Used Car Loan Kumbakonam

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Rates as low as 8.50%*
Up to 100% Funding
Doorstep Service
Hassle-free Disbursal
Unbiased Experts Advice

Best Banks for Used Car Loan in Kumbakonam

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Used Car Loan Kumbakonam Features 

Advance Amount used car loan in Kumbakonam

  • Avail of loan up to Rs. 2.5 crore on a wide range of pre-owned cars and multi-utility vehicles
  • Get between 3 to various occasions your yearly compensation, and get up to 100% of the assessment of the car* *Age of Car at credit improvement should not cross 10 years, subject to the most extraordinary development residency of 60 months

Unequaled help

  • The incomprehensible condition absolutely notice – from assessment to title move
  • Get adjusted help to pick a vehicle that meets your particular needs
  • The upside of balanced and strong reimbursement plans with pocket-obliging EMIs

Adaptable Repayment Tenure

  • Flexible reimbursement residencies from a year to 60 months
  • Brilliant and essential Processing and backing
  • Experience clear issue free arranging, convenient sponsorships, and smart disbursals
  • Track your application at whatever point, any place. Get announcements about your credit application at each stage
  • See doorstep alliance and accommodating and essential documentation
  • Check your progress limit in only 60 seconds

Loans without income proof

  • Get 80% of the evaluation of the vehicle concerning the advancement aggregate for a long time without pay certification
  • Get 85% of the evaluation of the vehicle concerning the advancement aggregate for a long time without pay certification

Used Car Loan Kumbakonam Interest Rate

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Personal Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

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Used Car Loan Kumbakonam Documents Required

Salaried Individuals:

Any of the accompanying archives as personality and Address Proof:

  1. Substantial Passport
  2. Lasting Driving permit [recent, decipherable, laminate]
  3. Citizens ID Card
  4. Occupation card gave by NREGA
  5. The letter gave by the National Population Register containing subtleties of name and address

All the accompanying archives as evidence of salary:

  1. Most recent Salary Slip
  2. Most recent Form 16/Latest ITR
  3. Last 6 months bank statement

Any of the accompanying assign confirmation verification:

  1. Identification Copy
  2. Photograph Driving License with DOB (later, readable, covered)
  3. Financial record with Credit Card Copy
  4. Broker’s Verification
  5. Duplicate of Margin Money Paid to the Bank

Self-employed Individuals

  1. Update and Articles of Association/Certificate of Incorporation as age evidence
  2. Update and Articles of Association/Certificate of Incorporation as personality verification
  3. Most recent ITR and reviewed monetary record alongside benefit and misfortune account as verification of salary

Any of the accompanying archives as address evidence:

  1. Notice and Articles of Association
  2. Affirmation of Incorporation
  3. Phone Bill
  4. Power Bill

Any of the accompanying assign confirmation verification:

  1. Visa Copy
  2. Photograph Driving License with DOB (later, clear, covered)
  3. Financial record with Credit Card Copy
  4. Investor’s Verification
  5. Duplicate of Margin Money Paid to the Bank

Used Car Loan Kumbakonam Eligibility Criteria

Salaried Individuals:

  1. This incorporates specialists, CAs, representatives of private restricted organizations, workers from public area endeavors, including focal, state, and neighborhood bodies
  2. People who are at least 21 years old at the hour of applying for the advance, and no more established than 60 toward the finish of the credit residency
  3. People who have had work for in any event 2 years, with at least 1 year with the current manager
  4. The individuals who procure at least Rs. 2,50,000 every year, including the salary of the companion

Self Employed Individuals:

  1. This incorporates individuals who own a private organization in the matter of assembling, exchanging, or benefits
  2. Ought to acquire at any rate Rs. 2,50,000 for every annum
  3. Individuals who have an office landline

How to Apply for Used Car Loan in Kumbakonam?

Benefitting a vehicle advance Thane is an essential cycle with DialaBank. Follow the going with steps to profit the best offers:

  1. Visit our site Dialabank.
  2. Snap-on the vehicle advance decision open on the menu.
  3. Fill in the experiences about the vehicle type and your compensation.
  4. Hold up as our relationship boss will in a brief timeframe interface with you on your gave number.
  5. You may in like manner contact our relationship bosses on the number 9878981166 if there ought to be an event of any plans concerning the credit.
  6. For profiting a vehicle credit pulled back you should visit the branch in a short period of time, which may go to be sensible for you.

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Used Car Loan for Major Car Manufacturers in Kumbakonam

TABLE WILL APPEAR

Processing Fees / Prepayment Charges on Used Car Loan Kumbakonam

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST
ucl_processing_fees

CIBIL Score Required for Used Car Loan in Kumbakonam

The Cibil score is upheld concerning what portrays your capacity to manage your credits. A higher Credit score wraps up a frustrating record as a client and makes your vehicle advance application measure smooth and simple to be created. Right when everything is said in done, banks and NBFCs consider a FICO appraisal of on any event 720 as a reasonable score to demand your credit application measure, Kumbakonam.

This score may again move from bank to bank. If there should arise an occasion of a low CIBIL score than the significant worth, you will be relied on to pay a high pace of financing cost on the credit firm while in the event that your CIBIL score is model, by then you may need to pay a low pace of intrigue. Along these lines, a CIBIL score is a goliath factor in vehicle credit.

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Used Car Loan Kumbakonam Contact Number

If there should arise an occurrence of any solicitations with respect to the vehicle credit in Kumbakonam, you may contact the number 9878981166 for such help.

Pre Calculated EMI Table for Used Car Loan Kumbakonam

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Kumbakonam

Kumbakonam is a town and an uncommon evaluation region in the Thanjavur area in the Indian province of Tamil Nadu. It is found 40 km from Thanjavur and 273 km from Chennai and is the central command of the Kumbakonam taluk of Thanjavur locale.

Car Loan EMI Calculator Kumbakonam

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