Used Car Loan Dum Dum

Best Banks for Used Car Loan in Dum Dum 

Used Car Loan Dum Dum Features

A Used Car Loan Dum Dum can assist you in buying the best car within your budget and is a financial assistance given by commercial banks and NBFCs to customers. Dialabank is offering some of our strongest car loan deals to buy a used car anywhere in Dum Dum!

The Used Car Loan Dum Dum characteristics are as follows:

1. Flexible repayment terms to relieve the pressure from 12 months onwards.
2. Cars with a loan maturity age shall not exceed 10 years, with a loan term of 60 months overall.
3. Personalized support and advice from our highly qualified professionals to select a vehicle that suits your needs.
4. On the valuation of the said vehicle, you can get a loan up to Rs.2.5 Crore.
5. Hurdle and complex free process.
6. Quick and fast loan approvals and disbursals.
7. Easy and fast pickup services of the documents from your doorstep.
8. Get Up to 85% of the value of the car as a loan amount for 5 years and that too without any income proof.

Used Car Loan Dum Dum Interest Rate

To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Used Car Loan Dum Dum Documents Required

Documents required to avail of a car loan :

If You Are Salaried Individual:

For Identity and Address Proof:

1. Valid Passport
2. Permanent Driving license
3. Letter issued by the National Population Register mentioning name & address
4. Voters ID Card
5. Job card provided by NREGA

For Income Proof:

1. Latest Salary Slip
2. Bank Statements for the last 6 months
3. Latest Form 16/ Latest ITR

For Signature Verification Proof:

1. Photo Driving License
2. Credit Card Statement and its Copy
3. Banker’s Verification
4. Copy of Margin Money Paid to Bank
5. Passport Copy

If You Are Self Employed**:

Income proof: Latest ITR and audited balance sheet with profit & loss account.

Age proof: Certificate of Incorporation/Memorandum and Articles of Association.

Identity proof: Certificate of Incorporation/ Memorandum and Articles of Association.

For Sign Verification Proof:

1. Credit Card Statement and its Copy
2. Copy of Margin Money Paid to Bank.
3. Passport Copy
4. Banker’s Verification
5. Photo Driving License

For Address Proof:

1. Telephone Bill
2. Electricity Bill
3. Memorandum and Articles of Association
4. Certification of Incorporation

**The following companies are also applicable for a Used Car Loan Dum Dum:

• 1. Sole Proprietorship
  2. Partnership Firms
  3. Private Limited Companies
  4. Public Limited Companies

Used Car Loan Dum Dum Eligibility Criteria

Eligibility criteria to get a car loan :

A good CIBIL score is a must before applying for a loan other than a gold loan. Making sure your CIBIL score is good before applying for a loan is a good practice.

For Salaried:-

1. Minimum Work Experience: Individuals who have job experience for a minimum of 2 years and a minimum of 1 year with the current employer.
2. Minimum Earning: People earning a minimum of Rs. 2,50,000 annually, the income of the spouse can be considered as included with the candidate’s income.
3. Age Limit: Individuals having the age of 21 years when applying for the loan, and a maximum of 60 years of age at the end of the loan maturity period.
4. Professional practitioners doctors, CAs, private limited company employees, employees from public sector undertakings including central, state, and local bodies.

For Self-Employed:-

1. Individuals who own a private company in the business of manufacturing, trading, or service undertakings.
2. minimum earning should be Rs. 2,50,000 per annum.
3. Individuals who have an office landline number.

Used Car Loan for Major Used Car Manufacturers in Dum Dum

TABLE WILL APPEAR

Processing Fees / Prepayment Charges on Used Car Loan Dum Dum

Pre Calculated EMI Table for Used Car Loan Dum Dum

About Dum Dum

Dum Dum is a town and municipality in the North 24 district of Parganas, in the West Bengal Indian state. It is close to Kolkata and also a part of the area protected by Kolkata Metropolitan Development Authority (KMDA) bordered to the west by Sinthee and Cossipore, to the north by Kolkata Airport and Rajarhat, to the south by Shyambazar and Belgachia, and to the east by Salt Lake.

Used Car Loan EMI Calculator