Used Car Loan Chettikulangara

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All about Used Car Loan Chettikulangara

Used Car Loan Chettikulangara

In some families where there is no car, they get confused sometimes either to lease a car or buy a car when needed. The right answer of this confusion is to buy a car. If you don’t have enough amount to buy your favourite car then apply for a used car loan and get a car.

Eligibility Criteria for Used Car Loan Chettikulangara

Salaried:

  1. Firstly, the age of the applicant should be of minimum 21 years or above.
  2. Further, the maximum age of the applicant has to be 60 years.
  3. In this, the minimum income of the applicant should be more than Rs. 24,000 per month.
  4. If the applicant is working in a government organization but living in a rented house as a tenant, he/she can also avail this loan.

Self Employed:

  1. Firstly, the minimum age of the applicant should be 30 years.
  2. Further, the maximum age of the applicant has to be 60 years.
  3. In this, the minimum ITR of Rs. 2,50,000 for two years should be filed.
  4. Here, ITR is compulsory.

Note: If the applicant wants to avail used car loan but the age is 25 years then co-applicant is necessary and the co-applicant must be a working person.

Documents Required for Used Car Loan Chettikulangara

Following are the documents required for Used Car Loan Chettikulangara:

  1. Identity Proof: Aadhar Card, Voters ID card, Copy of Passport, Driving License, PAN Card.
  2. Bank Statement: Copy of active bank statement of last 6 months.
  3. Income Proof: For Salaried, latest salary slip of 3 months/ For Self-Employed, copy of ITR filed of last 2 years.
  4. Address Proof: Aadhar Card, Passport Copy, Driving License, Voters ID Card, Electricity Bill (if tenant).
  5. Further, copy of Registration Certificate and copy of Insurance of vehicle is compulsory.

Interest Rate to avail Used Car Loan Chettikulangara

The interest rate for used cars is at reducing 14.00% per annum. Eg. If you have availed a loan of Rs. 4,00,000 and after completion of one year you have to pay an amount of Rs. 3,00,000 then 14% will be charged on this particular amount and same will be continued.

Additional Information about Used Car Loan Chettikulangara

  1. First of all, the CIBIL score needs to be more than 700.
  2. When you avail the used car loan, the maximum insurance value you will get is 85%.
  3. Likewise, the loan amount is given for a period of 12 months (1 year) to 60 months (5 years).
  4. In this, the loan is available only for the car models which are launched after 2013.
  5. Furthermore, persons having CIBIL 0, 1, -1 are also considered for the loan.
  6. Here, the loan amount gets disbursed by bank in 48 hours.
  7. In addition to this, the minimum amount of credit that can be claimed by the applicant is Rs. 1 lakh.

Benefits of Used Car Loan Chettikulangara

  1. An easy monthly repayment option is available.
  2. Instantly available.
  3. Affordable Interest Rates.
  4. Easily and quickly available loans.
  5. There are no hidden charges.
  6. No collateral security is required.

Why should you choose DialaBank for Used Car Loan Chettikulangara?

  1. We offer you a loan with the lowest interest rates and with hassle free documentation.
  2. Dialabank Used Car Loan is one of the best options that allow an individual to buy a car at an affordable amount.
  3. With our help, you will be getting the best in market loan to value ratio.
  4. Apply now on our official website for instant approval and faster processing of your car loan.

How to Apply for Used Car Loan Chettikulangara?

  1. Firstly you need to visit our website DialaBank
  2. Click on the car loan option displaying on the website.
  3. After that, fill all the required details on site and apply for a car loan.
  4. Also, mention your contact information.

About Chettikulangara

Chettikulangara is a gram panchayat located in the Mavelikkara taluk of the Alappuzha district in the Indian state of Kerala.

Used Car Loan Providers (Click to Apply)

  1. HDFC Car Loan
  2. Kotak Mahindra Car Loan
  3. Yes Bank Car Loan
  4. Axis Bank Car Loan

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