Used Car Loan Bharatpur

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Used Car Loan Bharatpur

Best Banks for Used Car Loan Bharatpur

Feature
HDFC Bank
Private Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Used Car Loan Bharatpur Features

used car loan bharatpurBharatpur is a developing city and therefore the use of cars is growing rapidly. To deal with the process, Dialabank comes with the instant used car loans in the town. This necessity has been in great hands for the deal. Getting a pre-owned car through complete advance with low-interest rates have made it easier to be owned by the individuals. This funding has been done through various banks with different eligibility criteria.

The main features of used car loan Bharatpur are mentioned below. The advances required for the big credit required for the car buying come your way by Dialabank

  • Low-interest rates are available for pre-used cars.
  • All the possible banks available in Bharatpur provide used car loans.
  • The process of document availability is hassle-free.
  • Car loans are easily available through DialaBank.

Car Loan Mumbai Interest Rate

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
Private Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Apply for a Car Loan    

Used Car Loan Bharatpur Documents Required

An individual must check the documents required for car loan before deciding.

For Salaried:-

  • Identity Proof: PAN Card, Voters ID card, Passport copy, Driving License
  • Income Proof: Latest 3-month salary slip with form 16
  • Address Proof: Driving license / Voters card / Passport Copy / PAN Card
  • Bank Statement: Last 6 months.

For Self Employed:-

  • Identity Proof: PAN Card, Voters ID card, Passport copy, Driving License
  • Income Proof: Latest ITR
  • Address Proof: Voters card / Passport Copy / Ration card / Telephone Bill / Driving license / Electricity Bill / Life Insurance Policy /PAN Card
  • Bank Statement: Last 6 months.

Used Car Loan Bharatpur Eligibility Criteria


An individual must fulfil the Eligibility criteria for car loan to avail of the loan amount.

For Salaried:-

  1. Minimum age: 21 years
  2. Maximum age at loan maturity: Age of 60 years
  3. Minimum employment: 1 year in current employment and a minimum of 2 years of employment
  4. Minimum Annual Income: two lakhs fifty thousand annual income

For Self-Employed:-

  1. Minimum age: 25 years
  2. Maximum age at loan maturity: 65 years
  3. Minimum employment: at smallest 3 years in sales
  4. Minimum Annual Income: 2,50,000 per year

How to Apply for used Car Loan Bharatpur?

Availing a car loan Bharatpur is an easy process with DialaBank. Follow the following steps to avail the best offers:

  • Visit our website Dialabank.
  • Click on the car loan option available in the menu
  • Fill in the details regarding the car type and your income
  • Wait as our relationship manager will soon get in touch with you on your provided number.
  • You may also contact our relationship managers on the number 9878981166 in case of any queries regarding the loan.
  • For availing a car loan offline you will have to visit the branch personally, which might turn to be hectic for you.

Used car Loan for Major Car Manufacturers in Bharatpur

TABLE WILL APPEAR

Processing Fees / Prepayment Charges on Used Car Loan Bharatpur

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST

CIBIL Score Required for Car Loan in Bharatpur

The CIBIL score is referred to as what defines your ability to pay off your credits. A higher Credit score means good credit history and makes your car loan application process smooth and easy to be processed. Mostly, banks and NBFCs consider a credit score to approve your loan application process in Bharatpur

Used Car Loan Bharatpur Contact Number

In case of any queries regarding the car loan in Bharatpur, you may contact on the number 9878981166 for any sort of assistance.

Pre Calculated EMI Table for used Car Loan Bharatpur

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

You can calculate your EMI here: Car Loan EMI Calculator

About Bharatpur

Bharatpur is a place in Rajasthan 55 kilometers away from Jaipur, is famous for the tiger century. The place has been greatly developing as the Rajasthan shares the border with states with Bharatpur being the city. Bharatpur acquires a major part of the land of Rajasthan. Bharatpur, like the other cities of a Rajasthan, has a great palace and fort as a tourist place. 

Used Car Loan EMI Calculator