Used Car Loan Kalyani

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Rates as low as 13.60%*
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Best Banks for Used Car Loan in Kalyani

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Used Car Loan Kalyani Features

Used Car Loan KalyaniStill, thinking about buying a car? But don’t they have the capital necessary for it? Make no worries! There’s also a used car loan for you on this. A used car loan is a form of financing or financial help given to the borrowers by banks and non – banks at a fixed interest rate to help them purchase a used vehicle.

Since used cars have now become a necessity for everyone, but the cost of used cars is increasing exponentially every day. It is like this where a used car loan comes into play and fulfills your need to be the owner of your used car dream. The principal features of a Kalyani used car loan are:

  • Experience clear, trouble-free collection, prompt approvals, and fast tax payments
  • Borrowing on a large variety of used cars and micro-use vehicles up to Rs.2.5 Crore
  • Get design aid in choosing a car that satisfies your unique needs
  • Offers direct and flexible repayment terms with EMIs that are wallet-friendly

Used Car Loan Kalyani Interest Rate

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Personal Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Used Car Loan Kalyani Documents Required

For Salaried:-

  • Identity Proof: PAN Card, Voters ID card, Passport copy, Driving License, NREGA general contractor released, Letter provided by the National Register of Population containing identity & delivery address
  • Address Proof: NREGA general contractor released / Letter provided by the National Register of Population containing identity & delivery address / Driving license / Voters card / Passport Copy /PAN Card
  • Bank Statement: Last 6 months.
  • Income Proof: Latest 3-month salary slip with form 16

For Self Employed:-

  • Identity Proof: PAN Card, Voters ID card, NREGA general contractor released, Letter provided by the National Register of Population containing identity & delivery address, Passport copy, Driving License
  • Bank Statement: Last 6 months.
  • Income Proof: present ITR file and income slip
  • Address Proof: Voters card / NREGA general contractor released / Letter provided by the National Register of Population containing identity & delivery address / Passport Copy /PAN Card

Used Car Loan Kalyani Eligibility Criteria

For Salaried:-

  1. Minimum% age: 21 years
  2. Maximum% age at loan maturity: 60 years
  3. Minimum% employment: 1 year in the present job profile and a smallest of 2 years of total
  4. Minimum% Yearly Income: Rs. 2,50,000 per capita profits, plus spousal profits

For Self-Employed:-

  1. Minimum% age: 25 years
  2. Maximum% age at loan maturity: 65 years
  3. Minimum% employment: at the earliest 3 years in sales
  4. Minimum% Annual Profits: Rs. 2,50,000 net per year

How to Apply for Used Car Loan in Kalyani?

The implementation of a Kalyani used car loan is an easy question with DialaBank. Follow the steps below to get the lowest prices:

  • Website Dialabank
  • Go on the used car loan point available in the option bar
  • Fill in the details about the class of used car and your earnings
  • Wait for our engagement manager to get in contact with you on your assigned number soon.
  • In case of queries concerning the loan, you can also contact our relationship managers at phone 9878981166.
  • To enable the use of an offline used car loan you would need to sign up for an account directly, which could turn out to be intense for you.

Used Car Loan for Major Used Car Manufacturers in Kalyani

TABLE WILL APPEAR

Processing Fees / Prepayment Charges on Used Car Loan Kalyani

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST
ucl_processing_fees

CIBIL Score Required for Used Car Loan in Kalyani

The Cibil score is called what dictates your ability to make your credits pay off. A higher credit score means a strong credit rating which makes the application process for your used car loan easy which easy to process. Most of the time, banks and NBFCs consider a payment history of 750 and above as a decent score for approving your Kalyani loan application form.

You would be expected to pay a high-interest rate on the loan sum in place of a poor CIBIL score than the rated value and if your CIBIL score is decent otherwise you’ll have to pay a poor rate of interest. Therefore a CIBIL score for a used car loan is a significant factor.

Used Car Loan Kalyani Contact Number

For any reservations about the used car loan in Kalyani, you can request for any kind of assist on number 9878981166.

Pre Calculated EMI Table for Used Car Loan Kalyani

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Kalyani

West Bengal’s Indian state is a landscape of breathtaking proportions – vibrant, modern, and new. Bengal addresses every form of tourist aspirations. She never fails to impress the visitors with her kaleidoscopic offerings with her varied topography, spectacular valleys, high mountainsides, cascading rivers, and eerie wilderness.

Used Car Loan EMI Calculator

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