Ford Aspire Car Loan

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Ford Aspire Car Loan

Car Loan for Ford Aspire: Features & Benefits

Ford Aspire Car Loan Interest Rate 7.35%* per annum
Ford Aspire Car Loan Min Loan Amount ₹ 100,000
Ford Aspire Car Loan Max Loan Amount Loan up to 90% of On Road Price
(Loan to Value) or 100% of Ex-showroom Price
Ford Aspire Car Loan Tenure 1 year to 7 years
Lowest EMI / Lac ₹ 1,622
Minimum Net Monthly Income ₹ 20,000
Minimum ITR for Self Employed ₹ 2,00,000
Age Criteria Salaried: 21 years to 60 years
Self Employed: 21 years to 65 years
Types of Cars For All New Passenger Cars, Multi Utility Vehicles (MUVs), and Sport Utility Vehicle (SUVs).
Ford Aspire Car Loan Processing Fee 0.40% of the principal amount
Foreclosure Charges 6% (7-12 months)
Basic Documentation Address Proof, Bank Statement, Car Quotation, and ID Proof

Ford Aspire Car Loan Eligibility Criteria

Salaried Individual
  • Age – 21 years to 60 years
  • Net Monthly Income – Minimum ₹ 20,000
  • Employment Duration – 1-year minimum
  • Income Eligibility – Based on Form 16 and salary slip
Self-Employed Individuals
  • Age – 21-65 years of age
  • Minimum ITR  – Rs.2 lakh
  • Employment Duration – Minimum 3 years
  • Income Eligibility – Depends on the latest Income Tax Returns
Self-Employed Non-Individuals (Company/Partnership)
  • Minimum ITR  – Rs. 2 lakh
  • Employment Duration – 3 years minimum
  • The applicant has to present IT returns and audited financials of 2 years with Calculated Income.
Priority Customers
  • At least 6-month vintage
  • Average Quarterly Balance – 2 quarters balance at a minimum of Rs.1 lakh
  • Maximum Loan Amount –  3 times the Average Quarterly Balance of the last 2 Quarters

Ford Aspire Car Loan EMI Calculator

Ford Aspire Car Loan EMI starts at Rs 7,997 per month for a tenure of 60 months @ 9.8 for a loan amount of Rs 3.78 Lakh. The EMI Calculator tool on Dialabank gives a detailed break-up of the total payable amount and helps you in finding the best car finance for your Ford Aspire. To check your EMI visit the Dialabank EMI Calculator page.

Ford Aspire Car Loan Interest Rate, Fees, and Charges

Charges New Car Loan Used Car Loan
Interest Rate 7.35% 11.80% p.a. to 13.80% p.a.
Ford Aspire Car Loan Processing fee 0.40% 0.40%
Issuance of Duplicate Repayment Schedule Charges Around Rs.500 Around Rs.500
Foreclosure Charges 6% 6%
Penal Interest 2% PM 2% PM
Ford Aspire Car Loan Part Payment charges 6% of the amount 6% of the amount
Cheque/Instrument Swap Charge Around Rs.500 Around Rs.500
Documentation Charge Around Rs. 500 Around Rs. 500
Issuance of Duplicate No Dues Certificate Charges Around Rs. 500 Around Rs. 500
Registration Certification Collection Charge Around Rs. 200 Around Rs. 200
Cheque Bounce/Instrument Return Charges Around Rs. 500 Around Rs. 500
Issuance of Duplicate Statement Charges Around Rs. 500 Around Rs. 500
Loan Cancellation/Re-booking Charges Around Rs. 1000 Around Rs. 1000
Issuance of Credit Report Around Rs. 50 Around Rs. 50

Documents Required for Ford Aspire Car Loan

Ford Aspire Car Loan Salaried Individual

Category Documents Required
Identity Proof

 

(Any 1)

Passport
Voter ID
Aadhar Card
Driving License
Address Proof

 

(Any 1)

Aadhar Card
PAN
Driving License
Electricity Bill
Date of Birth Proof

 

(Any 1)

Passport
Birth Certificate
High School Marksheet
Driving Licence
Signature Proof

 

(Any 1)

PAN
Bankers Verification
Passport
Income Proof Salary Slip and latest Form No.16
Bank Statement Last 6 month Bank statement
Employment Continuity Proof Job card by NREGA
ITR of Form no. 16
Salary Slip mentioned with joining date
Letter of Appointment

Ford Aspire Car Loan Self-Employed Individuals

Category Documents Required
Identity Proof (Any 1) PAN Card
Passport
Voter ID
Aadhar Card
Address Proof (Any 1) PAN Card
Voter ID
Passport
Electricity Bill
Date of Birth Proof (Any 1) Birth Certificate
Passport
Driving Licence
PAN
Signature Proof (Any 1) PAN
Bankers Verification
Passport
Bank Statement Bank statement of last 6 months
Employment Continuity Proof Latest ITRs
Shop & Establishment Act Certificate
Shop & Establishment Act Certificate
Sales Tax or VAT Certificate
Business Proof Registration Certificate
Telephone Bill/Electricity Bill
Shop & Establishment Act Certificate
SSI or MSME Registration Certificate

Ford Aspire Car Loan Self-Employed Non-Individuals

Ford Aspire Car Loan Partnership Firms/Societies

Category Documents Required
Identity Proof (Any 1) Driving Licence
PAN Card
Aadhar Card
Passport
Address Proof (Any 1) Electricity Bill/Telephone Bill
Aadhar Card
Driving License
Voter ID
Income Proof Audited Balance Sheet
P&L Account
ITR for the previous 2 years
Bank Statement Last 6 month
Business Continuity Proof Company ITR of the last 2 years
Audited Balance Sheet
TAX registration Certificate
Current Account Statement
Additional documents Letter of Authority or PAN Card

Ford Aspire Car Loan Private Limited/Limited Companies

Category Documents Required
Identity Proof The latest copy of MOA and AOA
Copy of Incorporation
Address Proof (Any 1) SSI/MSME Registration Certificate
Telephone Bill
Electricity Bill
Shop & Establishment Act Certificate
Sales Tax Certificate
Income Proof Audited Balance Sheet
P&L Account and ITR for the previous 2 years
Bank Statement Previous 6 Months
Business Continuity Proof P&L account and
ITR of the Company of the past 2 years
Audited Balance Sheet
Shop & Establishment Act Certificate
Additional documents
List of Shareholding partners and Directors
Board Resolution
PAN Card
Certificate of Commencement of Business for Ltd. Co.

Ford Aspire

Ford Aspire Car Loan Price – Rs.7.27 – 8.72 Lakh

Ford Aspire Price

The Ford Aspire is priced between Rs. 7.27 lakh and Rs. 8.72 lakh. The Ford Aspire comes in four different models, with the Titanium being the most affordable and the top-of-the-line Ford Figo Aspire Titanium Plus Diesel costing Rs. 8.72 lakh.

Prices of Ford Aspire Ex-showroom Delhi

Variants On-Road Price
Figo Aspire Titanium Diesel Rs.8.37 Lakh
Figo Aspire Titanium
Rs.7.27 Lakh
Figo Aspire Titanium Plus
Rs.7.62 Lakh
Figo Aspire Titanium Plus Diesel
Rs.8.72 Lakh

Down Payment required for Ford Aspire Car Loan

Lenders usually fund 90% of the On-Road Price of the Ford Aspire. Some consumers may also be eligible for 100% financing. The down payment is the difference between the On-Road Price of the Ford Aspire and the loan amount. The principal and length of the loan decide the Ford Aspire interest rate the most. Customers can also negotiate a lower interest rate on their loan with the lender. 90% of the Ford Aspire On-Road Price is normally financed by lenders. Some consumers may also be eligible for 100% financing.

About Ford Aspire

The Ford Aspire is a 5-seater sedan that costs between Rs. 7.27 and Rs. 8.72 lakh*. It comes in four different configurations, with two BS6-compliant engine options and a single manual transmission. The Aspire has a kerb weight of 1063-1091kg, a ground clearance of 174mm, and a boot room of 359 litres, among other features. The Aspire comes in five different colours. Over 712 user reviews for Ford Aspire based on mileage, performance, price, and overall experience.

Ford Aspire Mileage

The Ford Aspire mileage is 18.5 to 24.4 kmpl. The Manual Diesel variant has a mileage of 24.4 kmpl. The Manual Petrol variant has a mileage of 18.5 kmpl.

Fuel Type Transmission ARAI Mileage
Diesel Manual 24.4 kmpl
Petrol Manual 18.5 kmpl

How to get Ford Aspire Car Loan

  1. Visit the official page of Dialabank
  2. Go to the Car Loan option and fill up all the required information asked like name etc.
  3. Our relationship manager will get in touch with you over your application and solve all your doubts.
  4. Contact Dialabank at 9878981166 for further queries.

Ford Aspire News

From April, the Ford Ecosport, Figo, Aspire, Freestyle, and Endeavour will be up to 3% more expensive.

With the start of the new fiscal year approaching, several manufacturers have announced price increases for their products. Ford is the latest to jump on board, with a 3% increase around the board beginning in April. Different versions would have different increments.

Beginning in 2023, Ford vehicles will be equipped with Android-based infotainment systems.

  • Ford has confirmed a six-year strategic relationship with Google, which will begin in 2023.
  • Ford cars will now have Android-powered systems with Google app services built-in.
  • To maximise benefits, a new group called Team Upshift is being created.
  • For AI, machine learning, and data analytics, Ford can use Google’s cloud services.
  • FordPass connected car technology is standard on all existing Ford models in India.

FAQs

✅ What is the Minimum and Maximum Loan Amount for Ford Aspire Car Loan?

The minimum loan amount is Rs 100,000 and the maximum loan amount is Loan up to 90% of On Road Price.

✅ What is the Ford Aspire Car Loan Tenure?

1 year – 7 years is the loan tenure for Ford Aspire Car Loan.

What is the Ford Aspire’s on-road price?

The Aspire starts at Rs. 8,18,206 on the road in Delhi. RTO fees and insurance are included in the on-road price.

What are the current Ford Aspire offers for May?

In Delhi, there is one bid on the Ford Aspire for the month of May 2021.

Which is the better vehicle, the Aspire or the Dzire?

The Aspire costs Rs 7.27 lakh ex-showroom, while the Dzire costs Rs 5.98 lakh ex-showroom. Compare the prices, features, and specifications of these two models.

What will the Ford Aspire’s EMI or down payment be?

The Ford Aspire EMI starts at Rs 15,892 per month for a loan sum of Rs 7.51 lakh with a 60-month term and a down payment of Rs 84,000.

Is there a sunroof on the Ford Aspire?

The Ford Aspire lacks a sunroof.