Maruti Suzuki Cross Car Loan: Features & Benefits
| Maruti Suzuki Cross Car Loan Interest Rate | 7.35%* per annum |
| Maruti Suzuki Cross Car Loan Min Loan Amount | ₹ 100,000 |
| Maruti Suzuki Cross Car Loan Max Loan Amount | Loan up to 90% of On Road Price |
| (Loan to Value) | or 100% of Ex-showroom Price |
| Maruti Suzuki Cross Car Loan Tenure | 1 year to 7 years |
| Lowest EMI / Lac | ₹ 1,622 |
| Minimum Net Monthly Income | ₹ 20,000 |
| Minimum ITR for Self Employed | ₹ 2,00,000 |
| Age Criteria | Salaried: 21 years to 60 years Self Employed: 21 years to 65 years |
| Types of Cars | For All New Passenger Cars, Multi Utility Vehicles (MUVs), and Sport Utility Vehicle (SUVs). |
| Maruti Suzuki Cross Car Loan Processing Fee | 0.40% of the principal amount |
| Foreclosure Charges | 6% (7-12 months) |
| Basic Documentation | Address Proof, Bank Statement, Car Quotation, and ID Proof |
Maruti Suzuki Cross Car Loan Eligibility Criteria
| Salaried Individual |
|
| Self-Employed Individuals |
|
| Self-Employed Non-Individuals (Company/Partnership) |
|
| Priority Customers |
|
Maruti Suzuki Cross Car Loan EMI Calculator
Maruti Suzuki Cross Car Loan EMI starts at Rs 10,623 per month for a tenure of 60 months @ 9.8 for a loan amount of Rs 5.02 Lakh. The EMI Calculator tool on Dialabank gives a detailed break-up of the total payable amount and helps you in finding the best car finance for your Maruti Suzuki Cross. To check your EMI visit the Dialabank EMI Calculator page.
Maruti Suzuki Cross Car Loan Interest Rate, Fees, and Charges
| Charges | New Car Loan | Used Car Loan |
| Interest Rate | 7.35% | 11.80% p.a. to 13.80% p.a. |
| Maruti Suzuki Cross Car Loan Processing fee | 0.40% | 0.40% |
| Issuance of Duplicate Repayment Schedule Charges | Around Rs.500 | Around Rs.500 |
| Foreclosure Charges | 6% | 6% |
| Penal Interest | 2% PM | 2% PM |
| Maruti Suzuki Cross Car Loan Part Payment charges | 6% of the amount | 6% of the amount |
| Cheque/Instrument Swap Charge | Around Rs.500 | Around Rs.500 |
| Documentation Charge | Around Rs. 500 | Around Rs. 500 |
| Issuance of Duplicate No Dues Certificate Charges | Around Rs. 500 | Around Rs. 500 |
| Registration Certification Collection Charge | Around Rs. 200 | Around Rs. 200 |
| Cheque Bounce/Instrument Return Charges | Around Rs. 500 | Around Rs. 500 |
| Issuance of Duplicate Statement Charges | Around Rs. 500 | Around Rs. 500 |
| Loan Cancellation/Re-booking Charges | Around Rs. 1000 | Around Rs. 1000 |
| Issuance of Credit Report | Around Rs. 50 | Around Rs. 50 |
Maruti Suzuki Cross Car Loan Documents Required
Maruti Suzuki Cross Car Loan Salaried Individual
| Category | Documents Required |
| Identity Proof
(Any 1) |
Passport Voter ID Aadhar Card Driving License |
| Address Proof
(Any 1) |
Aadhar Card PAN Driving License Electricity Bill |
| Date of Birth Proof
(Any 1) |
Passport Birth Certificate High School Marksheet Driving Licence |
| Signature Proof
(Any 1) |
PAN Bankers Verification Passport |
| Income Proof | Salary Slip and latest Form No.16 |
| Bank Statement | Last 6 month Bank statement |
| Employment Continuity Proof | Job card by NREGA ITR of Form no. 16 Salary Slip mentioned with joining date Letter of Appointment |
Maruti Suzuki Cross Car Loan Self-Employed Individuals
| Category | Documents Required |
| Identity Proof (Any 1) | PAN Card Passport Voter ID Aadhar Card |
| Address Proof (Any 1) | PAN Card Voter ID Passport Electricity Bill |
| Date of Birth Proof (Any 1) | Birth Certificate Passport Driving Licence PAN |
| Signature Proof (Any 1) | PAN Bankers Verification Passport |
| Bank Statement | Bank statement of last 6 months |
| Employment Continuity Proof | Latest ITRs Shop & Establishment Act Certificate Shop & Establishment Act Certificate Sales Tax or VAT Certificate |
| Business Proof | Registration Certificate Telephone Bill/Electricity Bill Shop & Establishment Act Certificate SSI or MSME Registration Certificate |
Maruti Suzuki Cross Car Loan Self-Employed Non-Individuals
Maruti Suzuki Cross Car Loan Partnership Firms/Societies
| Category | Documents Required |
| Identity Proof (Any 1) | Driving Licence PAN Card Aadhar Card Passport |
| Address Proof (Any 1) | Electricity Bill/Telephone Bill Aadhar Card Driving License Voter ID |
| Income Proof | Audited Balance Sheet P&L Account ITR for the previous 2 years |
| Bank Statement | Last 6 month |
| Business Continuity Proof | Company ITR of the last 2 years Audited Balance Sheet TAX registration Certificate Current Account Statement |
| Additional documents | Letter of Authority or PAN Card |
Maruti Suzuki Cross Car Loan Private Limited/Limited Companies
| Category | Documents Required |
| Identity Proof | The latest copy of MOA and AOA Copy of Incorporation |
| Address Proof (Any 1) | SSI/MSME Registration Certificate Telephone Bill Electricity Bill Shop & Establishment Act Certificate Sales Tax Certificate |
| Income Proof | Audited Balance Sheet P&L Account and ITR for the previous 2 years |
| Bank Statement | Previous 6 Months |
| Business Continuity Proof | P&L account and ITR of the Company of the past 2 years Audited Balance Sheet Shop & Establishment Act Certificate |
| Additional documents |
List of Shareholding partners and Directors
Board Resolution PAN Card Certificate of Commencement of Business for Ltd. Co. |
Maruti Suzuki Cross
 |
Price – Rs.8.39 – 12.39 Lakh |
Maruti Suzuki Cross Price
The price of the Maruti S Cross starts at Rs. 8.39 Lakh and goes up to Rs. 12.39 Lakh. Maruti S Cross is offered in 7 variants – the base model of S Cross is Sigma and the top variant Maruti SX4 S Cross Alpha AT which comes at a price tag of Rs. 12.39 Lakh.
Prices of Maruti Suzuki S Cross Exshowroom Delhi
| Versions | Price |
| Sigma1462 cc, Manual, Petrol, 18.55 kmpl | Rs.8.39 Lakh |
| Delta1462 cc, Manual, Petrol, 18.55 kmpl | Rs.9.60 Lakh |
| Zeta1462 cc, Manual, Petrol, 18.55 kmpl | Rs.9.95 Lakh |
| Delta AT1462 cc, Automatic, Petrol, 18.43 kmpl | Rs.10.83 Lakh |
| Alpha1462 cc, Manual, Petrol, 18.55 kmpl | Rs.11.15 Lakh |
| Zeta AT1462 cc, Automatic, Petrol, 18.43 kmpl | Rs.11.18 Lakh |
| Alpha AT1462 cc, Automatic, Petrol, 18.43 kmpl | Rs.12.39 Lakh |
Down Payment required for Maruti Suzuki Cross
Lenders usually fund 90% of the On-Road Price of the Maruti Suzuki Cross. Some consumers may also be eligible for 100% financing. The down payment is the difference between the On-Road Price of the Maruti Suzuki Cross and the loan amount. The principal and length of the loan decide the Maruti Suzuki Cross interest rate the most. Customers can also negotiate a lower interest rate on their loan with the lender. 90% of the Maruti Cross On-Road Price is normally financed by lenders. Some consumers may also be eligible for 100% financing
About Maruti Suzuki Cross
The Maruti S Cross is a 5-seater SUV that costs between Rs. 8.39 and Rs. 12.39 lakh. It comes in seven different configurations, including a 1462cc BS6 engine and two transmission options: manual and automatic. The Suzuki Cross also has a kerb weight of 1130-1170 pounds, a ground clearance of, and a boot capacity of 375 litres. The Suzuki Cross comes in five different colours. Over 79 user reviews for Maruti S Cross based on mileage, performance, price, and overall experience.
The Maruti Suzuki S Cross is powered by a 1.5-litre K15B engine that produces 103bhp and 138Nm of torque. A five-speed manual transmission and a four-speed automatic transmission are available for this engine. The SHVS mild-hybrid system is also available. Sigma, Delta, Zeta, and Alpha are the four trims available for the model.
The SmartPlay infotainment system, cruise control, climate control, engine start-stop button, leather upholstery, dual front airbags, and a height-adjustable driver seat are all standard on the new Maruti Suzuki S-Cross petrol variant.
Maruti Suzuki Cross Mileage
The Maruti S-Cross mileage is 18.43 to 18.55 kmpl. The Manual Petrol variant has a mileage of 18.55 kmpl. The Automatic Petrol variant has a mileage of 18.43 kmpl.
| Fuel Type | Transmission | ARAI Mileage |
|---|---|---|
| Petrol | Manual | 18.55 kmpl |
| Petrol | Automatic | 18.43 kmpl |
How to get Maruti Suzuki Cross Car Loan
- Visit the official page of Dialabank
- Go to the Car Loan option and fill up all the required information asked like name etc.
- Our relationship manager will get in touch with you over your application and solve all your doubts.
- Contact Dialabank at 9878981166 for further queries.
Maruti Suzuki News
A Turbo-Petrol Engine Would Probably Power The 5-Door Suzuki Jimny.
- Suzuki’s 1.4-litre turbo-petrol Boosterjet engine with 130 horsepower could power the five-door Jimny.
- Its wheelbase would be 300mm longer, according to a previous leaked paper.
- It will compete with the Mahindra Thar and be priced around Rs 10 lakh.
Select Maruti Cars Now Pricier By Up To Rs 22,500
- Except for the facelifted Swift and S-Cross, Maruti has increased the prices of all models.
- It has reported a 1.6 per cent rise in ex-showroom Delhi prices across all models.
- The price increase for certain models varies depending on the version.
- The maximum increase for Ertiga CNG is Rs 22,500.
- NEXA car prices have increased by up to Rs 20,000.
FAQs on Maruti Suzuki Cross Car Loan
✅ What is the current Maruti S Cross on-road price?
In Delhi, the on-road price of the S Cross begins at Rs. 9,41,006. RTO fees and insurance are included in the on-road price.
✅ What are the new Maruti S Cross offers for the month of May?
Three offers are available on the Maruti S Cross in Delhi for the month of May 2021.
✅ Which vehicle is better: the S Cross or the Vitara Brezza?
The S Cross costs Rs 8.39 lakh ex-showroom, while the Vitara Brezza costs Rs 7.51 lakh ex-showroom. Compare the prices, features, and specifications of these two models.
✅ What would the Maruti S Cross’ EMI or down payment be?
The Maruti S Cross EMI begins at 18,138 per month for a 60-month term at 9.8% for a loan sum of Rs 8.57 lakh and a down payment of 95,000 rupees.
✅ Is the Maruti S Cross a 5-seater SUV or a 7-seater SUV?
The Maruti S Cross is a five-seater car that costs Rs 8.39 lakh.
✅ What is the Minimum and Maximum Loan Amount for Maruti Suzuki Cross Car Loan?
The minimum loan amount is Rs 100,000 and the maximum loan amount is Loan up to 90% of On Road Price.
✅ What is the interest rate of the Maruti Suzuki Cross Car Loan?
The interest rate for Maruti Suzuki Cross Car Loan is 7.35%
✅ What is the Maruti Suzuki Cross Car Loan Tenure?
1 year – 7 years is the loan tenure for Maruti Suzuki Cross Car Loan.
