Toyota Innova Car Loan, Features & Benefits:
Following are to be considered as features and benefits of Toyota Innova Crysta Car Loan:
| Features | Car Loan |
| Interest Rate | 8.25% to 14.26% (Avg is 9.40%) |
| Processing Fee | 1.00%, a minimum of Rs. 5,000 to a maximum of Rs. 10,000 |
| Loan Tenure | Up to 7 years |
| Lowest EMI | Rs. 1,556 per lakh |
| Loan Amount | Up to 100% of ex-showroom price |
| Prepayment Charges | 5% from 13 to 24 months, 3% after 24 months |
Toyota Innova Crysta Car Loan, Eligibility criteria:
| Eligibility Requirements | Details |
| Age | 21 years – 60 years |
| Minimum Annual Income |
|
| Minimum Credit Score | 700 and above |
| Loan Tenure | Up to 7 years |
| Loan to Value Ratio | 100% of ex-showroom price |
Toyota Innova Crysta Car Loan EMI calculator:
It’s easy to calculate your car loan’s EMI. Getting a car loan The monthly payment for a car loan is calculated using a Car Loan EMI calculator based on the amount being reduced. Processing fees and other funding agency costs are not included in the EMI we calculate. calculating for your dream Innova Crysta car loan will help you to identify the monthly EMIs.
The regular contributions you make to the lender to repay the loan are known as EMIs or Equated Monthly Installments. The principal and interest are included in these payments, so EMI = Principal Amount + Interest on Principal Amount. EMI can be determined mathematically using the following formula:
[(1+R)N-1] = P x R x (1+R)NThe principal of the loan is P, the interest rate is R, and the monthly payment sum is N.
Making larger contributions than the EMI to pay off a portion of a car loan by the end of the period is referred to as part prepayment.
As a result of part prepayment, your remaining principal as well as your potential EMIs will be reduced. Banks typically approve part prepayments of up to 25% of the principal outstanding sum once a year, with fees varying depending on the EMI’s due month.
Toyota Innova Crysta Car Loan interest Rate, Charges and Fees:
| Interest Rate | 8.25% to 14.26% (Avg of 9.40%) |
| Processing Fee | Less than Rs. 10,000 or 0.4% of car loan sanctioned |
| Foreclosure Charges | 3% to 6% that depends on the loan tenure (no foreclosure fees for loans disbursed after 6 months ago) |
| Documentation Fees | Rs. 600 each time |
| Penalty for Late Payment | 2% for each month |
| Financing Quantum | Up to 100% depending on customer profile |
Documents required for Toyota Innova Crysta Car Loan:
Applying for a Toyota Innova Crysta Car Loan will be simple because you’ll have all of the requisite legal documentation once you’ve mastered all types of paperwork. Before the Toyota Camry car loan can be disbursed, the lender will require the borrower to request some paperwork to verify his statements and meet some of the loan’s basic conditions.
| Individual |
Documentation
|
| Salaried Applicant |
Two Passport-size photocopies of your tax identification number (PAN)
Aadhaar, Passport/ Driving License/ Voter ID/ PAN are all acceptable forms of identification. Automobile quote Passport, Leave and License, Registered Rent Agreement, Utility Bill (up to 3 months old), Residential Address Proof. 3 months pay stubs, 2 years Form 16, 3 months bank statement displaying salary credit and any EMI debit Vehicle Registration and Insurance |
| Self Employed Applicant |
Two Passport Size Photo Copy of Income Tax PAN (Filled Out Loan Application Form)
Aadhaar, Passport, Driving License, Voter ID, and PAN is all acceptable forms of identification. Car price quote Proof of residential address – leave and license/registered rent agreement/utility bill (up to 3 months old), Passport. Income Documents – 3 months pay stubs, 2 years of Form 16, 3 months bank statement displaying income credit and any EMI debit. Vehicle Registration and Insurance |
Toyota Innova Cryasta:
 |
Starts at ₹ 19.35 Lakh |
| Emission Norm Compliance: | BS VI |
| Fuel Type: | Diesel |
| Transmission: | Automatic |
| Max Power: | 148bhp@3400rpm |
| Max Torque: | 360Nm@1400-2600rpm |
| Mileage: | NA |
| Engine Displ.: | 2393 cc |
| Rear AC Ducts: | Yes |
| Automatic Climate Control: | NA |
| Audio Control: | Yes |
| Cruise Control: | Yes |
| Fog Lamps: | Both |
| ESP: | Yes |
Fuel & Performance
| Fuel Type | Diesel |
| Fuel Tank Capacity (Litres) | 55.0 |
| Emission Norm Compliance | BS VI |
| Top Speed (Kmph) | 128.84 |
Suspension, Steering & Brakes
| Front Suspension | Double Wishbone With Torsion Bar |
| Rear Suspension | 4-Link with Coil Spring |
| Shock Absorbers Type | Coil Spring |
| Steering Type | Power |
| Steering Column | Tilt & Telescopic |
| Steering Gear Type | Rack & Pinion |
| Turning Radius (Metres) | 5.4 |
| Front Brake Type | Disc |
| Rear Brake Type | Drum |
| Braking (100-0kmph) | 42.51m |
| 0-100Kmph (Tested) | 14.11s |
| Quarter Mile (Tested) | 19.06s @ 116.95kmph |
| City driveability (20-80kmph) | 9.30s |
| Braking (60-0 kmph) | 26.28m |
Dimensions & Capacity
| Length (mm) | 4735 |
| Width (mm) | 1830 |
| Height (mm) | 1795 |
| Boot Space (Litres) | 300 |
| Seating Capacity | 7 |
| Wheel Base (mm) | 2750 |
| Front Tread (mm) | 1530 |
| Rear Tread (mm) | 1530 |
Toyota Innova Crysta Car Ex-showroom price:
In New Delhi, the Toyota Innova Crysta starts at Rs. 16.52 lakh. The Toyota Innova Crysta 2.7 GX 7 STR is the cheapest model, while the Toyota Innova Crysta 2.4 ZX 7 STRAT is the most expensive, costing Rs. 24.59 lakh. The matter of fact is comparing other SUVs with Innova Crysta, it gives you more ease and better quality features. so applying for a Toyota Innova Crysta car loan is worth choosing.
Price of Toyota Innova Crysta ex-showroom Delhi price:
| Versions | On-Road Price |
Innova Crysta 2.7 GX 7 STR |
₹ 19.35 Lakh |
Innova Crysta 2.7 GX 8 STR |
₹ 19.41 Lakh |
Innova Crysta 2.4 G 7 STR |
₹ 20.38 Lakh |
Innova Crysta 2.4 G 8 STR |
₹ 20.44 Lakh |
Innova Crysta 2.7 GX AT 7 STR |
₹ 20.91 Lakh |
Innova Crysta 2.7 GX AT 8 STR |
₹ 20.97 Lakh |
Innova Crysta 2.4 G Plus 7 STR |
₹ 21.92 Lakh |
Innova Crysta 2.4 G Plus 8 STR |
₹ 21.99 Lakh |
Innova Crysta 2.4 GX 7 STR |
₹ 22.07 Lakh |
Innova Crysta 2.4 GX 8 STR |
₹ 22.13 Lakh |
Innova Crysta 2.7 VX 7 STR |
₹ 23.29 Lakh |
Innova Crysta 2.4 GX AT 7 STR |
₹ 23.61 Lakh |
Innova Crysta 2.4 GX AT 8 STR |
₹ 23.67 Lakh |
Innova Crysta 2.4 VX 7 STR |
₹ 26.21 Lakh |
Innova Crysta 2.4 VX 8 STR |
₹ 26.28 Lakh |
Innova Crysta 2.7 ZX AT 7 STR |
₹ 26.47 Lakh |
Innova Crysta 2.4 ZX 7 STR |
₹ 28.03 Lakh |
Innova Crysta 2.4 ZX AT 7 STR |
₹ 29.44 Lakh |
DownPayments required for Toyota Innova Crysta car loan :
Toyota Innova Crysta Car Loan EMI starts at Rs 38,477 per month for a tenure of 60 months @ 9.8 for a loan amount of Rs 18.19 Lakh.
- Toyota Innova Crysta Car Loan EMI for Toyota Innova Crysta 2.7 GX 7 STR starts at Rs 38,447 per month for a downpayment of Rs 2.02 Lakh over 60 months at 9.8%.
- Toyota Innova Crysta Car Loan EMI for Toyota Innova Crysta 2.7 GX 8 STR starts at Rs 38,557 per month for a downpayment of Rs 2.02 Lakh over 60 months at 9.8%.
- Toyota Innova Crysta Car Loan EMI for Toyota Innova Crysta 2.4 G 7 STR starts at Rs 40,441 per month for a downpayment of Rs 2.12 Lakh over 60 months at 9.8%.
- Toyota Innova Crysta Car Loan EMI for Toyota Innova Crysta 2.4 G 8 STR starts at Rs 38,549 per month for a downpayment of Rs 2.02 Lakh over 60 months at 9.8%.
- Toyota Innova Crysta Car Loan EMI for Toyota Innova Crysta 2.7 GX 7 STR AT starts at Rs 41,472 per month for a downpayment of Rs 2.17 Lakh over 60 months at 9.8%.
About Toyota Innova Crysta:
The Toyota Innova Crysta comes with one diesel engine and one gasoline engine. The diesel engine has a displacement of 2393 cc, while the petrol engine has a displacement of 2694 cc. It comes with both a manual and automatic transmission. The mileage of the Innova Crysta varies depending on the variant and fuel source. The Innova Crysta is a 7-seater with a 4735-foot length, 1830-foot width, and 2750-foot wheelbase.
Safety Features in Toyota Innova Crysta:
In terms of other safety features, Toyota Innova Crysta comes with 3 airbags in the GX Manual, GX Automatic, and VX Manual variant, while the top-end ZX variant comes with 7 airbags, 3-point seatbelts for all seats, and Immobilizer + Siren + Ultrasonic Sensor + Glass Break Sensor. However, the rest of the features remain unchanged. Both the manual and automatic GX variants are offers in a 7-/8-seat layout, the mid-sped VX and top-end ZX trim come with a 7-seat cabin layout with captain seats for the second row as standard.
Toyota Innova Crysta Mileage:
| Fuel Type | Transmission | ARAI Mileage |
|---|---|---|
| Diesel (2755 cc) | Automatic | 14.29 kmpl |
| Diesel (2393 cc) | Automatic | 14.9 kmpl |
How to get a Toyota Innova Crysta Car Loan?
Dialabank is a great place to go if you have any Toyota Glanza Car Loan issues. Dialabank is India’s first financial helpline. It is the best choice for financing a Toyota Glanza. This service allows customers to save both time and money. To apply for a loan visit Dialabank website can also be accessed by phone at 9878981144.
Toyota Innova Crysta News:
Toyota has increased the prices of the Camry, Fortuner, Legender, and Innova Crysta by up to Rs 18,000 each.
The prices of the Innova Crysta, Fortuner, Legender, and Camry have all been increased by Toyota Kirloskar Motor (TKM). The increased prices will take effect on April 1, 2021. The amount of the increase varies by model, and we’ve described the prices by model below. Both petrol and diesel versions of the Innova Crysta facelift, which was introduced in November 2020, will see a price increase of Rs 26,000 for the first time. Except in Kerala, the starting price for the petrol is now Rs 16.52 lakh and for the diesel, Rs 16.90 lakh, both ex-showroom. To learn more about the Innova Crysta facelift, visit their website.
Toyota has launched a new service project called ‘Customer Connect Program 2.0.’
For all of its customers, Toyota Kirloskar Motor has launched the ‘Customer Connect Program 2.0.’ The carmaker’s aftersales initiative aims to provide consumers with maintenance incentives such as product warranty extensions and customer-paid extended warranties, as well as extended free maintenance services and pre-paid service packages.
Along with this scheme, Toyota is also providing a special price for ‘Toyota Bactaklenz,’ a non-chemical fumigation treatment for both Toyota and non-Toyota vehicles. For added convenience, the brand has introduced contactless service booking, which allows vehicle owners to schedule service appointments through the connect mobile app, WhatsApp, or the official website.
Toyota Innova Crysta FAQs:
✅ Is there an automatic transmission option for the Toyota Innova Crysta?
Ans. NO, At this time, the Toyota Innova Crysta does not come with an automatic transmission.
✅ Is there a petrol version of the Toyota Innova Crysta?
A. No. The Toyota Innova Crysta currently does not have a petrol engine option.
✅ Is the Toyota Innova Crysta diesel version available?
No, it’s not true. The Toyota Innova Crysta currently does not have a diesel engine option.
✅ What is the Toyota Innova Crysta petrol version engine power?
The Toyota Innova Crysta petrol engine produces 164bhp at 5200rpm.
