Fees and Charges of Car Loan

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Fees and Charges of Car Loan

Fees and Charges of Car Loan

Type Of LoanTime Period from the 1st EMIForeclosure charges
New Car Loan

within 1 year

4 % of POS

within 13-24 months

3% of POS

post 24 months

Zero ForEclosure
Fees & Charges

Stamp Duty

At actuals

Late Payment Penalty

2% per month

Processing fees

  • Upto 2.5 Lacs : Rs.2825
  • Over Rs. 2.51 Lakhs up to 4 Lakhs: Rs. 3850/-<
  • Maximum 5000
  • *SPECIAL OFEER from DialaBank: Rs.1750/-*

Cheque swapping charges

Loan cancellation / re-booking chargesIn the event of cancellation, interest charges from disbursement date till refund of disbursement amount will be borne by the customer
Duplicate Repayment Schedule chargesNIL
Legal, Repossession & Incidental chargesAt Actuals
Duplicate no due certificate / NOCNIL
CIBIL Charges (only on request)Rs. 50/-
Loan Reschedulement chargesRs. 1000/-
Special NOCNIL

Leading Loan Against Property Providers

  1. ICICI Bank – Loan Against Property
  2. UCO Bank Loan Against Property
  3. IDBI Loan Against Property
  4. Central Bank of India Loan Against Property
  5. ING Vysya Bank Loan Against Property
  6. Reliance Consumer Finance – Loan Against Property
  7. Federal Bank Loan Against Property
  8. Corporation Bank Loan Against Property
  9. AXIS Bank Loan Against Property
  10. Deutsche Bank Loan Against Property


Learn about Fees and Charges of Car Loan

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