Maruti Suzuki Dzire Car Loan

I have read the Privacy Policy & Agree to Terms & Conditions and authorize Dialabank & its partner institutions to Call or SMS me with reference to my application.

Buy your dream Car

Rates as low as 7.35%*
Up to 100% Funding
Doorstep Service
Hassle-free Disbursal
Unbiased Experts Advice

Maruti Suzuki Dzire Car Loan

Car Loan for Maruti Suzuki Dzire Car Loan: Features & Benefits

Getting a Maruti Suzuki Dzire Car loan is not as difficult as it seems. It is by far the most unique and the easiest types of loans one can avail of. This is because of its advantages. The features of a Maruti Suzuki Dzire Car loan are:

Features

Car Loan

Interest Rate

9.8% onwards

Processing Fee

1% of the amount

Loan Tenure

5 years

Lowest EMI

Rs. 12,558

Loan Amount

Rs. 5.93 lakhs

Prepayment Charges

Maruti Suzuki Dzire Car Loan Eligibility Criteria

One needs to fulfill the criteria set by the bank to meet the Maruti Suzuki Dzire Eligibility criteria. The eligibility criteria for a Maruti Suzuki Dzire Car Loan is:

Eligibility Criteria

Eligibility Details

Age

21 years – 60 years

Minimum Annual Income

Salaried: ₹ 0.01 Lakh Lakhs
Self Employed Professionals: ₹ 0.01 Lakhs
Self Employed Businessmen: ₹ 0.01 Lakhs

Minimum Credit Score

700 and above

Loan Tenure

5 years

Loan to Value Ratio

100% of ex-showroom price

Maruti Suzuki Dzire Car Loan EMI Calculator

Understanding the working of a car loan is not very easy for normal working individuals. Before deciding on what loan to avail of, it takes a lot of deciding and planning. The use of a Car Loan EMI Calculator could be very helpful for the same. This would help the clients be more prepared financially and know what they are getting themselves into.

  • The way in which a Maruti Suzuki Dzire Car loan calculates your EMI individually differs in ways you would not know.
  • However, in the end, all the banks do use the same basic formula to calculate their EMI value which needs to be told/informed to the applicant. The formula that they use is:

E= P. r. (1+r)n/[(1+r) n -1]

E: denotes the monthly payment or EMI.

P: denotes the main amount for which you wish to apply.

r: is the monthly interest rate computed as a percentage of yearly income,

n: is the loan term in months.

Maruti Suzuki Dzire Car Loan Interest Rate, Fees, and Charges

Interest Rate

9.8% onwards

Processing Fee

1% of the amount

Foreclosure Charges

3-6% after 6 months and no foreclosure charges for less than 6 months

Documentation Fees

Rs. 700, non-refundable

Penalty for Late Payment

2% each month

Financing Quantum

up to 100% depending on customer profile

Documents Required for Maruti Suzuki Dzire Car Loan

After the applicant fulfills the set eligibility criteria, the bank would request them to submit a few documents of theirs as proof. These documents are:

Individual

Documentation

Salaried Applicant

Two Passport-size photocopies of your tax identification number (PAN)
Aadhaar, Passport/ Driving License/ Voter ID/ PAN are all acceptable forms of identification.
Automobile quote
Passport, Leave and License, Registered Rent Agreement, Utility Bill (up to 3 months old), Residential Address Proof.
3 months pay stubs, 2 years Form 16, 3 months bank statement displaying salary credit and any EMI debit
Vehicle Registration and Insurance

Self Employed Applicant

Two Passport Size Photo Copy of Income Tax PAN (Filled Out Loan Application Form)
Aadhaar, Passport, Driving License, Voter ID, and PAN is all acceptable forms of identification.
Car price quote
Proof of residential address – leave and license/registered rent agreement/utility bill (up to 3 months old), Passport.
Income Documents – 3 months pay stubs, 2 years of Form 16, 3 months bank statement displaying income credit and any EMI debit.
Vehicle Registration and Insurance

Maruti Suzuki Dzire Car 

Maruti Suzuki Ertiga Car Loan

 

Engine and Transmission 

Engine Type
1.2-liter petrol engine
Displacement (cc) 1197cc
Max Power
88.50bhp@6000rpm
Max Torque
113Nm@4400rpm
No. of cylinder 4
Valves Per Cylinder 4
Valve Configuration
TransmissionType Automatic
Gear Box 5 speed

Maruti Suzuki Dzire Car Price

The price of a Maruti Suzuki Dzire starts from 5.98 lakhs. The lowest price of the base variant that is the Maruti Swift Dzire LXI and the most priced variant of this model would be the Maruti Dzire ZXI Plus AT at the cost of Rs. 9.02 lakhs. Used Maruti Dzire in New Delhi available for sale at Rs. 58,000 onwards. Check out the website for more interesting offers.

Prices of Maruti Suzuki Dzire Ex-showroom Delhi

Model Variant

Key specs

Ex-Showroom Price

Dzire LXI 1197 cc, Manual, Petrol, 23.26 kmpl 5.98 lakhs
Dzire VXI 1197 cc, Manual, Petrol, 23.26 kmpl 7.04 lakhs
Dzire VXI AT 1197 cc, Automatic, Petrol, 24.12 kmpl 7.54 lakhs
Dzire ZXI 1197 cc, Manual, Petrol, 23.26 kmpl 7.73 lakhs
Dzire ZXI AT 1197 cc, Automatic, Petrol, 24.12 kmpl 8.23 lakhs

Downpayment required for Maruti Suzuki Dzire Car loan 

Maruti Suzuki Dzire is completely built on the lightweight HEARTECT platform which was sourced from the India-spec Baleno hatchabck. It now has a newly designed large hexagonal grille in the front section by the all-new projector headlamps and a strip of LED DRLs running on the cluster. The body loses its overly bulgy nature and looks cleaner than the previous variants of this model. Along with the new features comes the responsibility of bearing the cost by the individual. You would be required to pay a sum (not too much) but some amount as a downpayment and then the rest would be handled by the car loan.

About Maruti Suzuki Dzire

The Maruti Suzuki Dzire was initially known as the Suzuki Swift Dzire, even now is continuing to be sold as Suzuki Swift Sedan in some parts of Columbia. This Suzuki Dzire is a sub-compact sedan which is made by Suzuki specifically for the Indian market in the year 2008. It was initially introduced in the market as a subcompact sedan for the Indian market to offer a sedan-like car in a smaller size. Over the years, the car was then converted into a sub-4-meter sedan.

How to get Maruti Suzuki Dzire Car Loan

Getting a Maruti Suzuki Dzire Car loan would be one of your best life decisions. Having the new structure altogether with extraordinary facilities on the interiors, this is one of the must-have’s. Because of this, all the banks and NBFC would not be able to completely fund the whole value of such a modern car for their customers.

To protect the needs of such customers in distress, the solution to all of this would be to avail a car loan for the Mahindra Alturas G4 Car can be done with the help of India’s first and the best Financial Helpline, Dialabank.

To apply for a loan, visit our website at www.Dialabank.com  or You could contact us at 9878981166

News for Car Loan for Maruti Suzuki Dzire

18.05.2021:

Maruti Ties Up With Zydus Hospitals To Set Up A Multispeciality Facility In Gujarat. The hospital, capable of supporting up to 100 beds, is set up at Sitapur and is expected to cater to over 3.75 lakh people.Spread over 7.5 acres in and around Hansalpur and Sitapur (within Ahmedabad district), the hospital is expected to cater to the needs of more than 3.75 lakh people. Right now, it is a 50-bed facility, but can be scaled up to accommodate 100 beds if required. The carmaker has shelled out Rs 126 crores for the initiative.

18.05.2021:

If you’re planning on buying a compact hatchback this May, you can avail discounts on several models, including the Maruti Wagon R and Hyundai Santro, until May 31, 2021.

  • The Datsun GO comes with maximum savings of up to Rs 40,000.
  • Up to Rs 35,000 off on the Hyundai Santro.
  • Tata is offering the Tiago with benefits of up to Rs 25,000.
  • The Maruti Celerio and Wagon R get discounts of up to Rs 18,000 and Rs 31,000, respectively.
  • All offers are valid until May 31, 2021.

FAQs Car Loan for Maruti Suzuki Dzire

✅ Is Maruti Suzuki Dzire a good investment?

Yes, investing in buying a Maruti Suzuki Dzire would be one of the best decisions you would make in your life. It is definitely a good investment.

✅ What is the Maruti Suzuki Dzire’s on-road price?

A Maruti Suzuki Dzire’s on-road price ranges from 5.98 lakhs to 9.02 lakhs.

✅ What are the documents required to be submitted for a car loan for Maruti Suzuki Dzire?

The documents required would be the usual identity documents, income proof documents, residence documents, and photo proof.

✅ What is the processing fee for a Maruti Suzuki Dzire car loan?

The processing fee for the Maruti Suzuki Dzire Car loan is 1% of the loan amount.