Maruti Suzuki Ignis Car Loan

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Maruti Suzuki Ignis Car Loan

Maruti Suzuki Ignis Car Loan: Features & Benefits

Maruti Suzuki Ignis Car Loan Interest Rate 7.35%* per annum
Maruti Suzuki Ignis Car Loan Min Loan Amount ₹ 100,000
Maruti Suzuki Ignis Car Loan Max Loan Amount Loan up to 90% of On Road Price
(Loan to Value) or 100% of Ex-showroom Price
Maruti Suzuki Ignis Car Loan Tenure 1 year to 7 years
Lowest EMI / Lac ₹ 1,622
Minimum Net Monthly Income ₹ 20,000
Minimum ITR for Self Employed ₹ 2,00,000
Age Criteria Salaried: 21 years to 60 years
Self Employed: 21 years to 65 years
Types of Cars For All New Passenger Cars, Multi Utility Vehicles (MUVs), and Sport Utility Vehicle (SUVs).
Maruti Suzuki Ignis Car Loan Processing Fee 0.40% of the principal amount
Foreclosure Charges 6% (7-12 months)
Basic Documentation Address Proof, Bank Statement, Car Quotation, and ID Proof

Maruti Suzuki Ignis Car Loan Eligibility Criteria

Salaried Individual
  • Age – 21 years to 60 years
  • Net Monthly Income – Minimum ₹ 20,000
  • Employment Duration – 1-year minimum
  • Income Eligibility – Based on Form 16 and salary slip
Self-Employed Individuals
  • Age – 21-65 years of age
  • Minimum ITR  – Rs.2 lakh
  • Employment Duration – Minimum 3 years
  • Income Eligibility – Depends on the latest Income Tax Returns
Self-Employed Non-Individuals (Company/Partnership)
  • Minimum ITR  – Rs. 2 lakh
  • Employment Duration – 3 years minimum
  • The applicant has to present IT returns and audited financials of 2 years with Calculated Income.
Priority Customers
  • At least 6-month vintage
  • Average Quarterly Balance – 2 quarters balance at a minimum of Rs.1 lakh
  • Maximum Loan Amount –  3 times the Average Quarterly Balance of the last 2 Quarters

Maruti Suzuki Ignis Car Loan EMI Calculator

Maruti Suzuki Ignis Car Loan EMI starts at Rs 10,623 per month for a tenure of 60 months @ 9.8 for a loan amount of Rs 5.02 Lakh. The EMI Calculator tool on Dialabank gives a detailed break-up of the total payable amount and helps you in finding the best car finance for your Maruti Ignis To check your EMI visit the Dialabank EMI Calculator page.

Maruti Suzuki Ignis Car Loan Interest Rate, Fees, and Charges

Charges New Car Loan Used Car Loan
Interest Rate 7.35% 11.80% p.a. to 13.80% p.a.
Maruti Suzuki Ignis Car Loan Processing fee 0.40% 0.40%
Issuance of Duplicate Repayment Schedule Charges Around Rs.500 Around Rs.500
Foreclosure Charges 6% 6%
Penal Interest 2% PM 2% PM
Maruti Suzuki Ignis Car Loan Part Payment charges 6% of the amount 6% of the amount
Cheque/Instrument Swap Charge Around Rs.500 Around Rs.500
Documentation Charge Around Rs. 500 Around Rs. 500
Issuance of Duplicate No Dues Certificate Charges Around Rs. 500 Around Rs. 500
Registration Certification Collection Charge Around Rs. 200 Around Rs. 200
Cheque Bounce/Instrument Return Charges Around Rs. 500 Around Rs. 500
Issuance of Duplicate Statement Charges Around Rs. 500 Around Rs. 500
Loan Cancellation/Re-booking Charges Around Rs. 1000 Around Rs. 1000
Issuance of Credit Report Around Rs. 50 Around Rs. 50

Maruti Suzuki Ignis Car Loan Documents Required

Maruti Suzuki Ignis Car Loan Salaried Individual

Category Documents Required
Identity Proof

 

(Any 1)

Passport
Voter ID
Aadhar Card
Driving License
Address Proof

 

(Any 1)

Aadhar Card
PAN
Driving License
Electricity Bill
Date of Birth Proof

 

(Any 1)

Passport
Birth Certificate
High School Marksheet
Driving Licence
Signature Proof

 

(Any 1)

PAN
Bankers Verification
Passport
Income Proof Salary Slip and latest Form No.16
Bank Statement Last 6 month Bank statement
Employment Continuity Proof Job card by NREGA
ITR of Form no. 16
Salary Slip mentioned with joining date
Letter of Appointment

Maruti Suzuki Ignis Car Loan Self-Employed Individuals

Category Documents Required
Identity Proof (Any 1) PAN Card
Passport
Voter ID
Aadhar Card
Address Proof (Any 1) PAN Card
Voter ID
Passport
Electricity Bill
Date of Birth Proof (Any 1) Birth Certificate
Passport
Driving Licence
PAN
Signature Proof (Any 1) PAN
Bankers Verification
Passport
Bank Statement Bank statement of last 6 months
Employment Continuity Proof Latest ITRs
Shop & Establishment Act Certificate
Shop & Establishment Act Certificate
Sales Tax or VAT Certificate
Business Proof Registration Certificate
Telephone Bill/Electricity Bill
Shop & Establishment Act Certificate
SSI or MSME Registration Certificate

Maruti Suzuki Ignis Car Loan Self-Employed Non-Individuals

Maruti Suzuki Ignis Car Loan Partnership Firms/Societies

Category Documents Required
Identity Proof (Any 1) Driving Licence
PAN Card
Aadhar Card
Passport
Address Proof (Any 1) Electricity Bill/Telephone Bill
Aadhar Card
Driving License
Voter ID
Income Proof Audited Balance Sheet
P&L Account
ITR for the previous 2 years
Bank Statement Last 6 month
Business Continuity Proof Company ITR of the last 2 years
Audited Balance Sheet
TAX registration Certificate
Current Account Statement
Additional documents Letter of Authority or PAN Card

Maruti Suzuki Ignis Car Loan Private Limited/Limited Companies

Category Documents Required
Identity Proof The latest copy of MOA and AOA
Copy of Incorporation
Address Proof (Any 1) SSI/MSME Registration Certificate
Telephone Bill
Electricity Bill
Shop & Establishment Act Certificate
Sales Tax Certificate
Income Proof Audited Balance Sheet
P&L Account and ITR for the previous 2 years
Bank Statement Previous 6 Months
Business Continuity Proof P&L account and
ITR of the Company of the past 2 years
Audited Balance Sheet
Shop & Establishment Act Certificate
Additional documents
List of Shareholding partners and Directors
Board Resolution
PAN Card
Certificate of Commencement of Business for Ltd. Co.

Maruti Suzuki Ignis

Maruti Suzuki Ignis Car Loan

Price – Rs. 4.95 – 7.36 Lakh

Maruti Suzuki Ignis Price

The price of Maruti Ignis starts at Rs. 4.95 Lakh and goes up to Rs. 7.36 Lakh. Maruti Ignis is offered in 7 variants – the base model of Ignis is Sigma and the top variant Maruti Ignis Alpha AMT comes at a price tag of Rs. 7.36 Lakh.

Prices of Maruti Suzuki Ignis Exshowroom Delhi

Variant Ex-Showroom Price
Ignis Sigma1197 cc, Manual, Petrol, 20.89 kmpl Rs.4.95 Lakh*
Get On Road Price
Pay Rs.85,521 more forIgnis Delta1197 cc, Manual, Petrol, 20.89 kmpl Rs.5.80 Lakh*
Pay Rs.30,979 more forIgnis Zeta1197 cc, Manual, Petrol, 20.89 kmpl Rs.6.11 Lakh*
Get On Road Price
Pay Rs.19,021 more forIgnis Delta AMT1197 cc, Automatic, Petrol, 20.89 kmpl Rs.6.30 Lakh*
Get On Road Price
Pay Rs.30,979 more forIgnis Zeta AMT1197 cc, Automatic, Petrol, 20.89 kmpl Rs.6.61 Lakh*
Get On Road Price
Pay Rs.25,078 more for Ignis Alpha1197 cc, Manual, Petrol, 20.89 kmpl Rs.6.86 Lakh*
Get On Road Price
Pay Rs.50,000 more for Ignis Alpha AMT1197 cc, Automatic, Petrol, 20.89 kmpl Rs.7.36 Lakh*
Get On Road Price

Down payment required for Maruti Suzuki Ignis Car Loan

Lenders usually fund 90% of the On-Road Price of the Maruti Suzuki Ignis. Some consumers may also be eligible for 100% financing. The down payment is the difference between the On-Road Price of the Maruti Suzuki Ignis and the loan amount. The principal and length of the loan decide the Maruti Suzuki Ignis interest rate the most. Customers can also negotiate a lower interest rate on their loan with the lender. 90% of the Maruti Ignis On-Road Price is normally financed by lenders. Some consumers may also be eligible for 100% financing.

About Maruti Suzuki Ignis

The Maruti Ignis is a five-seater hatchback that costs between Rs. 4.95 and Rs. 7.36 lakh*. It comes in seven different configurations, including a 1197cc BS6 engine and two transmission options: manual and automatic. The Ignis also has a kerb weight of 840-865 pounds, a ground clearance of, and a boot space of 260 litres. The Ignis is available in nine different colours. Over 473 user reviews for Maruti Ignis based on mileage, performance, price, and overall experience.

Maruti Suzuki Ignis Mileage

The Maruti Ignis mileage is 20.89 kmpl. The Manual Petrol variant has a mileage of 20.89 kmpl. The Automatic Petrol variant has a mileage of 20.89 kmpl.

Fuel Type Transmission ARAI Mileage * City Mileage * Highway Mileage
Petrol Manual 20.89 kmpl
Petrol Automatic 20.89 kmpl 14.65 kmpl 12.89 kmpl

How to get Maruti Suzuki Ignis Car Loan

  1. Visit the official page of Dialabank
  2. Go to the Car Loan option and fill up all the required information asked like name etc.
  3. Our relationship manager will get in touch with you over your application and solve all your doubts.
  4. Contact Dialabank at 9878981166 for further queries.

Maruti Suzuki News

Specifications for the five-door Maruti Suzuki Jimny have been leaked, and an India launch is expected.

  • The 5-door Suzuki Jimny’s dimensions and engine specifications have been leaked.
  • The wheelbase and total length will be increased by 300mm to 2,550mm and 3,850mm, respectively, according to the paper.
  • The length (1,645mm), width (1,730mm), and ground clearance (210mm) will all remain unchanged.
  • It will be powered by a 102PS 1.5-litre K15B petrol engine mated to a 5-speed manual and a 4-speed automatic transmission.
  • As a competitor to Mahindra Thar, it is expected to start at Rs 10 lakh.

Discounts of up to Rs 53,000 are available on Maruti Arena cars. This Can, the Swift LXi receives a maximum savings of up to Rs 53,000.

  • The Celerio does not come with a cash discount, but it does come with discounts of up to Rs 18,000.
  • Just a Rs 3,000 corporate discount is available on the Ertiga.
  • Both of the deals are good for the whole month of May 2021.

FAQs on Maruti Suzuki Car Loan

What is the current Maruti Ignis on-road price?

In Delhi, the Ignis begins at Rs. 5,46,660 on the lane. RTO fees and insurance are included in the on-road price.

What are the new Maruti Ignis offers available in May?

Three Maruti Ignis offers are available in Delhi for the month of May 2021.

✅ What is the Minimum and Maximum Loan Amount for Maruti Suzuki Ignis Car Loan?

The minimum loan amount is Rs 100,000 and the maximum loan amount is Loan up to 90% of On Road Price.

✅ What is the interest rate of the Maruti Suzuki Ignis Car Loan?

The interest rate for Maruti Suzuki Ignis Car Loan is 7.35%

 What is the Maruti Suzuki Ignis Car Loan Tenure?

1 year – 7 years is the loan tenure for Maruti Suzuki Ignis Car Loan.

Is Ignis or Swift a better car?

The Ignis costs Rs 4.95 lakh ex-showroom, while the Swift costs Rs 5.73 lakh ex-showroom. Compare the prices, features, and specifications of these two models.

What would the Maruti Ignis’ EMI or down payment be?

The Maruti Ignis EMI begins at Rs 10,623 per month for a loan sum of Rs 5.02 lakh with a 60-month term and a down payment of Rs 56,000.

Is there a sunroof on the Maruti Ignis?

The Maruti Ignis lacks a sunroof.