Best Banks for Used Car Loan in Golaghat
Used Car Loan Golaghat Features
Used Car Loan Golaghat has various features as stated below by Dialabank:
- One can acquire a loan up to Rs 2.5 crore on the vehicle’s assessed value with approximately 85% of the value of the car as a loan amount for 5 years without income proof-verification and 100% of the value of the car to the value of 3-6 times your annual pay.
- Flexible repayment tenures starting from 12 months to ease the burden and get personalized help and advisory by our highly trained experts to choose a car with convenient plans for the easily payable instalments.
- Enjoy doorstep service and easy documentation for our customers wherein Car at loan maturity age shall not exceed 10 years, with a maximum loan tenure of 60 months.
- The persons are having CIBIL 0, 1, -1 is also considered for the loan.
- The CIBIL score of the applicant needs to be more than 700.
*Terms and Conditions Apply
Used Car Loan Golaghat Interest Rates
Details on car loan interest rate and other charges are given below:
|
Bank
|
Processing Fee
|
Prepayment Charges
|
|
HDFC Bank Car Loan
|
(1999 - 4999) + Tax
|
2%, Nil foreclosure charges after 24 months
|
|
Axis Bank Car Loan
|
1 % to 2.50%
|
Nil
|
|
Private Bank Car Loan
|
0.25% to 1.50%
|
2%, Nil foreclosure charges after 36 months
|
|
SBI Car Loan
|
500/- to 0.50%
|
Nil
|
|
Kotak Car Loan
|
1% to 2%
|
2.25% of fore closure amount if closed 1 month ahead of the tenure.
|
|
IIFL Car Loan
|
Nil
|
Nil
|
|
Muthoot Car Loan
|
Nil
|
Nil
|
|
Manappauram Car Loan
|
Nil
|
Nil
|
|
PNB Car Loan
|
0.70% to 1%
|
Nil
|
|
Canara Bank Car Loan
|
1%
|
Nil
|
|
Andhra Bank Car Loan
|
Nil
|
Nil
|
To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates
Used Car Loan Golaghat Documents Required
Documents required for car loan and other eligibility are discussed below.
For Salaried Individuals:
For Identity and Address Proof:
- A letter declared by the National Population Register stating name & address
- Passport copy
- Driving license
- Job card provided to you by NREGA
- Voters Identity Card
For Income Proof:
- Latest Salary Slip
- Bank Statements for the last six months
- Latest Form no. 16/ Latest Income Tax Return
For Signature Verification Proof:
- Driving License
- Credit Card Statement Copy
- Verification of the banker
- Copy of Margin cash paid to the Bank
- Passport Copy
For Self Employed**:
Income verification proof: Latest Income Tax Return records and audited balance sheet along with profit and loss account details.
Age and Identity verification proof: Certificate of Incorporation/ Memorandum and Articles of Association.
For Sign Verification Proof:
- Credit Card Statement and its Copy
- Copy of marginal cash paid to the Bank.
- Passport Copy
- Verification of the banker
- Driving License
For Address Proof:
- Telephone Bill
- Electricity Bill
- Memorandum and Articles of Association
- Certification of Incorporation
**The organisations which are also applicable for a Used Car Loan Golaghat are:
- Sole Proprietorship
- Partnership Firms
- Private Limited Companies
- Public Limited Companies
Used Car Loan Golaghat Eligibility Criteria
Eligibility criteria for car loan are discussed in the below contents.
The people who can be eligible to apply for a Pre-Owned Car Loan in Golaghat city are mentioned below:
Salaried Individual:
- Minimum Work Experience: A minimum of 2 years and a minimum of 1 year with the current employer as total work experience.
- Minimum capacity to earn: A minimum of Rs. 2.5 lakhs per annum, including the income of the spouse, are the ones eligible to apply
- Age Limit: The age of 21 years when applying for the loan, and a maximum of 60 years of age at the end of the loan maturity period.
- Professionals including doctors, CAs, private and public limited company employees are eligible to apply for this type of loan.
Self Employed***:
- People who own a private company in the business of manufacturing, trading, or service undertakings.
- Rs. 2.5 lakhs per annum should be a minimum remuneration.
- People who provided have an office landline number.
***The businesses which are also eligible for a Used Car Loan Golaghat are as mentioned below:
- Sole Proprietorship
- Partnership Firms
- Public Limited Companies
- Private Limited Companies
Used Car Loan for Major Car Manufacturers in Golaghat
TABLE WILL APPEAR
Processing Fees / Prepayment Charges on Used Car Loan Golaghat
Pre Calculated EMI Table for Used Car Loan Golaghat
Used Car Loan EMI Calculator Golaghat
About Golaghat
Golaghat is a twin city to Jorhat, located in the state of Assam, India.
Used Car Loans in Other Cities
| Used Car Loan Patna | Used Car Loan Sheikhpura |
| Used Car Loan Darbhanga | Used Car Loan Maharajganj |
| Used Car Loan Samastipur | Used Car Loan Khagaria |
| Used Car Loan Gaya | Used Car Loan Sasaram |
