Used Car Loan Akluj

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Buy Your Dream Car

Rates as low as 13.60%*
Up to 100% Funding
Doorstep Service
Hassle-free Disbursal
Unbiased Experts Advice

Best Banks for Used Car Loan in Akluj

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Used Car Loan Akluj FeaturesUsed Car Loan Akluj

A Used Car Loan Akluj can be a messiah for you if you want to buy a pocket-friendly second-hand car.

The features of Used Car Loan Akluj are:

  • You can avail a loan up to Rs.2.5 crore on pre-owned car’s value.
  • Availability of 85% value of the car as a loan amount for five years without income proof.
  • Experience doorstep facility for document pick-up and simpler documentation means offered by us.

*Terms and Conditions Apply

Dialabank is here with the best offers for buying pre-owned cars with a loan in Akluj!

Used Car Loan Akluj Interest Rates

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Personal Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Used Car Loan Akluj Documents Required

For Salaried Individuals:

For Identity and Address Proof:

  • Valid Passport
  • Voters ID Card
  • Permanent Driving license
  • Letter issued by the National Population Register mentioning your name and address
  • Job card provided to you by NREGA

For Income Proof:

  • Latest Salary Slip
  • Bank Statements for the previous six months
  • Form 16 or Latest Income Tax Return file

For Signature Verification Proof:

  • Photo Driving License
  • Credit Card Statement and its Copy
  • Banker’s Verification
  • Copy of margin cash paid to Bank
  • Passport Copy

For Self Employed**:

Income proof: Latest audited balance sheet with profit & loss account and Income Tax Return.

Identity and Age Proof: Memorandum and Articles of Association/ Certificate of Incorporation.

For Sign Verification Proof:

  • Credit Card Statement and its Copy
  • Copy of margin paid to the Bank.
  • Passport Copy
  • Banker’s Verification
  • Driving License copy

For Address Proof:

  • Telephone Bill
  • Electricity Bill
  • Memorandum and Articles of Association
  • Certification of Incorporation

**The firms applicable for a Used Car Loan Akluj are as follows:

  • Sole Proprietorship
  • Partnership Firms
  • Private Limited Companies
  • Public Limited Companies

Used Car Loan Akluj Eligibility Criteria

The loan seekers who are eligible to apply for a Pre-Owned Car Loan in Akluj can be:

Salaried Individual:

  • Minimum Earning Capacity: The people earning a minimum of Rs. 2,50,000 on yearly basis, including the income of the spouse, can apply for a used car loan.
  • Minimum Job Experience: Individuals with a minimum of 2 years as total job experience and a minimum of 1 year with the current employer, can apply for a used car loan.
  • Age Limit: Individuals passing at least 21 years of age when appealing for the credit and a maximum of 60 years of age at the termination of the loan maturity phase.
  • Professional practitioners: Private and public limited company employees including central, state and local governing bodies, Doctors and CAs, can apply for a used car loan.

Self Employed***:

  • Individuals who hold a private corporation in the industry of production, dealing, or service enterprises.
  • Rs. 2,50,000 per year should be a minimum payment received by you.
  • Individuals who have provided us with an office landline number.

***The firms are also eligible for a Used Car Loan Akluj are:

  • Sole Proprietorship
  • Partnership Firms
  • Public Limited Companies
  • Private Limited Companies

Used Car Loan for Major Car Manufacturers in Akluj

TABLE WILL APPEAR

Processing Fees / Prepayment Charges on Used Car Loan Akluj

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST
ucl_processing_fees

Pre Calculated EMI Table for Used Car Loan Akluj

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

Used Car Loan EMI Calculator Akluj

About Akluj

Akluj is a town rich in agriculture, being Asia’s richest and largest Gram panchayat in Solapur district, Maharashtra state of India, which was previously known for its extensive business in cotton which now has vanished.

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