Maruti Suzuki Cross Car Loan

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Maruti Suzuki Cross Car Loan

Maruti Suzuki Cross Car Loan: Features & Benefits

Maruti Suzuki Cross Car Loan Interest Rate 7.35%* per annum
Maruti Suzuki Cross Car Loan Min Loan Amount ₹ 100,000
Maruti Suzuki Cross Car Loan Max Loan Amount Loan up to 90% of On Road Price
(Loan to Value) or 100% of Ex-showroom Price
Maruti Suzuki Cross Car Loan Tenure 1 year to 7 years
Lowest EMI / Lac ₹ 1,622
Minimum Net Monthly Income ₹ 20,000
Minimum ITR for Self Employed ₹ 2,00,000
Age Criteria Salaried: 21 years to 60 years
Self Employed: 21 years to 65 years
Types of Cars For All New Passenger Cars, Multi Utility Vehicles (MUVs), and Sport Utility Vehicle (SUVs).
Maruti Suzuki Cross Car Loan Processing Fee 0.40% of the principal amount
Foreclosure Charges 6% (7-12 months)
Basic Documentation Address Proof, Bank Statement, Car Quotation, and ID Proof

Maruti Suzuki Cross Car Loan Eligibility Criteria

Salaried Individual
  • Age – 21 years to 60 years
  • Net Monthly Income – Minimum ₹ 20,000
  • Employment Duration – 1-year minimum
  • Income Eligibility – Based on Form 16 and salary slip
Self-Employed Individuals
  • Age – 21-65 years of age
  • Minimum ITR  – Rs.2 lakh
  • Employment Duration – Minimum 3 years
  • Income Eligibility – Depends on the latest Income Tax Returns
Self-Employed Non-Individuals (Company/Partnership)
  • Minimum ITR  – Rs. 2 lakh
  • Employment Duration – 3 years minimum
  • The applicant has to present IT returns and audited financials of 2 years with Calculated Income.
Priority Customers
  • At least 6-month vintage
  • Average Quarterly Balance – 2 quarters balance at a minimum of Rs.1 lakh
  • Maximum Loan Amount –  3 times the Average Quarterly Balance of the last 2 Quarters

Maruti Suzuki Cross Car Loan EMI Calculator

Maruti Suzuki Cross Car Loan EMI starts at Rs 10,623 per month for a tenure of 60 months @ 9.8 for a loan amount of Rs 5.02 Lakh. The EMI Calculator tool on Dialabank gives a detailed break-up of the total payable amount and helps you in finding the best car finance for your Maruti Suzuki Cross. To check your EMI visit the Dialabank EMI Calculator page.

Maruti Suzuki Cross Car Loan Interest Rate, Fees, and Charges

Charges New Car Loan Used Car Loan
Interest Rate 7.35% 11.80% p.a. to 13.80% p.a.
Maruti Suzuki Cross Car Loan Processing fee 0.40% 0.40%
Issuance of Duplicate Repayment Schedule Charges Around Rs.500 Around Rs.500
Foreclosure Charges 6% 6%
Penal Interest 2% PM 2% PM
Maruti Suzuki Cross Car Loan Part Payment charges 6% of the amount 6% of the amount
Cheque/Instrument Swap Charge Around Rs.500 Around Rs.500
Documentation Charge Around Rs. 500 Around Rs. 500
Issuance of Duplicate No Dues Certificate Charges Around Rs. 500 Around Rs. 500
Registration Certification Collection Charge Around Rs. 200 Around Rs. 200
Cheque Bounce/Instrument Return Charges Around Rs. 500 Around Rs. 500
Issuance of Duplicate Statement Charges Around Rs. 500 Around Rs. 500
Loan Cancellation/Re-booking Charges Around Rs. 1000 Around Rs. 1000
Issuance of Credit Report Around Rs. 50 Around Rs. 50

Maruti Suzuki Cross Car Loan Documents Required

Maruti Suzuki Cross Car Loan Salaried Individual

Category Documents Required
Identity Proof

 

(Any 1)

Passport
Voter ID
Aadhar Card
Driving License
Address Proof

 

(Any 1)

Aadhar Card
PAN
Driving License
Electricity Bill
Date of Birth Proof

 

(Any 1)

Passport
Birth Certificate
High School Marksheet
Driving Licence
Signature Proof

 

(Any 1)

PAN
Bankers Verification
Passport
Income Proof Salary Slip and latest Form No.16
Bank Statement Last 6 month Bank statement
Employment Continuity Proof Job card by NREGA
ITR of Form no. 16
Salary Slip mentioned with joining date
Letter of Appointment

Maruti Suzuki Cross Car Loan Self-Employed Individuals

Category Documents Required
Identity Proof (Any 1) PAN Card
Passport
Voter ID
Aadhar Card
Address Proof (Any 1) PAN Card
Voter ID
Passport
Electricity Bill
Date of Birth Proof (Any 1) Birth Certificate
Passport
Driving Licence
PAN
Signature Proof (Any 1) PAN
Bankers Verification
Passport
Bank Statement Bank statement of last 6 months
Employment Continuity Proof Latest ITRs
Shop & Establishment Act Certificate
Shop & Establishment Act Certificate
Sales Tax or VAT Certificate
Business Proof Registration Certificate
Telephone Bill/Electricity Bill
Shop & Establishment Act Certificate
SSI or MSME Registration Certificate

Maruti Suzuki Cross Car Loan Self-Employed Non-Individuals

Maruti Suzuki Cross Car Loan Partnership Firms/Societies

Category Documents Required
Identity Proof (Any 1) Driving Licence
PAN Card
Aadhar Card
Passport
Address Proof (Any 1) Electricity Bill/Telephone Bill
Aadhar Card
Driving License
Voter ID
Income Proof Audited Balance Sheet
P&L Account
ITR for the previous 2 years
Bank Statement Last 6 month
Business Continuity Proof Company ITR of the last 2 years
Audited Balance Sheet
TAX registration Certificate
Current Account Statement
Additional documents Letter of Authority or PAN Card

Maruti Suzuki Cross Car Loan Private Limited/Limited Companies

Category Documents Required
Identity Proof The latest copy of MOA and AOA
Copy of Incorporation
Address Proof (Any 1) SSI/MSME Registration Certificate
Telephone Bill
Electricity Bill
Shop & Establishment Act Certificate
Sales Tax Certificate
Income Proof Audited Balance Sheet
P&L Account and ITR for the previous 2 years
Bank Statement Previous 6 Months
Business Continuity Proof P&L account and
ITR of the Company of the past 2 years
Audited Balance Sheet
Shop & Establishment Act Certificate
Additional documents
List of Shareholding partners and Directors
Board Resolution
PAN Card
Certificate of Commencement of Business for Ltd. Co.

Maruti Suzuki Cross

Maruti Suzuki S Cross Car Loan  Price – Rs.8.39 – 12.39 Lakh

Maruti Suzuki Cross Price

The price of the Maruti S Cross starts at Rs. 8.39 Lakh and goes up to Rs. 12.39 Lakh. Maruti S Cross is offered in 7 variants – the base model of S Cross is Sigma and the top variant Maruti SX4 S Cross Alpha AT which comes at a price tag of Rs. 12.39 Lakh.

Prices of Maruti Suzuki S Cross Exshowroom Delhi

Versions Price
Sigma1462 cc, Manual, Petrol, 18.55 kmpl Rs.8.39 Lakh
Delta1462 cc, Manual, Petrol, 18.55 kmpl Rs.9.60 Lakh
Zeta1462 cc, Manual, Petrol, 18.55 kmpl Rs.9.95 Lakh
Delta AT1462 cc, Automatic, Petrol, 18.43 kmpl Rs.10.83 Lakh
Alpha1462 cc, Manual, Petrol, 18.55 kmpl Rs.11.15 Lakh
Zeta AT1462 cc, Automatic, Petrol, 18.43 kmpl Rs.11.18 Lakh
Alpha AT1462 cc, Automatic, Petrol, 18.43 kmpl Rs.12.39 Lakh

Down Payment required for Maruti Suzuki Cross

Lenders usually fund 90% of the On-Road Price of the Maruti Suzuki Cross. Some consumers may also be eligible for 100% financing. The down payment is the difference between the On-Road Price of the Maruti Suzuki Cross and the loan amount. The principal and length of the loan decide the Maruti Suzuki Cross interest rate the most. Customers can also negotiate a lower interest rate on their loan with the lender. 90% of the Maruti Cross On-Road Price is normally financed by lenders. Some consumers may also be eligible for 100% financing

About Maruti Suzuki Cross

The Maruti S Cross is a 5-seater SUV that costs between Rs. 8.39 and Rs. 12.39 lakh. It comes in seven different configurations, including a 1462cc BS6 engine and two transmission options: manual and automatic. The Suzuki Cross also has a kerb weight of 1130-1170 pounds, a ground clearance of, and a boot capacity of 375 litres. The Suzuki Cross comes in five different colours. Over 79 user reviews for Maruti S Cross based on mileage, performance, price, and overall experience.

The Maruti Suzuki S Cross is powered by a 1.5-litre K15B engine that produces 103bhp and 138Nm of torque. A five-speed manual transmission and a four-speed automatic transmission are available for this engine. The SHVS mild-hybrid system is also available. Sigma, Delta, Zeta, and Alpha are the four trims available for the model.

The SmartPlay infotainment system, cruise control, climate control, engine start-stop button, leather upholstery, dual front airbags, and a height-adjustable driver seat are all standard on the new Maruti Suzuki S-Cross petrol variant.

Maruti Suzuki Cross Mileage

The Maruti S-Cross mileage is 18.43 to 18.55 kmpl. The Manual Petrol variant has a mileage of 18.55 kmpl. The Automatic Petrol variant has a mileage of 18.43 kmpl.

Fuel Type Transmission ARAI Mileage
Petrol Manual 18.55 kmpl
Petrol Automatic 18.43 kmpl

How to get Maruti Suzuki Cross Car Loan

  1. Visit the official page of Dialabank
  2. Go to the Car Loan option and fill up all the required information asked like name etc.
  3. Our relationship manager will get in touch with you over your application and solve all your doubts.
  4. Contact Dialabank at 9878981166 for further queries.

Maruti Suzuki News

A Turbo-Petrol Engine Would Probably Power The 5-Door Suzuki Jimny.

  • Suzuki’s 1.4-litre turbo-petrol Boosterjet engine with 130 horsepower could power the five-door Jimny.
  • Its wheelbase would be 300mm longer, according to a previous leaked paper.
  • It will compete with the Mahindra Thar and be priced around Rs 10 lakh.

Select Maruti Cars Now Pricier By Up To Rs 22,500

  • Except for the facelifted Swift and S-Cross, Maruti has increased the prices of all models.
  • It has reported a 1.6 per cent rise in ex-showroom Delhi prices across all models.
  • The price increase for certain models varies depending on the version.
  • The maximum increase for Ertiga CNG is Rs 22,500.
  • NEXA car prices have increased by up to Rs 20,000.

FAQs on Maruti Suzuki Cross Car Loan

What is the current Maruti S Cross on-road price?

In Delhi, the on-road price of the S Cross begins at Rs. 9,41,006. RTO fees and insurance are included in the on-road price.

What are the new Maruti S Cross offers for the month of May?

Three offers are available on the Maruti S Cross in Delhi for the month of May 2021.

Which vehicle is better: the S Cross or the Vitara Brezza?

The S Cross costs Rs 8.39 lakh ex-showroom, while the Vitara Brezza costs Rs 7.51 lakh ex-showroom. Compare the prices, features, and specifications of these two models.

What would the Maruti S Cross’ EMI or down payment be?

The Maruti S Cross EMI begins at 18,138 per month for a 60-month term at 9.8% for a loan sum of Rs 8.57 lakh and a down payment of 95,000 rupees.

Is the Maruti S Cross a 5-seater SUV or a 7-seater SUV?

The Maruti S Cross is a five-seater car that costs Rs 8.39 lakh.

✅ What is the Minimum and Maximum Loan Amount for Maruti Suzuki Cross Car Loan?

The minimum loan amount is Rs 100,000 and the maximum loan amount is Loan up to 90% of On Road Price.

✅ What is the interest rate of the Maruti Suzuki Cross Car Loan?

The interest rate for Maruti Suzuki Cross Car Loan is 7.35%

 What is the Maruti Suzuki Cross Car Loan Tenure?

1 year – 7 years is the loan tenure for Maruti Suzuki Cross Car Loan.