Sarva Haryana Gramin Bank Car Loan

Sarva Haryana Gramin Bank Car Loan Key Features – Apr 18 2024

Sarva Haryana Gramin Bank Car Loan Interest Rate	7.35% per annum
Min Loan Amount	₹ 1,00,000
Max Loan Amount	100% of Ex-showroom Price
(Loan to Value)
Loan Tenure	12 to 84 months
Lowest EMI / Lac	₹ 1,634
Minimum Net Monthly Income	₹ 25,000
Minimum ITR for Self Employed	₹ 4,00,000
Age Criteria	Salaried: 21 years – 60 years
	Self Employed: 21 years – 70years
Types of Cars	For All New Passenger Cars, Multi Utility Vehicles (MUVs), and Sport Utility Vehicle (SUVs).
Processing Fee	0.50% or minimum Rs.1500
Foreclosure Charges	Nil
Basic Documentation	ID Proof, Address Proof, Salary Slip, and Car Quotation

About Sarva Haryana Gramin Bank Car Loan

Sarva Haryana Gramin Bank Account is a bank in India. It has 843 branches. It offers all the monetary types of assistance to its clients like saving a store, fixed store, repeating store, home credits, individual advance, vehicle advance, instruction advance, gold advance, PPF account, storage spaces, net banking, portable banking, RTGS, NEFT, IMPS, E-Wallet. Sarva Haryana Gramin Bank Account ATMs across India, Sarva Haryana Gramin Bank Account Branches across India, Sarva Haryana Gramin Bank Account Contact Numbers, Sarva Haryana Gramin Bank Account official EmailID, Sarva Haryana Gramin Bank Account Headquarter, and Sarva Haryana Gramin Bank Account Headquarter Address.

Advantages of Sarva Haryana Gramin Bank Car Loan

Sarva Haryana Gramin Car Loan Eligibility

Salaried Individual	Age – Should be a minimum of 21 years old and should not exceed 60 years.
	Net Monthly Income – Rs.25000 is the base criteria.
	Employment Duration – At least one year
	Income Eligibility – Form 16
Self-Employed Individuals	Age – 21-70 years of age
	Minimum ITR  – Rs. 4 lakh
	Employment Duration – 3 years(minimum)
	Income Eligibility –  Latest Income Tax Returns
Self-Employed Non-Individuals (Company/Partnership)	Minimum ITR  – Rs. 4 lakh, Rs. 18 lakhs (for selected car models)
	Employment Duration – Minimum 3 years
	The applicant has to present IT returns and audited financials of 2 years with Calculated Income.
Priority Customers	Applicant must be associated with at least six months.
	Average Quarterly Balance – Rs.5000
	Maximum Loan Amount – 3 times

Sarva Haryana Gramin Bank Car Loan Interest Rate, Fees, and Charges

Charges	New Car Loan	Used Car Loan
Interest Rate	7.35% per annum	14.80% p.a. to 16.80% p.a.
Processing fee	0.50%(minimum Rs.1500)	0.50%(minimum Rs.1500)
Issuance of Duplicate Repayment Schedule Charges	Above Rs.350	Above Rs.350
Foreclosure Charges	Nil	Nil
Penal Interest	2% per month	2% per month
Part Payment charges	5% of the paid amount	5% of the paid amount
Cheque/Instrument Swap Charge	Above Rs.350	Above Rs.350
Documentation Charge	Above Rs.350	Above Rs.350
Issuance of Duplicate No Dues Certificate Charges	Above Rs.350	Above Rs.350
Registration Certification Collection Charge	Above Rs.150	Above Rs.150
Cheque Bounce/Instrument Return Charges	Above Rs.350	Above Rs.350
Issuance of Duplicate Statement Charges	Above Rs.350	Above Rs.350
Loan Cancellation/Re-booking Charges	Nil	Nil
Issuance of Credit Report	Above Rs.50	Above Rs.50

Sarva Haryana Gramin Bank Car Loan Documents Required

Salaried Individual

Category	Documents Required
Identity Proof	Voter ID
	Aadhar Card
	Passport
Address Proof	Driving License
	Passport
	Electricity Bill
Date of Birth Proof	Birth Certificate
	Passport
	Driving License
	PAN
Signature Proof	PAN Card
	Bankers Verification
	Passport
Income Proof	Latest Form 16 and Salary Slips
Bank Statement	Bank statement of last three months
Employment Continuity Proof	ITR of Form 16
	Salary Slip with Joining Date
	Work Experience Certificate
	Appointment Letter

Self-Employed Individuals

Category	Documents Required
Identity Proof	Aadhar card
	PAN Card
	Driving License
Address Proof	Driving License
	Aadhaar Card
	Voter ID
	Utility Bills
Date of Birth Proof	Birth Certificate
	Passport
	Driving License
	High School Marksheet
Signature Proof	Passport
	PAN
	Bankers verification
Income Proof	Latest Form 16 and Salary Slips
Bank Statement	Bank statement of last three months
Employment Continuity Proof	Current Account Statement
	SSI or MSME Registration Certificate
	Shop & Establishment Act Certificate
	Sales Tax or VAT Certificate
Business Proof	Telephone Bill
	Electricity Bill
	Current Account Statement
	Sales Tax or VAT Certificate
	Registered Lease Document with other utility bills
	Shop & Establishment Act Certificate
	SSI or MSME Registration Certificate

Self-Employed Non-Individuals:

Partnership Firms/Societies

Category	Documents Required
Identity Proof	Driving License
	Aadhaar Card
	Passport
	PAN
	Voter ID
Address Proof	Driving License
	Aadhaar Card
	Passport
	PAN
	Voter ID
Income Proof	Audited Balance Sheet
	P&L Account and ITR for the previous two years
Bank Statement	Bank statement of last three months
Business Continuity Proof	Shop & Establishment Act Certificate
	Current Account Statement
	SSI or MSME Registration Certificate
	Sales Tax or VAT Certificate
Additional documents	Authority Letter/PAN cards

Private Limited/Limited Companies

Category	Documents Required
Identity Proof	Driving License
	Aadhaar Card
	Passport
	PAN
	Voter ID
Address Proof	Driving License
	Aadhaar Card
	Passport
	PAN
	Voter ID
Income Proof	Audited Balance Sheet
	P&L Account and ITR for the previous two years
Bank Statement	Bank statement of last three months
Business Continuity Proof	Shop & Establishment Act Certificate
	Current Account Statement
	SSI or MSME Registration Certificate
	Sales Tax or VAT Certificate
Additional documents	Authority Letter/PAN cards

Sarva Haryana Gramin Car Loan EMI Calculator

Check your EMIs even before applying for the loan by following this: Car Loan EMI Calculator

Sarva Haryana Gramin Bank Car Loan Types

Sarva Haryana Gramin Bank gives different monetary items, and Car Loan is one among them. Contingent on the requirements, the Loan can be benefited:

• New Car Loan – For the people who are looking for another and new vehicle. Advantage from this credit for a versatile residency of up to 7 years.
• Used Car Loan – Take a Used Car Loan for buying any reused vehicle with full records available. Get the acknowledge for long residencies up to 5 years.
• Advance Against Car – Individuals can even get a credit against their had vehicles for smart resource supports by keeping the vehicle regarding the protection.

Sarva Haryana Gramin Bank Car Loan Pre Calculated EMI

Rate	5 Yrs	4 Yrs	3 Yrs
10.50%	2149	2560	3250
11.00%	2174	2584	3273
11.50%	2199	2608	3297
12.00%	2224	2633	3321
12.50%	2249	2658	3345
13.00%	2275	2682	3369
13.50%	2300	2707	3393
14.00%	2326	2732	3417
14.50%	2352	2757	3442
15.00%	2378	2783	3466

How to Apply for Sarva Haryana Gramin Bank Car Loan?

1. Reach out to Dialabank and fill in the necessary information.
2. Connect with our all-around prepared Relationship administrator and find out about the alternatives accessible.
3. Select the best Car advance as indicated by your requirements for long is accessible.
4. All the direction and administrations all through the Car advance cycle are liberated from cost.

FAQs for Sarva Haryana Gramin Bank Car Loan

✅ What is Sarva Haryana Gramin Bank Car Loan?

Sarva Haryana Gramin Bank Car Loan is a secured loan provided by the Bank to applicants looking to allocate funds for buying a new or used car.

✅ How can I get a Car Loan from Sarva Haryana Gramin Bank?

Sarva Haryana Gramin Car Loan can be availed by applying directly through Dialabank or reaching out to the nearest branch of the Bank.

✅ How does Sarva Haryana Gramin Bank Car Loan work?

Working on Sarva Haryana Gramin Bank Car Loan is pretty simple as it involves allocating funds to its customers willing to buy a car and keeping the same as collateral. The rate of Interest is charged against the loan and is repaid in burdenless EMIs.

✅ What is the Car Loan Interest Rate in Sarva Haryana Gramin Bank?

Car Loan Interest Rate in Sarva Haryana Gramin Bank is as low as

7.35% per annum

.

✅ How to Check Car Loan status in Sarva Haryana Gramin Bank?

Check car Loan status in Sarva Haryana Gramin Bank directly by reaching out to the Bank’s website and providing your Loan number on the Loan Status page.

✅ How to Calculate Car Loan Interest in Sarva Haryana Gramin Bank?

Calculate Car Loan Interest in Sarva Haryana Gramin Bank by using Dialabank’s Calculator. This Calculator provides information about the EMI and Interest of your Loan.

✅ What is the maximum loan amount I can avail myself of on a Car Loan from Sarva Haryana Gramin Bank?

Car Loans from Sarva Haryana Gramin Bank can avail you of up to 100% amount of the ex-showroom price of the vehicle.

✅ What is the loan tenure of the Sarva Haryana Gramin Bank Car Loan?

Sarva Haryana Gramin Bank Car Loan Tenure range between 12 to 84 months.

✅ Can I get a 100% Car Loan from Sarva Haryana Gramin Bank?

Yes, a 100% car loan from Sarva Haryana Gramin Bank can be provided on the Ex-showroom price of the car.

✅ How much Processing Fee is applicable on Sarva Haryana Gramin Bank Car Loan?

Processing Fees of 0.50% or a minimum of Rs.1500 is applicable on Sarva Haryana Gramin Bank Car Loan.

✅ What are the EMI options available on Sarva Haryana Gramin Bank Car Loan?

EMI options of Step-up EMI and Balloon EMI are available with Sarva Haryana Gramin Bank Car Loan.

✅ What are the charges for Prepayment in Sarva Haryana Gramin Bank Car Loan?

There are NO charges for Prepayment in Sarva Haryana Gramin Bank Car Loan.

✅ Can I get a top-up loan on my existing Sarva Haryana Gramin Bank Car Loan?

Top-up Loan on Existing Sarva Haryana Gramin Bank Car Loan can only be availed under particular circumstances.

✅ Do I need to provide a guarantor to avail myself of a Car Loan from Sarva Haryana Gramin Bank?

A guarantor is not needed to avail of a Car Loan from Sarva Haryana Gramin Bank.

✅ How to get Sarva Haryana Gramin Bank Car Loan Statement?

Sarva Haryana Gramin Bank Car Loan Statement is readily available on the Bank’s website and can be availed by providing the Loan Details.

✅ How to Pay Sarva Haryana Gramin Bank Car Loan Interest Online?

Pay Sarva Haryana Gramin Bank Car Loan Interest Online through Bank’s Payment gateways using your Net Banking.

✅ What if I can’t pay the interest on Sarva Haryana Gramin Bank Car Loan for 3 months?

Bank has the right to seize the vehicle or charge a nominal penalty for not paying Sarva Haryana Gramin Bank Car Loan EMI for 3 Months.

✅ How can I apply for EMI Moratorium on Sarva Haryana Gramin Bank Car Loan?

EMI Moratorium on Sarva Haryana Gramin Bank Car Loan can be requested directly with the Bank.

✅ What is the number for Sarva Haryana Gramin Car Loan agent?

9878981166 is the number for Sarva Haryana Gramin’s most valuable Car Loan Agent, i.e. Dialabank.

✅ Can I close Sarva Haryana Gramin Bank Car Loan online?

Sarva Haryana Gramin bank car Loan cannot be closed online; an Applicant has to reach the branch for the closure process.

✅ What is Sarva Haryana Gramin Bank Car Loan Customer Care Number?

9878981166 is the number for all the queries related to Sarva Haryana Gramin Bank Car Loan.

✅ How can I get NOC from Sarva Haryana Gramin Bank for a Car Loan?

NOC from Sarva Haryana Gramin for a Car Loan can be availed after completing the foreclosure process.

✅ What is the Sarva Haryana Gramin Bank Car Loan closure procedure?

• Just go to the bank with the documents.
• Write a letter for pre-closure of the Sarva Haryana Gramin Bank Car Loan account.
• Pay the pre-closure charges as per Sarva Haryana Gramin Bank Car Loan.

✅ What are the Sarva Haryana Gramin Bank Car Loan pre-closure charges?

Sarva Haryana Gramin Bank’s pre-closure charges are zero.

✅ What is the Sarva Haryana Gramin Bank Car Loan maximum tenure?

The Sarva Haryana Gramin maximum tenure is 7 years.

✅ What is the Sarva Haryana Gramin Bank Car Loan minimum tenure?

The Sarva Haryana Gramin Bank Car Loan minimum tenure is 1 year.