Used Car Loan Ghatampur

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All about Used Car Loan Ghatampur

Used Car Loan Ghatampur

Do you have cravings for a drive with families and friends? Are you looking for a car but your budget doesn’t allow you? Then you can apply for a used car loan. This is also a loan facility given by various banks. Through this loan, you can get rid of all your problems related to the car.

Interest Rates for Used Car Loan Ghatampur

Used Car Loan Ghatampur is provided at an interest rate of 14.00% reducing. For example, if you procure an investment of Rs.8 lacs and you have paid off Rs.3 lacs, then the interest would be charged at remaining  5 lacs and not the entire amount of 8 lacs. This rate of interest is charged based on the reducing method.

Eligibility Criteria of Used Car Loan Ghatampur

Salaried Individuals

1.    First of all, Minimum age of the applicant should be 21 years.

2.    Secondly, Maximum age of customer should not more than 60 years.

3.    CIBIL score of the customer should be 700 or above.

4.    Next, the applicant should have minimum employment of one year in the present company and a minimum of 2 years of work experience in total.

5.    Monthly income of the borrower should be Rs 24,000.

Self-Employed

1.    The minimum age of the borrower should be 30 years. In case the applicant is less than 30 years, he would require a co-applicant.

2.    The age of co-applicant should be of 25 years, and he/she is currently working somewhere.

3.    The applicant must have filed an ITR of Rs.2.5 lakhs for the past two years.

4.    CIBIL of the applicant needs to be 700 or above.

Note: Used Car Loan is not given to rented customers unless he/she is a government employee.

Documents required for Used Car Loan Ghatampur

1.    Identity Proof: PAN Card, Aadhar Card,  Passport, Voters ID card, and Driving License.

2.    Residence Proof: Aadhar Card / Driving license/ PAN Card / Ration Card / Voter Card / Telephone Bill / Passport Copy / Life Insurance Policy / Electricity Bill.

3.    Income Proof: For Salaried employees latest three months salary slip is required along with six months bank statement. For Self- Employed applicant ITR for the last two years is required and six months bank statement.

Features of Used Car Loan Ghatampur

1.    First of all, the loan gets quickly disbursed.

2.    Secondly, repayment options are easy.

3.    Affordable rate of interest.

4.    Then, Loan Tenure fall between 1 to 5 years.

5.    There are no hidden charges for Used Car Loan Ghatampur

6.    Quickly and hassle-free documentation.

Additional information about Used Car Loan Ghatampur

1.     In this, the loan is available only for the car models which are launched after 2013.

2.    A customer with CIBIL 1,0 and -1 can also apply for a used car loan.

3.    In case of luxury cars, the loan can be given up to 2011 model.

4.    The amount of loan that the customer will get is 85% of Insurance Value.

5.    The period for which the customer can avail the loan is 24 months to 60 months.

How to Apply for Ghatampur Used Car Loan?

1.    First, you need to visit our official site, DialaBank.

2.    After that, apply for Used Car Loan online.

3.    Enter your contact number and other details so that our team can contact you back.

4.    DialaBank is the best platform to apply for a used car loan as you will get a loan at affordable rates of interests.

About Ghatampur

Ghatampur is a city in Kanpur Nagar district in the state of Uttar Pradesh, India. Now it is effortless to avail used car loan with the help of DialaBank..

Used Car Loan Providers (Click to Apply)

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