Used Car Loan Kasibugga

I have read the Privacy Policy & Agree to Terms & Conditions and authorize Dialabank & its partner institutions to Call or SMS me with reference to my application.

Best/Top Banks for Used Car Loan in Kasibugga

Feature	HDFC Bank	Private Bank	Kotak Mahindra Bank
Interest Rate	8% - 8.4 %	8.5 - 9.5 %	11%
Min Loan Amt	Metro : 1 Lac & Non Metro: 75000	75000	75000
Max Loan Amt	1 Cr	1 Cr	1 Cr
Loan Tenure	Upto 7 Years	Upto 5 Years	Upto 5 Years
Processing Fee	1999 - 4999 + Tax	0.25% to 1.50%	0.25% to 1.50%
Preclosure Chgs	2%, Nil after 24 months	2%, Nil after 36 months	Nil
Loan to Value (LTV)	Upto 100% on Ex- showroom	Upto 95% on Ex- showroom	Upto 90% on Ex- showroom

Used Car Loan Kasibugga Features

Used Car Loan Kasibugga What’s this about buying a used car? But don’t they have the funds available for it? Not worry! Also, a used car loan is for cash. A used car loan is an acquisition or financial aid option that banks and NBFCs offer to the investors at a reasonable rate to help them own a used car.

As used cars seem to be a necessity for all, the cost of used cars is growing increasingly on a frequent basis. This is where you come into effect with a used car loan and achieve your dream to be the driver of your dream used car. The principal features of a Kasibugga used car loan are:

Loans on a large variety of used cars and cross-use vehicles up to Rs.2.5 Crore
Profits from end-to-end services — from study to exchange of titles
Get body composition to buy a car that fits your individual needs
Different payment terms of between 12 months and 84 months

Used Car Loan Kasibugga Interest Rate

Bank	Processing Fee	Prepayment Charges
HDFC Bank Car Loan	(1999 - 4999) + Tax	2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan	1 % to 2.50%	Nil
Private Bank Car Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 36 months
SBI Car Loan	500/- to 0.50%	Nil
Kotak Car Loan	1% to 2%	2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan	Nil	Nil
Muthoot Car Loan	Nil	Nil
Manappauram Car Loan	Nil	Nil
PNB Car Loan	0.70% to 1%	Nil
Canara Bank Car Loan	1%	Nil
Andhra Bank Car Loan	Nil	Nil

To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Used Car Loan Kasibuugga Documents Required

Documents required to avail of a car loan :

For Salaried:-

[Identity] Proof: PAN Card, Citizens ID card, passport, Driving License, NREGA general contractor issued, Note of name and address details given by the National Registry of Populations
[Income] Proof: Fresh 3-month payslip with form 16 along as well
[Address] Proof: Driving license / NREGA general contractor released / Notice provided by the National Registry of Populations featuring the name and address descriptions / Voters card / Passport Copy /PAN Card
[Bank] Statement: 6 months.

For Self Employed:-

[Identity] Proof: PAN Card, the general contractor of NREGA released, Notice given by the National Registry of Populations with the name and address description, Voters Identity card, visa application, driving license
[Income] Proof: ITR at last along with the slip of salary
[Address] Proof: Politicians card / Passport Copy / Traveling license / PAN Card / NREGA general contractor posted / Notice given by the National Population Registry with details of the address and phone number
[Bank] Statement: 6 months statement at last.

Used Car Loan Kasibugga Criteria for Eligibility

Eligibility criteria to get a car loan :

A good CIBIL score is a must before applying for a loan other than a gold loan. Making sure your CIBIL score is good before applying for a loan is a good practice.

For Salaried:-

Minimum [age]: 21 years of age
Maximum [age at loan maturity]: 60 years of lean repayment
Minimum [employment]:1 year at existing positions and a higher years at work
Minimum [Annual Income]: A sum of Rs. 2,50,000 each year, along with the spouse’s tax

For Self-Employed:-

Minimum [age]: 25 years of age
Maximum [age at loan maturity]: 65 years of the loan payment
Minimum [employment]: In accounting for the lowest 3 years
Minimum [Annual Income]: Rs. 2,50,000 annually as least income

How to Register/Apply for Used Car Loan in Kasibugga?

The availability of a used Kasibugga car loan is a straightforward process for DialaBank. Follow the instructions below to get the best deals available:

Enter our Dialabank website
Right-click for used car loan application from the menu
Put in the specifics of the make of car used and your profits.
Register for our sales force to contact you shortly with your assigned number.
In the event of any inquiries about the loan, you can also reach our relationship managers on 9878981166.
To make something like an offline used car loan you’ll need to contact the client directly, which may turn out to be intense for you.

Major Used Car Manufacturers in Kasibugga

TABLE WILL APPEAR

Processing / Prepayment Charges on Used Car Loan Kasibugga

Category	Details
Processing Charges	1999 - 4999 + Tax
Prepayment	No prepayment is allowed until 12 EMIs are paid
Preclosure	No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges	13-24 months: 2% of loan principal outstanding
Prepayment Charges	>36 months: Nil Charges
Stamp Duty	As per state laws
Cheque Bounce Chgs	₹ 550/chq + GST
Floating Rate of Interest	Not Applicable
Overdue EMI Interest	2% p.m.(on overdue amount)
Amortisation Schedule Chgs	Rs 200 + GST

Required CIBIL Score for Used Car Loan in Kasibugga

The credit bureaus rating is known as what distinguishes your willingness to pay off your loans. A higher payment history indicates a strong credit history and makes the registration process for your used car loan easy and simple to process. Often, a student loan of 750 and above is accepted by banks and NBFCs as a great score to accept your Kasibugga loan registration form.

This result will vary from state to state, again. You would’ve been expected to pay a high rate of interest on the loan value in case of a weak CIBIL score than the rated value whereas if your Savings account is decent then you will have to pay a weak rate of interest. A CIBIL score is also a significant aspect of a used car payment.

Used Car Loan Kasibugga Contact Number

If you have any doubts about a used car payment in Kasibugga, you can contact 9878981166 for this kind of assist.

Pre Calculated EMI Table for Used Car Loan Kasibugga

Rate	5 Yrs	4 Yrs	3 Yrs
10.50%	2149	2560	3250
11.00%	2174	2584	3273
11.50%	2199	2608	3297
12.00%	2224	2633	3321
12.50%	2249	2658	3345
13.00%	2275	2682	3369
13.50%	2300	2707	3393
14.00%	2326	2732	3417
14.50%	2352	2757	3442
15.00%	2378	2783	3466

About Kasibugga

Palasa – Kasibugga is a village in the district of Srikakulam, Andhra Pradesh Indian state. It is a city and Palasa Mandal’s Mandal capital, situated near Srikakulam and Berhampur on National Highway 5. Due to the extreme cashew industry worldwide, the market is famous as White Gold City.