Used Car Loan Kasibugga

I have read the Privacy Policy & Agree to Terms & Conditions and authorize Dialabank & its partner institutions to Call or SMS me with reference to my application.

Buy Your Dream Car

Rates as low as 13.60%*
Up to 100% Funding
Doorstep Service
Hassle-free Disbursal
Unbiased Experts Advice

Best/Top Banks for Used Car Loan in Kasibugga

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Used Car Loan Kasibugga Features

Used Car Loan KasibuggaWhat’s this about buying a used car? But don’t they have the funds available for it? Not worry! Also, a used car loan is for cash. A used car loan is an acquisition or financial aid option that banks and NBFCs offer to the investors at a reasonable rate to help them own a used car.

As used cars seem to be a necessity for all, the cost of used cars is growing increasingly on a frequent basis. This is where you come into effect with a used car loan and achieve your dream to be the driver of your dream used car. The principal features of a Kasibugga used car loan are:

  • Loans on a large variety of used cars and cross-use vehicles up to Rs.2.5 Crore
  • Profits from end-to-end services — from study to exchange of titles
  • Get body composition to buy a car that fits your individual needs
  • Different payment terms of between 12 months and 84 months

Used Car Loan Kasibugga Interest Rate

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Personal Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Used Car Loan Kasibuugga Documents Required

For Salaried:-

  • [Identity] Proof: PAN Card, Citizens ID card, passport, Driving License, NREGA general contractor issued, Note of name and address details given by the National Registry of Populations
  • [Income] Proof: Fresh 3-month payslip with form 16 along as well
  • [Address] Proof: Driving license / NREGA general contractor released / Notice provided by the National Registry of Populations featuring the name and address descriptions / Voters card / Passport Copy /PAN Card
  • [Bank] Statement: 6 months.

For Self Employed:-

  • [Identity] Proof: PAN Card, the general contractor of NREGA released, Notice given by the National Registry of Populations with the name and address description, Voters Identity card, visa application, driving license
  • [Income] Proof: ITR at last along with the slip of salary
  • [Address] Proof: Politicians card / Passport Copy / Traveling license / PAN Card / NREGA general contractor posted / Notice given by the National Population Registry with details of the address and phone number
  • [Bank] Statement: 6 months statement at last.

Used Car Loan Kasibugga Criteria for Eligibility

For Salaried:-

  1. Minimum [age]: 21 years of age
  2. Maximum [age at loan maturity]: 60 years of lean repayment
  3. Minimum [employment]:1 year at existing positions and a higher years at work
  4. Minimum [Annual Income]: A sum of Rs. 2,50,000 each year, along with the spouse’s tax

For Self-Employed:-

  1. Minimum [age]: 25 years of age
  2. Maximum [age at loan maturity]: 65 years of the loan payment
  3. Minimum [employment]: In accounting for the lowest 3 years
  4. Minimum [Annual Income]: Rs. 2,50,000 annually as least income

How to Register/Apply for Used Car Loan in Kasibugga?

The availability of a used Kasibugga car loan is a straightforward process for DialaBank. Follow the instructions below to get the best deals available:

  • Enter our Dialabank website
  • Right-click for used car loan application from the menu
  • Put in the specifics of the make of car used and your profits.
  • Register for our sales force to contact you shortly with your assigned number.
  • In the event of any inquiries about the loan, you can also reach our relationship managers on 9878981166.
  • To make something like an offline used car loan you’ll need to contact the client directly, which may turn out to be intense for you.

Major Used Car Manufacturers in Kasibugga

TABLE WILL APPEAR

Processing / Prepayment Charges on Used Car Loan Kasibugga

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST
ucl_processing_fees

Required CIBIL Score for Used Car Loan in Kasibugga

The credit bureaus rating is known as what distinguishes your willingness to pay off your loans. A higher payment history indicates a strong credit history and makes the registration process for your used car loan easy and simple to process. Often, a student loan of 750 and above is accepted by banks and NBFCs as a great score to accept your Kasibugga loan registration form.

This result will vary from state to state, again. You would’ve been expected to pay a high rate of interest on the loan value in case of a weak CIBIL score than the rated value whereas if your Savings account is decent then you will have to pay a weak rate of interest. A CIBIL score is also a significant aspect of a used car payment.

Used Car Loan Kasibugga Contact Number

If you have any doubts about a used car payment in Kasibugga, you can contact 9878981166 for this kind of assist.

Pre Calculated EMI Table for Used Car Loan Kasibugga

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Kasibugga

Palasa – Kasibugga is a village in the district of Srikakulam, Andhra Pradesh Indian state. It is a city and Palasa Mandal’s Mandal capital, situated near Srikakulam and Berhampur on National Highway 5. Due to the extreme cashew industry worldwide, the market is famous as White Gold City.

Used Car Loan EMI Calculator

Menu