All About Used Car Loan Ganganagar
Those days are gone when people can’t buy a used car because they don’t have many funds. Now you can buy a used car by applying for Used Car Loan from any financial institutions at an affordable rate of interest with quick approval of loan amount.
Why should one choose Used Car Loan Ganganagar?
- Easy repayment of the loan amount.
- Instant funding of loan amount.
- Quick disbursal of loan.
- Loan Tenure varies from 1 to 7 years.
- Affordable rate of Interest.
- Quickly and hassle-free documentation.
- No hidden charges.
Interest Rates for Used Car Loan Ganganagar
The interest rate for used cars is 14.00%, and it is charged on reducing method. For example, If you have availed a loan of Rs. 9,00,000 and after completion of one year you paid an amount of Rs. 5,00,000 then 14% will be charged on the remaining amount and same will be continued.
Eligibility Criteria for Used Car Loan Ganganagar
- Age of the applicant should be minimum of 21 years and maximum of 60 years.
- Minimum employment one year in present company and a minimum of 2 years of work in total.
- Customer monthly income should be Rs 24,000.
- Minimum age 30 years and if you have earning co-applicant than its 25 years.
- Maximum age at loan maturity 60 years
- Minimum employment at least two years in business
- Minimum ITR filed should be 2.5 lakhs annually for two consecutive years.
Why should you choose Dialabank for a Used Car Loan Ganganagar?
- We provide a loan at a low rate of interest and with the hassle-free documentation process.
- Further, with our relationship manager, you will be able to avail the loan at competitive prices by comparing it with other financial institutions.
- Dialabank Used Car Loan is one of the best that allows an individual to buy a car at a nominal amount.
- Apply now on our website for instant approval and faster processing of your car loan.
Documents for Used Car Loan Ganganagar
- Identity Proof:Passport copy, PAN Card, Voters ID card, Driving License, Aadhar Card
- Income Proof:For Salaried Latest 3 months salary slip and six months bank statement. For Self- Employed Last 2 ITR filed and six months bank statement.
- Address Proof:Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy / PAN Card / Aadhar Card
- Bank Statement:Bank statements for the last six months is also required.
- RC and Insurance Copyis also required.
- Rent agreement: It is needed only in case of government employees.
Additional Information for Used Car Loan Ganganagar
- The CIBIL of the applicant needs to be more than 700.
- The loan tenure is from 12 months to 60 months.
- The minimum amount of credit that can be claimed by the applicant is Rs. 1 lakh.
- The persons are having CIBIL 0, 1, -1 is also considered for the loan.
How to Apply for Used Car Loan Ganganagar?
- Firstly, you need to visit our website Dialabank.
- Besides that, click on the car loan option displayed on the front page of our website.
- In addition to that, fill an application form with all your required details and apply for a car loan.
- Than, you will receive a phone call from our experts, and they will guide you further.
Ganganagar is a planned city of the Rajasthan state in India and it is near the borders of Rajasthan and Punjab. It is also known as “the food basket of Rajasthan”. It is very beneficial for an individual to take Used Car Loan from us, all you have to visit Dialabank website.
Used Car Loan Providers (Click to Apply)
Table of Contents
- 1 All About Used Car Loan Ganganagar
- 1.1 Why should one choose Used Car Loan Ganganagar?
- 1.2 Interest Rates for Used Car Loan Ganganagar
- 1.3 Eligibility Criteria for Used Car Loan Ganganagar
- 1.4 Documents for Used Car Loan Ganganagar
- 1.5 Additional Information for Used Car Loan Ganganagar
- 1.6 How to Apply for Used Car Loan Ganganagar?
- 1.7 About Ganganagar
- 1.8 Used Car Loan Providers (Click to Apply)