Datsun Go Plus Car Loan

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Datsun Go Plus Car Loan

Datsun Go Plus Car Loan: Features & Benefits

The features and benefits of the Datsun Go Plus Car loan are mentioned below:

Datsun Go Plus Car Loan Interest Rate 7.35%* per annum
Min Loan Amount for Datsun Go Plus Car loan ₹ 100,000
Max Loan Amount for Datsun Go Plus Car loan Loan up to 90% of On Road Price
(Loan to Value) or 100% of Ex-showroom Price
Datsun Go Plus Car Loan Tenure 1 year to 7 years
Lowest EMI / Lac ₹ 1,622
Minimum Net Monthly Income ₹ 20,000
Minimum ITR for Self Employed ₹ 2,00,000
Age Criteria Salaried: 21 years to 60 years
Self Employed: 21 years to 65 years
Types of Cars For All New Passenger Cars, Multi Utility Vehicles (MUVs), and Sport Utility Vehicle (SUVs).
Datsun Go Plus Car Loan Processing Fee 0.40% of the principal amount
Foreclosure Charges 6% (7-12 months)
Basic Documentation Address Proof, Bank Statement, Car Quotation, and ID Proof

Datsun Go Plus Car Loan Eligibility Criteria

Salaried Individual Age – 21 years to 60 years
Net Monthly Income – Minimum ₹ 20,000
Employment Duration – 1-year minimum
Income Eligibility – Based on Form 16 and salary slip
Self-Employed Individuals Age – 21-65 years of age
Minimum ITR  – Rs.2 lakh
Employment Duration – Minimum 3 years
Income Eligibility – Depends on the latest Income Tax Returns
Self-Employed Non-Individuals (Company/Partnership) Minimum ITR  – Rs. 2 lakh
Employment Duration – 3 years minimum
The applicant has to present IT returns and audited financials of 2 years with Calculated Income.
Priority Customers At least 6-month vintage
Average Quarterly Balance – 2 quarters balance at a minimum of Rs.1 lakh
Maximum Loan Amount –  3 times the Average Quarterly Balance of the last 2 Quarters