Best Banks for Used Car Loan Chilakaluripet
Feature |
HDFC Bank |
Private Bank |
Kotak Mahindra Bank |
Interest Rate |
8% - 8.4 % |
8.5 - 9.5 % |
11% |
Min Loan Amt |
Metro : 1 Lac & Non Metro: 75000 |
75000 |
75000 |
Max Loan Amt |
1 Cr |
1 Cr |
1 Cr |
Loan Tenure |
Upto 7 Years |
Upto 5 Years |
Upto 5 Years |
Processing Fee |
1999 - 4999 + Tax |
0.25% to 1.50% |
0.25% to 1.50% |
Preclosure Chgs |
2%, Nil after 24 months |
2%, Nil after 36 months |
Nil |
Loan to Value (LTV) |
Upto 100% on Ex- showroom |
Upto 95% on Ex- showroom |
Upto 90% on Ex- showroom |
Used Car Loan Chilakaluripet Features
Get easy Used Car Loan Chilakaluripet with Dialabank.
Advance Amount
- You can simply avail of loan up to Rs. 2.5 crore on a wide range of preowned cars and multi-utility vehicles
- Easily get between 3 to multiple times your yearly pay, and get up to 100% of the estimation of the car* *The Age of Car at credit development ought not to cross 10 years, subject to the most extreme advance residency of 60 months
Unequaled help
- Advantage from start to finish warning – from examination to title move
- Get customized help to pick a vehicle that meets your particular needs
- Profit of altered and helpful reimbursement plans with pocket-accommodating EMIs
Adaptable Repayment Tenure
- Adaptable reimbursement residencies from a year to 60 months
- Fast and simple Processing and endorsement
- Experience straightforward issue free preparing, fast endorsements, and quick disbursals
- Track your application whenever, anyplace. Get announcements about your credit application at each stage
- Appreciate doorstep administration and speedy and simple documentation
- Check your advance qualification in only 60 seconds
Loans without income proof
- Get 80% of the estimation of the vehicle as to the advance sum for a long time without pay confirmation
- Get 85% of the estimation of the vehicle as to the advance sum for a long time without pay confirmation
Used Car Loan Chilakaluripet Interest Rate
Get affordable car loan interest rate in Chilakaluripet.
To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates
Used Car Loan Chilakaluripet Documents Required
Essential documents required for Car Loan Chilakaluripet:
Salaried Individuals:
Any of the following can be the identity proof:
- One Substantial Passport
- The lasting Driving permit [recent, decipherable, laminate]
- The Citizens ID Card
- The Occupation card provided by NREGA.
- The letter provided by the National Population Register containing subtleties of name and address.
All the accompanying archives as evidence of salary:
- Fresh Salary Slip
- The latest Form 16
- The Last 6 months bank statement
Any of the accompanying assign confirmation verification:
- Identification Copy
- Photograph Driving License with DOB (later, readable, covered)
- Financial record with Credit Card Copy
- Broker’s Verification
- Duplicate of Margin Money Paid to the Bank
Self-employed Individuals
- Update and Articles of Association/Certificate of that are Proof of age
- Update and Articles of Association/Certificate of Incorporation as personality verification.
- Most recent ITR and reviewed monetary record alongside benefit and misfortune account as verification of salary
- Any of the accompanying archives as address evidence
Notice and Articles of Association, Affirmation of Incorporation, Phone Bill, Power Bill
- Any of the following can be confirmation verification:
Visa Copy, Photograph Driving License with DOB (later, clear, covered), Financial record with Credit Card Copy, Investor’s Verification, Duplicate of Margin Money Paid to the Bank
Used Car Loan Chilakaluripet Eligibility Criteria
The criteria to be met to avail a Used Car Loan Chilakaluripet:
Salaried Individuals:
- This incorporates specialists, CAs, representatives of private restricted organizations, workers from public area endeavors, including local, state, and neighborhood bodies
- People who are at least 21 years at the time of applying and a maximum of 60 toward the finish of the credit residency
- Those who’ve worked for a company for 2 years, with at least 1 year with the current manager
- The individuals who earn at least Rs. 2,50,000 every year, including the salary spouse.
Self Employed Individuals:
- The individual must own a private organization in the matter of assembling, exchanging, or benefits
- Should earn at any rate Rs. 2,50,000 for every annum
- The individuals should have a business landline.
Used Car Loan for Major Car Manufacturers in Chilakaluripet
TABLE WILL APPEARProcessing Fees / Prepayment Charges on Used Car Loan Chilakaluripet
CIBIL Score Required for Used Car Loan Chilakaluripet
The CIBIL score is considered to be what characterizes your capacity to take care of your credits. A higher Credit score implies a great record as a consumer and makes your vehicle advance application measure smooth and simple to be handled. Generally, banks and NBFCs consider a FICO assessment of 720 or more as a decent score to affirm your credit application measure for Used Car Loan Chilakaluripet.
This score may again vary from bank to bank. In the event of a low CIBIL score than the necessary worth, you will be needed to pay a high rate financing cost on the credit sum while on the off chance that your CIBIL score is acceptable, at that point you may need to pay a low pace of intrigue. Subsequently, a CIBIL score is a significant factor Used Car Loan Chilakaluripet.
Used Car Loan Chilakaluripet Contact Number
In case of any queries regarding the Used car loan Chilakaluripet, you may contact on the number 9878981166 for any sort of assistance. Or for any further assistance, you can also visit us on our website Dialabank.
Pre Calculated EMI Table for Used Car Loan Chilakaluripet
About Chilakaluripet
Chilakaluripet is a city in the Guntur district of the Indian state of Andhra Pradesh. It is the Mandal headquarters of the Chilakaluripet Mandal in Narasaraopet Revenue Division. Telugu is the major language used in Chilakaluripet.
Car Loan EMI Calculator
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