Used Car Loan Ghatampur

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Buy Your Dream Car

Rates as low as 13.60%*
Up to 100% Funding
Doorstep Service
Hassle-free Disbursal
Unbiased Experts Advice

Best Banks for Used Car Loan in Ghatampur

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Used Car Loan Ghatampur Features

Used car loan Ghatampur

Some other stunning features of Ghatampur used car loan include:

  • Hassle, and free process complex.
  • Fast and simple approvals and disbursals for loans.
  • Simple document delivery services from your doorstep.
  • Up to 85 percent of the car’s value as a 5-year loan sum, and that too without any evidence of profits.

Used Car Loan Ghatampur Interest Rate

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Personal Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Used Car Loan Ghatampur Documents Required

For Salaried:-

Any of the following documents as identity & Address Proof:

  • Valid Passport
  • Job card issued by NREGA
  • Permanent Driving license [recent, legible, laminate]
  • Letter issued by the National Population Register containing details of name & address
  • Voters ID Card

All the following documents as proof of income:

  • Latest Salary Slip
  • Latest Form 16/Latest ITR
  • Bank Statements for the previous 6 months

Any of the following for sign verification proof:

  • Photo Driving License with DOB (recent, legible, laminated)
  • Banker’s Verification
  • Passport Copy
  • Copy of Margin Money Paid to the Bank
  • Credit Card Statement with Credit Card Copy

For Self Employed:-

Age proof: Memorandum and Articles of Association/Certificate of Incorporation.

Identity proof: Memorandum and Articles of Association/Certificate of Incorporation.

Income proof: Latest ITR and audited balance sheet along with profit & loss account.

Any of the following documents as address proof:

  • Telephone Bill
  • Memorandum and Articles of Association
  • Certification of Incorporation
  • Electricity Bill

Any of the following for sign verification proof:

  • Passport Copy
  • Photo Driving License with DOB (recent, legible, laminated)
  • Copy of Margin Money Paid to the Bank.
  • Credit Card Statement with Credit Card Copy
  • Banker’s Verification

**The following type of companies can also apply for a Used Car Loan Dindori:

    1. Sole Proprietorship
    2. Partnership Firms
    3. Private Limited Companies
    4. Public Limited Companies

Used Car Loan Ghatampur Eligibility Criteria

For Salaried:-

  1. The applicant must be: Who is a doctor, CAs, private limited company employee, employees from public sector undertakings including central, state, and local bodies.
  2. Minimum Earning: Those who earn a minimum of Rs. 2,50,000 per year., The income of the spouse can be considered as one with the applicant’s income.
  3. Age Range: Individuals who are a minimum of 21 years of age when applying for the loan, and a maximum of 60 years of age at the end of the loan tenure
  4. Minimum Work Experience: Individuals who at least have had a job for 2 years, with a minimum of 1 year with the present employer.

For Self-Employed:-

  1. This includes individuals who own a private company in the business of manufacturing, trading, or services
  2. Individuals who have an office landline.
  3. Rs. 2,50,000 per annum should be a minimum earning.

Used Car Loan for Major Used Car Manufacturers in Ghatampur

TABLE WILL APPEAR

Processing Fees / Prepayment Charges on Used Car Loan Ghatampur

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST
ucl_processing_fees

Pre Calculated EMI Table for Used Car Loan Ghatampur

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Ghatampur

Ghatampur is not a famous tourist destination, but it has many prominent ancient temples, such as the town’s Kushmanda Devi Temple, Bhitargaon Village’s Gupta-era temple, and Nibiakhera Village’s Brick Temple. The Ghatampur region is increasingly developing in terms of education and other facilities.

Used Car Loan EMI Calculator

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