad?

  • Visit Dialabank website.
  • Go to the loan section and select an auto loan followed by a car loan link.
  • Fill the form with your information.
  • you will get a call from our experts within minutes of time.
  • you can clear all your doubts and queries with them.

Click here for Kotak car loan

Processing Fees & Prepayment Charges on Car Loan Zahirabad

check the below table for the processing Fees and Prepayment charges on a car loan.

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST

CIBIL Score Required for Car Loan in Zahirabad

CIBIL score plays a key role while getting the loan. if your Cibil score is between 750-900. then you will get the quick loan approvals. if the Cibil score is less than 700 then your application will be pending. so, check your Cibil score before you apply for the loan. if you pay your EMIs in time then your Cibil score will be increased.

Click here for ICICI car loan

Car Loan Zahirabad Contact Number

TO clear all your doubts and queries, you can call 9878981166.

Pre Calculated EMI Table for Car Loan Zahirabad

Check the below table for Pre calculated EMI table for a car loan.

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Zahirabad

Zahirabad is a city in Sangareddy district located in the Indian states of Telangana.this was the revenue division of that zahirabad mandal.

Car Loan EMI Calculator

Repaying the loans in EMIs will not affect our monthly budget. as well as paying in time will increases our Cibil score.

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