Used Car Loan Gohana

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All about Used Car Loan Gohana

Used Car Loan Gohana

Car is an important asset for all of the working class. They use the car to reach office early and to discard the discomforts of public transport. Owning a used car has become easy now at affordable interest rates. It is a loan that gets sanctioned with easy loan terms and conditions.

Interest Rates for Used Car Loan Gohana

The interest rate for a used car loan is provided at 14.00% reducing. For example, if you procure an investment of Rs.5 lacs and you have paid off Rs.3 lacs, then the interest would be charged at remaining 2 lacs and not the entire amount of 5 lacs.

This interest is charged on the basis of reducing method.

Eligibility Criteria of Used Car Loan Gohana

Salaried Individuals

  1. Firstly, Minimum age of the applicant should be 21 years.
  2. Secondly, Maximum age of customer should not more than 60 years.
  3. CIBIL score  of the customer should be at least 700 and above
  4. Minimum employment 1 year in present company and a minimum of 2 years of work in total.
  5. Monthly income of the customer should be Rs 24,000.

Self-Employed

  1. The minimum age of the borrower should be 30 years. In case the applicant is less than 30 years, he would need the co applicant.
  2. The age of co applicant should be of 25 years and he/she is currently working somewhere.
  3. The applicant must have filed an ITR of Rs.2.5 lakhs for past 2 years.
  4. CIBIL of the applicant needs to be 700 or above.

Note: Used Car Loan is not given to rented customers, unless he/she is a government employee.

Documents for Used Car Loan Gohana

  1. Identity Proof: PAN Card, Aadhar Card,  Passport copy, Voters ID card, and Driving License.
  2. Residence Proof: Aadhar Card / Driving license/ PAN Card / Ration Card / Voter Card / Telephone Bill / Passport Copy / Life Insurance Policy / Electricity Bill.
  3. Income Proof: For Salaried employees latest three months salary slip is required along with six months bank statement. For Self- Employed applicant ITR for the last two years is required and six months bank statement.

Features of Used Car Loan Gohana

  1. Quick disbursal and instant funding.
  2. Easy repayment options.
  3. Affordable rate of interest.
  4. Loan Tenure fall between 1 to 5 years.
  5. No hidden charges.
  6. Quickly and hassle-free documentation.

Additional information about Used Car Loan Gohana

  1.  In this, the loan is available only for the car models which are launched after 2013.
  2. A customer with CIBIL 1,0 and -1 can also apply for loan.
  3. In case of luxury cars, the loan can be given upto 2011 model.
  4. The amount of loan that the customer will get is 85% of Insurance Value.
  5. Time period for which the customer can avail the loan is 24 months to 60 months.

How to Apply for Used Car Loan Gohana?

  1. First, you need to visit our official site DialaBank.
  2. After that, apply for Used Car Loan online.
  3. Enter your contact number and other details so that our team can contact you back.
  4. DialaBank is the best platform to apply for a used car loan as you will get a loan at affordable rates of interests.

About Gohana

It is a city in Sonipat district of Haryana, India. This word means land of hills. Now it is effortless to avail used car loan with the help of Dialabank.

Used Car Loan Providers (Click to Apply)

  1. HDFC Car Loan
  2. Kotak Mahindra Car Loan
  3. Yes Bank Car Loan
  4. Axis Bank Car Loan

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