Pandyan Grama Bank Car Loan

Pandyan Grama Bank Car Loan Key Features – Jan 2021

About Pandyan Grama Bank Car Loan

Pandyan Grama Bank is a Scheduled public sector bank in Tamil Nadu established under Regional Rural Bank Act 1976. It was founded on 9 March 1977 at Sattur, then later shifted to Virudhunagar on 16 July 1993.

Pandyan Grama Bank provides Car Loans at attractive rates of interest to the consumer for buying their dream car whether new or second hand. It is an easily available loan that can be procured by anyone even by ones who have a slightly low credit/CIBIL score.

Advantages of Pandyan Grama Bank Car Loan

Pandyan Grama Bank Car Loan Eligibility

Documents required for car loan and other eligibility are discussed below.

Pandyan Grama Bank Car Loan Interest Rate, Fees and Charges

Details on car loan interest rate and other charges are given below:

Pandyan Grama Bank Car Loan Documents Required

Salaried Individual

Self-Employed Individuals

Self-Employed Non-Individuals:

1. Partnership Firms/Societies

2. Private Limited/Limited Companies

Pandyan Grama Bank Car Loan EMI Calculator

The applicant has the option to know the EMI’s before availing a Car Loan. Thus, you can easily check through the link below:

Car Loan EMI Calculator

Pandyan Grama Bank Car Loan Types

Pandyan Grama Bank offers different types of car loans to its customers. You have the option of choosing the offer which suits your need the best. It offers the following types of Car Loans:

1. New Car Loan –  Those who wish to buy a new car, this is the scheme for you. You can take Pandyan Grama Bank Car Loan for a minimum of Rs. 1 lakh and a minimum tenure of 7 years.
2. Used Car Loan – If you wish to buy a used car then you can choose this scheme which offers a minimum loan of Rs. 1 lakh and a minimum tenure of 5 years.
3. Loan Against Car – You can opt for this scheme if you are in need of urgent funds where you can keep your cars as collateral with the bank where you can get Rs. 10 lakh or up to 50% of your car’s value.

Pandyan Grama Bank Car Loan Pre Calculated EMI

How to Apply for Pandyan Grama Bank Car Loan?

1. Visit Dialabank and fill a form.
2. Wait for a call from our Relationship Manager who will guide you throughout the process.
3. You can compare different offers from banks and NBFCs and choose the one which suits your needs.
4. Thus, easily apply for a Car Loan through Dialabank and enjoy the best offers.
5. Eligibility criteria for car loan is dicussed in the above contents

Pandyan Grama Bank Car Loan for Top Selling Cars

Other Available Products from Pandyan Grama Bank

FAQs for Pandyan Grama Bank Car Loan

✅ What is the Pandyan Grama Bank Car Loan?

Pandyan Grama Bank car loan is the loan sum provided to its clients by the business for a new or used car.

✅ How can I get a Car Loan from Pandyan Grama Bank?

1. Visit Dialabank and fill a form.
2. Wait for a call from our Relationship Manager who will lead you throughout the process.
3. You can compare different offers from banks and other businesses and choose the one which suits your needs.
4. Thus, easily apply for a Car Loan through Dialabank and experience the best offers.

✅ How does Pandyan Grama Bank Car Loan work?

When you will apply for a car loan, then you will get a call from our representative and then, there will a document verification process. Then, the loan amount will be credited to your account.

✅ What is the Car Loan Interest Rate in Pandyan Grama Bank?

The interest rate on a car loan in the Pandyan Grama Bank is 7.50% only.

✅ How to Check Car Loan status in Pandyan Grama Bank?

You can track your car loan status online on the Car loan status website.

✅ How to Calculate Car Loan Interest in Pandyan Grama Bank?

✅ What are the charges for Prepayment in Pandyan Grama Bank Car Loan?

You can prepay/foreclose your Pandyan Grama Bank Car Loan with 5% as foreclosure costs.

✅ Can I get a top-up loan on my existing Pandyan Grama Bank car loan?

You can get a top-up loan on your current car loan from Pandyan Grama Bank for up to 150% of its worth.

✅ Do I need to provide a guarantor to avail a car loan from the Pandyan Grama Bank?

Generally, you don’t need a guarantor for a car loan. However, you may need a guarantor if you don’t fulfill the eligibility criteria.

✅ How to get the Pandyan Grama Bank Car Loan Statement?

Get the statement in person by visiting your branch and requesting a detailed statement.

                                                       or

You can get the report online. To do this, you should have Pandyan Grama Bank internet funding initiated.

✅ How to Pay Pandyan Grama Bank Car Loan Interest Online?

Simply logon to online Pandyan Grama Bank payment to ‘see and pay’ your statements. You also get an electronic acknowledgment for every bill paid by you using e-PAY. You can also pay through Paytm.

✅ What if I can’t pay the interest on Pandyan Grama Bank Car Loan for 3 months?

Pandyan Grama Bank imposes 24% of the exceptional amount or a Fee covering from Rs.500 to Rs.5000 for not paying the EMI for 3 months.

✅ How can I apply for EMI Moratorium on Pandyan Grama Bank Car Loan?

You can apply for EMI Moratorium on Pandyan Grama Bank Car Loans directly from the Pandyan Grama Bank website’s Loan corner.

✅ What is the number for the Pandyan Grama Bank Car Loan agent?

Call Dialabank at 9878981166 as it is one of the most granted Pandyan Grama Bank Car Loan agents. Dialabank even guarantees the best offers on your Car Loan.

✅ Can I close the Pandyan Grama Bank car loan online?

Pandyan Grama Bank car loans can be stopped by visiting the nearest branch and clearing off the outstanding value.

✅ What is the Pandyan Grama Bank Car Loan Customer Care Number?

Call 9878981166 and clear any of your questions with us anytime.

✅ How can I get NOC from the Pandyan Grama Bank for a Car loan?

You can get NOC straight from the branch for Pandyan Grama Bank Car Loans.

✅ What is the Pandyan Grama Bank Car Loan closure procedure?

• Just go to the bank with the documents.
• Write a letter for pre-closure of the Pandyan Grama Bank Car Loan account.
• Pay the pre-closure charges as per Pandyan Grama Bank Car Loan.

✅ What are the Pandyan Grama Bank Car Loan preclosure charges?

Pandyan Grama Bank Car Loan preclosure charges are up to 6%+ GST.

✅ What is the Pandyan Grama Bank Car Loan maximum tenure?

The Pandyan Grama Bank Car Loan maximum tenure is 7 years.

✅ What is the Pandyan Grama Bank Car Loan minimum tenure?

The Pandyan Grama Bank Car Loan minimum tenure is 1 year.