All about Used Car Loan Giridih
Car is a basic necessity for every person, but the point is not all the people could afford a new branded car, so rather than go for two-wheeler option you can opt used car, the same car at a lower price, and Dialabank help you to achieve the target faster by providing Used Car Loan at flat rate of interest.
Interest Rates for Used Car Loan Giridih
The interest rate for a used car loan is provided at 14.00% reducing. For example, if you procure an investment of Rs.5 lacs and you have paid off Rs.3 lacs, then the interest would be charged at remaining 2 lacs and not the entire amount of 5 lacs.
This car loan interest rate is charged on the basis of reducing method.
Eligibility Criteria of Used Car Loan Giridih
- Firstly, Minimum age of the applicant should be 21 years.
- Secondly, Maximum age of customer should not more than 60 years.
- CIBIL score of the customer should be at least 700 and above
- Minimum employment 1 year in present company and a minimum of 2 years of work in total.
- Monthly income of the customer should be Rs 24,000.
- The minimum age of the borrower should be 30 years. In case the applicant is less than 30 years, he would need the co applicant.
- The age of co applicant should be of 25 years and he/she is currently working somewhere.
- The applicant must have filed an ITR of Rs.2.5 lakhs for past 2 years.
- CIBIL score of the applicant needs to be 700 or above.
Note: Used Car Loan is not given to rented customers, unless he/she is a government employee.
Documents for Used Car Loan Giridih
- Identity Proof: PAN Card, Aadhar Card, Passport copy, Voters ID card, and Driving License.
- Residence Proof: Aadhar Card / Driving license/ PAN Card / Ration Card / Voter Card / Telephone Bill / Passport Copy / Life Insurance Policy / Electricity Bill.
- Income Proof: For Salaried employees latest three months salary slip is required along with six months bank statement. For Self- Employed applicant ITR for the last two years is required and six months bank statement.
Features of Used Car Loan Giridih
- Quick disbursal and instant funding.
- Easy repayment options.
- Affordable rate of interest.
- Loan Tenure fall between 1 to 5 years.
- No hidden charges.
- Quickly and hassle-free documentation.
Additional information about Used Car Loan Giridih
- In this, the loan is available only for the car models which are launched after 2013.
- A customer with CIBIL 1,0 and -1 can also apply for loan.
- In case of luxury cars, the loan can be given upto 2011 model.
- The amount of loan that the customer will get is 85% of Insurance Value.
- Time period for which the customer can avail the loan is 24 months to 60 months.
How to Apply for Used Car Loan Giridih?
- First, you need to visit our official site DialaBank.
- After that, apply for Used Car Loan online.
- Enter your contact number and other details so that our team can contact you back.
- DialaBank is the best platform to apply for a used car loan as you will get a loan at affordable rates of interests.
It is a district of Jharkhand state, India. This word means land of hills. Now it is effortless to avail used car loan with the help of Dialabank.
Used Car Loan Providers (Click to Apply)
Car Loan For Other Cities In Jharkhand
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