Used Car Loan Kadiri

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Used Car Loan Kadiri

Best/Top Banks for Used Car Loan in Kadiri

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Used Car Loan Kadiri Features

used car loan kadiriGoing to reflect on buying a used car? But don’t they now have the money necessary for it? Make no cares! There’s a used car lender here for you. A used car loan is a source of funds or cash help given to the borrowers by banks and NBFCs at a fixed interest rate to help them purchase a used car.

Since usable cars have now become a necessity for all of us, but the cost of vehicles is rising steadily every day. Here’s where you come into consideration with a used car loan and follow your wish to be the owner of your dream old car. Kadiri’s major characteristics of a used car loan are:

  • Deceptive, hassle-free application experience, easy approvals, and rapid reimbursements
  • Track your request anywhere, ever. Get status updates at any moment on your loan
  • Profit from end-to-end outsourcing — from study to exchange of titles
  • Get specific aid in finding a car that suits your individual needs

Used Car Loan Kadiri Interest Rate

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Used Car Loan Kadiri Documents Required

For Salaried:-

  • The identity needed Proof: PAN Card, Voters ID card, NREGA job seeker provided, Letter based on the national Registry of Societies containing the name and address particulars, Passport copy, Driving License
  • Income needed Proof: Fresh 3-month salary slip with form 16
  • Address needed Proof: Driving license / Voters card / Passport Copy /PAN Card / NREGA job seeker provided / Letter based on the national Registry of Societies containing the name and address particulars
  • Bank needed Statement: Last 6 months.

For Self Employed:-

  • The identity needed Proof: PAN Card, Voters ID card, Passport copy, NREGA job seeker provided, Letter based on the national Registry of Societies containing the name and address particulars, Driving License
  • Income needed Proof: fresh ITR details and Earnings
  • Address needed Proof: Voters card / Passport Copy / Driving license /PAN Card / NREGA job seeker provided / Letter based on the national Registry of Societies containing the name and address particulars
  • Bank needed Statement: Last 6 months.

Used Car Loan Kadiri Eligibility Criteria

For Salaried:-

  1. Minimum needed age: 21 years
  2. Maximum needed age at loan maturity: 60 years
  3. Minimum needed employment: 2 years of total experience and 1 year at the same
  4. The minimum needed Annual Income: Rs 2,50,000 as the minimum income for a year along with spouse income

For Self-Employed:-

  1. Minimum needed age: 25 years
  2. The minimum needed Annual Income: minimum to minimum of Rs 2,50,000 as a total for the year 
  3. Maximum needed age at loan maturity: 65 years
  4. Minimum needed employment: Minimum 3 years at the same company

How to Apply for Used Car Loan in Kadiri?

Going to deliver a used Kadiri car loan with DialaBank is a cheap fix. Follow the steps below to get the better bargains:

  • Access the Dialabank page
  • Click on the option for used car payment open from the dashboard
  • Check in the description of the model of car used and your earnings.
  • Wait for our sales team to get in contact with you there any assigned number soon.
  • In the event of any concerns about the debt, you can also notify our managers on 9878981166.
  • To maximize the use of an indirectly used car loan you’ll need to visit the bank directly, which could turn out to have been frenetic for you.

Major Used Car Manufacturers in Kadiri

TABLE WILL APPEAR

Processing Fees / Prepayment Charges on Used Car Loan Kadiri

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST

CIBIL Score Required for Used Car Loan in Kadiri

The credit bureaus rating is regarded as what determines your means to pay off your loans. A greater credit score indicates a strong credit score and makes the assessment process for your used car loan fast and easy to process. Mostly, banks and non – banking financial institutions consider a payment history of 750 and above to be a reasonable score for approving your Kadiri loan employment application.

The whole score will vary from bank to bank, again. You might be expected to pay a high-interest rate on the loan sum in place of a poor CIBIL score than the supply voltage whereas if your Savings account is strong then you will have to pay a weak rate of inflation. A CIBIL score is also an essential issue for a used car loan.

Used Car Loan Kadiri Contact Number

You can message 9878981166 for any kind of assistance in the form of any questions or concerns regarding the used car loan in Kadiri.

Pre Calculated EMI Table for Used Car Loan Kadiri

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Kadiri

Kadiri Municipalities is the fifth largest ULB in Andhra Pradesh’s Anantapuramu region and is covering a total area of 25.88 sq. Km. Inhabitants 89240 (Census 2011). It is renown for / Sri Lakshmi Narasimha Swamy Temple

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