Used Car Loan Bhagalpur

Best Banks for Used Car Loan in Bhagalpur

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Used Car Loan Bhagalpur Features 

Advance Amount used car loan in bhagalpur

  • Avail of car loans up to Rs. 2.5 crore on a wide range of pre-owned cars and multi-utility vehicles
  • Get between 3 to various occasions your yearly compensation, and get up to 100% of the assessment of the car* *Age of Car at credit improvement should not cross 10 years, subject to the most extraordinary development residency of 60 months

Unequaled help

  • The incredible situation completely notice – from assessment to title move
  • Get adjusted help to pick a vehicle that meets your particular needs
  • The advantage of balanced and strong reimbursement plans with pocket-obliging EMIs

Adaptable Repayment Tenure

  • Versatile repayment residencies from a year to 60 months
  • Smart and basic Processing and support
  • Experience clear issue free planning, expedient sponsorships, and snappy disbursals
  • Track your application at whatever point, wherever. Get proclamations about your credit application at each stage
  • Perceive doorstep affiliation and helpful and basic documentation
  • Check your headway capacity in just 60 seconds

Loans without income proof

  • Get 80% of the assessment of the vehicle concerning the development entirety for quite a while without pay affirmation
  • Get 85% of the assessment of the vehicle concerning the development entirety for quite a while without pay affirmation

Used Car Loan Bhagalpur Interest Rate

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

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Used Car Loan Bhagalpur Documents Required

Documents required for a car loan are :

Salaried Individuals:

Any of the accompanying archives as personality and Address Proof:

  1. Substantial Passport
  2. Lasting Driving permit [recent, decipherable, laminate]
  3. Citizens ID Card
  4. Occupation card gave by NREGA
  5. The letter gave by the National Population Register containing subtleties of name and address

All the accompanying archives as evidence of salary:

  1. Most recent Salary Slip
  2. Most recent Form 16/Latest ITR
  3. Last 6 months bank statement

Any of the accompanying assign confirmation verification:

  1. Identification Copy
  2. Photograph Driving License with DOB (later, readable, covered)
  3. Financial record with Credit Card Copy
  4. Broker’s Verification
  5. Duplicate of Margin Money Paid to the Bank

Self-employed Individuals

  1. Update and Articles of Association/Certificate of Incorporation as age evidence
  2. Update and Articles of Association/Certificate of Incorporation as personality verification
  3. Most recent ITR and reviewed monetary record alongside benefit and misfortune account as verification of salary

Any of the accompanying archives as address evidence:

  1. Notice and Articles of Association
  2. Affirmation of Incorporation
  3. Phone Bill
  4. Power Bill

Any of the accompanying assign confirmation verification:

  1. Visa Copy
  2. Photograph Driving License with DOB (later, clear, covered)
  3. Financial record with Credit Card Copy
  4. Investor’s Verification
  5. Duplicate of Margin Money Paid to the Bank

Used Car Loan Bhagalpur Eligibility Criteria

Know more about Car Loan eligibility criteria.

Salaried Individuals:

  1. This incorporates specialists, CAs, representatives of private restricted organizations, workers from public area endeavors, including focal, state, and neighborhood bodies
  2. People who are at least 21 years old at the hour of applying for the advance, and no more established than 60 toward the finish of the credit residency
  3. People who have had work for in any event 2 years, with at least 1 year with the current manager
  4. The individuals who procure at least Rs. 2,50,000 every year, including the salary of the companion

Self Employed Individuals:

  1. This incorporates individuals who own a private organization in the matter of assembling, exchanging, or benefits
  2. Ought to acquire at any rate Rs. 2,50,000 for every annum
  3. Individuals who have an office landline

How to Apply for Used Car Loan in Bhagalpur?

Profiting a vehicle advance Thane is a key cycle with DialaBank. Follow the going with steps to benefit the best offers:

  1. Visit our site Dialabank.
  2. Snap-on the vehicle advance choice open on the menu.
  3. Fill in the encounters about the vehicle type and your remuneration.
  4. Hold up as our relationship chief will in a short period of time interface with you on your gave number.
  5. You may in like way contact our relationship chiefs on the number 9878981166 if there should be an occasion of any arrangements concerning the credit.
  6. For benefitting a vehicle credit pulled back you should visit the branch in a brief timeframe, which may go to be functional for you.

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Used Car Loan for Major Car Manufacturers in Bhagalpur

TABLE WILL APPEAR

Processing Fees / Prepayment Charges on Used Car Loan Bhagalpur

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST

CIBIL Score Required for Used Car Loan in Bhagalpur

The Cibil score is endorsed concerning what portrays your capacity to manage your credits. A higher Credit score wraps up a shocking record as a client and makes your vehicle advance application measure smooth and simple to be managed. Right when everything is said in done, banks and NBFCs consider a FICO appraisal of on any event 720 as a reasonable score to demand your credit application measure, Bhagalpur.

This score may again move from bank to bank. In the event of a low CIBIL score than the basic worth, you will be relied upon to pay a high pace of financing cost on the credit full scale while on the off chance that your CIBIL score is model, by then you may need to pay a low pace of intrigue. Consequently, a CIBIL score is a goliath factor in vehicle credit.

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Used Car Loan Bhagalpur Contact Number

In case of any requests regarding the vehicle credit in Bhagalpur, you may contact the number 9878981166 for such assistance.

Pre Calculated EMI Table for Used Car Loan Bhagalpur

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Bhagalpur

Bhagalpur division town is an authoritative topographical unit of the Bihar province of India, with Bhagalpur as the managerial central command of the division. Starting at 2005, the division comprises of Bhagalpur area, and Banka locale and is situated on the bank of Ganga River.

Car Loan EMI Calculator Bhagalpur

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