Best Banks for Used Car Loan Kapurthala
Used Car Loan Kapurthala Features
To own a used car nowadays is getting speed. Due to lesser investment and great facilities, a great sum of the population wants to use their invested money for the pre-used car. Various banks and other loan institute provides a different sum of advances for the pre-used car.
Features:
With the greatly increased demand for cars, the quick method for enrolling loans for used cars has similar features.
- The car loan interest rate is really less.
- Almost all major banks and NBFCs offer car loan in Kapurthala.
- The car loan documents process is quick and hassle-free
- Car loans are easily available through DialaBank.
Used Car Loan Kapurthala Interest Rate
To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates
Used Car Loan Kapurthala Documents Required
For Salaried:-
- Identity Proof: PAN Card, Voters ID card, Passport copy, Driving License
- Income Proof: Latest 3-month salary slip with form 16
- Address Proof: Driving license / Voters card / Passport Copy / Ration card / Electricity Bill / Life Insurance Policy /PAN Card
- Bank Statement: Last 6 months.
For Self Employed:-
- Identity Proof: PAN Card, Voters ID card, Passport copy, Driving License
- Income Proof: Latest ITR
- Address Proof: Voters card / Passport Copy / Ration card / Driving license / Electricity Bill / Life Insurance Policy /PAN Card
- Bank Statement: Last 6 months.
Used Car Loan Kapurthala Eligibility Criteria
For Salaried:-
- Minimum age: 21 years
- Maximum age at loan maturity: 60 years
- Minimum employment: 1 year in current employment and a minimum of 2 years of employment
- Minimum Annual Income: Rs 2.5 lakhs net annual income
For Self-Employed:-
- Minimum age: 25 years
- Maximum age at loan maturity: 65 years
- Minimum employment: at smallest 3 years in sales
- Minimum Annual Income: Rs 2.5 lakhs net annual income
How to Apply for Used Car Loan Kapurthala?
Availing a car loan Mumbai is an easy process with DialaBank. Follow the following steps to avail the best offers:
- Visit our website Dialabank
- Click on the car loan option available in the menu
- Fill in the details regarding the car type and your income
- Wait as our relationship manager will soon get in touch with you on your provided number.
- You may also contact our relationship managers on the number 9878981166 in case of any queries regarding the loan.
- For availing a car loan offline you will have to visit the branch personally, which might turn to be hectic for you.
Used Car Loan for Major Car Manufacturers in Kapurthala
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Processing Fees / Prepayment Charges on Used Car Loan Kapurthala
CIBIL Score Required for Used Car Loan in Kapurthala
The CIBIL code defines the credit score history for the applicant. This makes it easier for fir banks to trust the applicant with their advanced money. The better you manage your credit score, the better is the chance to get the loan approved. A score of 750 and above it counts as a pretty well-suited credit score for the loan approval from almost any bank.
This score may again vary from bank to bank. In case of a low CIBIL score than the required value, you will be required to pay a high rate interest rate on the loan amount while if your CIBIL score is good then you may have to pay a low rate of interest. Thus, a CIBIL score is an important factor in a car loan.
Used Car Loan Kapurthala Contact Number
In case of any queries regarding the car loan in Kapurthala, you may contact the number 9878981166 for any sort of assistance.
Pre Calculated EMI Table for Car Loan Mumbai
About Kapurthala
Kapurthala is a densely populated city in the state of Punjab. It isPunjab’s great city and is a princely district. It is home to British rule during the colonial era. It has tourist destinations that include a mosque, panch mandir, and other monuments with great historical stories too.
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