Toyota Urban Cruiser Car Loan

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Toyota Urban Cruiser Car Loan

Car Loan for Toyota Urban Cruiser: Features & Benefits

Toyota Urban Cruiser Car Loan Interest Rate 7.35%* per annum
Toyota Urban Cruiser Car Loan Min Loan Amount ₹ 100,000
Toyota Urban Cruiser Car Loan Max Loan Amount Loan up to 90% of On Road Price
(Loan to Value) or 100% of Ex-showroom Price
Toyota Urban Cruiser Car Loan Tenure 1 year to 7 years
Lowest EMI / Lac ₹ 1,622
Minimum Net Monthly Income ₹ 20,000
Minimum ITR for Self Employed ₹ 2,00,000
Age Criteria Salaried: 21 years to 60 years
Self Employed: 21 years to 65 years
Types of Cars For All New Passenger Cars, Multi Utility Vehicles (MUVs), and Sport Utility Vehicle (SUVs).
Toyota Urban Cruiser Car Loan Processing Fee 0.40% of the principal amount
Foreclosure Charges 6% (7-12 months)
Basic Documentation Address Proof, Bank Statement, Car Quotation, and ID Proof

Toyota Urban Cruiser Car Loan Eligibility Criteria

Salaried Individual Age – 21 years to 60 years
Net Monthly Income – Minimum ₹ 20,000
Employment Duration – 1-year minimum
Income Eligibility – Based on Form 16 and salary slip
Self-Employed Individuals Age – 21-65 years of age
Minimum ITR  – Rs.2 lakh
Employment Duration – Minimum 3 years
Income Eligibility – Depends on the latest Income Tax Returns
Self-Employed Non-Individuals (Company/Partnership) Minimum ITR  – Rs. 2 lakh
Employment Duration – 3 years minimum
The applicant has to present IT returns and audited financials of 2 years with Calculated Income.
Priority Customers At least 6-month vintage
Average Quarterly Balance – 2 quarters balance at a minimum of Rs.1 lakh
Maximum Loan Amount –  3 times the Average Quarterly Balance of the last 2 Quarter

Toyota Urban Cruiser Car Loan EMI Calculator

Toyota Urban Cruiser Car Loan EMI starts at Rs 19,808 per month for a tenure of 60 months @ 9.8 for a loan amount of Rs 9.36 Lakh. The EMI calculator tool at Dialabank provides a detailed breakdown of the total amount payable and helps you find the best car finance for your Toyota Urban Cruiser. To check your EMI visit the Dialabank EMI Calculator page.

Toyota Urban Cruiser Car Loan Interest Rate, Fees, and Charges

Charges New Car Loan Used Car Loan
Interest Rate 7.35% 11.80% p.a. to 13.80% p.a.
Toyota Urban Cruiser Car Loan Processing fee 0.40% 0.40%
Issuance of Duplicate Repayment Schedule Charges Around Rs.500 Around Rs.500
Foreclosure Charges 6% 6%
Penal Interest 2% PM 2% PM
Toyota Urban Cruiser Car Loan Part Payment charges 6% of the amount 6% of the amount
Cheque/Instrument Swap Charge Around Rs.500 Around Rs.500
Documentation Charge Around Rs. 500 Around Rs. 500
Issuance of Duplicate No Dues Certificate Charges Around Rs. 500 Around Rs. 500
Registration Certification Collection Charge Around Rs. 200 Around Rs. 200
Cheque Bounce/Instrument Return Charges Around Rs. 500 Around Rs. 500
Issuance of Duplicate Statement Charges Around Rs. 500 Around Rs. 500
Loan Cancellation/Re-booking Charges Around Rs. 1000 Around Rs. 1000
Issuance of Credit Report Around Rs. 50 Around Rs. 50

Toyota Urban Cruiser Car Loan Interest Rate, Fees, and Charges

Charges New Car Loan Used Car Loan
Toyota Urban Cruiser Car loan Interest Rate 7.35% 11.80% p.a. to 13.80% p.a.
Toyota Urban Cruiser Car loan Processing fee 0.40% 0.40%
Issuance of Duplicate Repayment Schedule Charges Around Rs.500 Around Rs.500
Toyota Urban Cruiser Car loan Foreclosure Charges 6% 6%
Penal Interest 2% PM 2% PM
Toyota Urban Cruiser car loan Part Payment charges 6% of the amount 6% of the amount
Cheque/Instrument Swap Charge Around Rs.500 Around Rs.500
Documentation Charge Around Rs. 500 Around Rs. 500
Issuance of Duplicate No Dues Certificate Charges Around Rs. 500 Around Rs. 500
Registration Certification Collection Charge Around Rs. 200 Around Rs. 200
Cheque Bounce/Instrument Return Charges Around Rs. 500 Around Rs. 500
Issuance of Duplicate Statement Charges Around Rs. 500 Around Rs. 500
Loan Cancellation/Re-booking Charges Around Rs. 1000 Around Rs. 1000
Issuance of Credit Report Around Rs. 50 Around Rs 1000

Documents Required for Toyota Urban Cruiser Car Loan

Toyota Urban Cruiser Car Loan Salaried Individual

Category Documents Required
Identity Proof 

 

(Any 1)

Passport
Voter ID
Aadhar Card
Driving License
Address Proof 

 

(Any 1)

Aadhar Card
PAN
Driving License
Electricity Bill
Date of Birth Proof 

 

(Any 1)

Passport
Birth Certificate
High School Marksheet
Driving Licence
Signature Proof 

 

(Any 1)

PAN
Bankers Verification
Passport
Income Proof Salary Slip and latest Form No.16
Bank Statement Last 6 month Bank statement
Employment Continuity Proof Job card by NREGA
ITR of Form no. 16
Salary Slip mentioned with joining date
Letter of Appointment

Toyota Urban Cruiser Car Loan Self-Employed Individuals

Category Documents Required
Identity Proof (Any 1) PAN Card
Passport
Voter ID
Aadhar Card
Address Proof (Any 1) PAN Card
Voter ID
Passport
Electricity Bill
Date of Birth Proof (Any 1) Birth Certificate
Passport
Driving Licence
PAN
Signature Proof (Any 1) PAN
Bankers Verification
Passport
Bank Statement Bank statement of last 6 months
Employment Continuity Proof Latest ITRs
Shop & Establishment Act Certificate
Shop & Establishment Act Certificate
Sales Tax or VAT Certificate
Business Proof Registration Certificate
Telephone Bill/Electricity Bill
Shop & Establishment Act Certificate
SSI or MSME Registration Certificate

Toyota Urban Cruiser Car Loan Self-Employed Non-Individuals

Toyota Urban Cruiser Car Loan Partnership Firms/Societies

Category Documents Required
Identity Proof (Any 1) Driving Licence
PAN Card
Aadhar Card
Passport
Address Proof (Any 1) Electricity Bill/Telephone Bill
Aadhar Card
Driving License
Voter ID
Income Proof Audited Balance Sheet
P&L Account
ITR for the previous 2 years
Bank Statement Last 6 month
Business Continuity Proof Company ITR of the last 2 years
Audited Balance Sheet
TAX registration Certificate
Current Account Statement
Additional documents Letter of Authority or PAN Card

Toyota Urban Cruiser Car Loan Private Limited/Limited Companies

Category Documents Required
Identity Proof The latest copy of MOA and AOA
Copy of Incorporation
Address Proof (Any 1) SSI/MSME Registration Certificate
Telephone Bill
Electricity Bill
Shop & Establishment Act Certificate
Sales Tax Certificate
Income Proof Audited Balance Sheet
P&L Account and ITR for the previous 2 years
Bank Statement Previous 6 Months
Business Continuity Proof P&L account and
ITR of the Company of the past 2 years
Audited Balance Sheet
Shop & Establishment Act Certificate
Additional documents
List of Shareholding partners and Directors
Board Resolution
PAN Card
Certificate of Commencement of Business for Ltd. Co.

Toyota Urban Cruiser

Toyota Urban Cruiser Car Loan Price – Rs.8.62 – 11.40 Lakh

Toyota Urban Cruiser Price

The Toyota Urban Cruiser is priced between Rs. 8.62 lakh and Rs. 11.40 lakh. The Toyota Urban Cruiser is available in six different models, with the Mid being the most affordable and the Premium AT being the most expensive at Rs. 11.40 lakh.

Prices of Toyota Urban Cruiser Ex-showroom Delhi

Variants Prices
Toyota Urban cruiser Mid 1462 cc, Manual, Petrol, 17.03 kmpl Rs.8.62 Lakh
Toyota Urban cruiser High 1462 cc, Manual, Petrol, 17.03 kmpl Rs.9.37 Lakh
Toyota Urban cruiser Premium 1462 cc, Manual, Petrol, 17.03 kmpl Rs.9.90 Lakh
Toyota Urban cruiser Mid AT 1462 cc, Automatic, Petrol, 18.76 kmpl Rs.9.92 Lakh
Toyota Urban cruiser High AT 1462 cc, Automatic, Petrol, 18.76 kmpl Rs.10.77 Lakh
Toyota Urban cruiser Premium AT 1462 cc, Automatic, Petrol, 18.76 kmpl Rs.11.40 Lakh

Down Payment of Toyota Urban Cruiser Car Loan

Lenders usually have funds for 90% of the Urban Cruise’s purchase price. Some customers may also be liable for a full refund. The disparity between the car’s price and the loan sum is the down payment. Customers may also bargain with the lender for a lower loan interest rate. Lenders are usually required to cover 90% of the Urban Cruise’s road costs. 100% funding is available to you.

About Toyota Urban Cruiser

The Urban Cruiser, a compact SUV from Toyota, has established the company’s presence in the compact SUV market. The vehicle comes in three trim levels: Mid, High, and Premium, with manual and automatic transmission options. The Toyota Urban Cruiser is powered by a 1.5-litre four-cylinder petrol engine with 103 horsepower and 138 Nm of torque. This engine is mated to both a five-speed manual and a four-speed automatic transmission. All automatic models come with a high-capacity lithium-ion battery and a built-in starter generator.

The interior of the Urban Cruiser is two-toned, with premium dark brown leather seats. The front centre sliding armrest with storage, four-door speakers and two tweeters, an upper cooled grove package, and five-colour combi meter vibe lights are all included. A leather-wrapped steering wheel and a seven-inch Smart Playcast touchscreen audio system with Android Auto and Apple CarPlay, as well as smartphone-based navigation, are also included. Dual front airbags, ABS with EBD, advanced body structure, electrochromic IRVM, hill hold control, reverse parking camera with audio monitor, ISOFIX child seat restraint system, and anti-pinch driver side power window are all standard on the Urban Cruiser.

Toyota Urban Cruiser Mileage

The Toyota Urban Cruiser gets 17.03 to 18.76 kilometres per litre. The mileage of the Automatic Petrol version is 18.76 kmpl. 17.03 kmpl is the mileage of the Manual Petrol variant.

Fuel Type Transmission ARAI Mileage
Petrol Automatic 18.76 kmpl
Petrol Manual 17.03 kmpl

How to apply for a Toyota Urban Cruiser Car loan

  1. Visit the official page of Dialabank
  2. Go to the Car Loan option and fill up all the required information asked, like name etc.
  3. Our relationship manager will get in touch with you over your application and solve all your doubts.
  4. Contact Dialabank at 9878981166 for further queries.

Toyota Urban Cruiser News

Select Toyota Models Get Costlier By Up to Rs 1.18 Lakh

  • Toyota has increased the prices of the facelifted Innova Crysta by Rs 26,000 across the board.
  • It now costs between Rs 16.52 lakh and Rs 24.59 lakh.
  • The facelifted Fortuner’s prices have risen by Rs 36,000 across the board.
  • The Fortuner Legender is Rs 72,000 more expensive than the Fortuner.
  • The Camry has now priced at Rs 40.59 lakh, an increase of Rs 1.18 lakh over its previous price.

Toyota Recalls Nearly 9,500 Units of Urban Cruiser Over Possible Safety Issue

  • The subcompact Urban Cruiser has been voluntarily recalled.
  • A suspected defective driver-side airbag module assembly has affected 9,498 vehicles.
  • This includes units sold between September 23, 2020, and February 11, 2021, when it was first released.
  • The service centres will notify the owners of the damaged vehicles and, if necessary, the defective component will be replaced for free.

FAQs

What is the Toyota Urban Cruiser’s on-road price?

The Urban Cruiser starts at Rs. 9,68,756 on the road in Delhi. RTO fees and insurance are included in the on-road price.

What are the new Toyota Urban Cruiser offers for May?

In Delhi, there are two deals on the Toyota Urban Cruiser for the month of May 2021.

Which car is better: the Urban Cruiser or the Kiger?

The Urban Cruiser costs Rs 8.62 lakh ex-showroom, while the Kiger costs Rs 5.45 lakh ex-showroom. Compare the prices, features, and specifications of these two models.

What would the Toyota Urban Cruiser’s EMI or down payment be?

The EMI for the Toyota Urban Cruiser starts at Rs 19,808 per month for a 60-month term at 9.8% for a loan sum of Rs 9.36 lakh and a down payment of Rs 1.04 lakh.

Is the Toyota Urban Cruiser a 5-seater SUV or a 7-seater SUV?

The Toyota Urban Cruiser is a five-seater car that costs Rs 8.62 lakh.

✅ What is the Minimum and Maximum Loan Amount for Toyota Urban Cruiser Car Loan?

The minimum loan amount is Rs 100,000, and the maximum loan amount is Loan up to 90% of On Road Price.

✅ What is the Toyota Urban Cruiser Car Loan Tenure?

1 year – 7 years is the loan tenure for Toyota Urban Cruiser Car Loan.