Used Car Loan Kundli

I have read the Privacy Policy & Agree to Terms & Conditions and authorize Dialabank & its partner institutions to Call or SMS me with reference to my application.

Buy Your Dream Car

Rates as low as 13.60%*
Up to 100% Funding
Doorstep Service
Hassle-free Disbursal
Unbiased Experts Advice

Best Banks for Used Car Loan in Kundli

Feature	HDFC Bank	ICICI Bank	Kotak Mahindra Bank
Interest Rate	8% - 8.4 %	8.5 - 9.5 %	11%
Min Loan Amt	Metro : 1 Lac & Non Metro: 75000	75000	75000
Max Loan Amt	1 Cr	1 Cr	1 Cr
Loan Tenure	Upto 7 Years	Upto 5 Years	Upto 5 Years
Processing Fee	1999 - 4999 + Tax	0.25% to 1.50%	0.25% to 1.50%
Preclosure Chgs	2%, Nil after 24 months	2%, Nil after 36 months	Nil
Loan to Value (LTV)	Upto 100% on Ex- showroom	Upto 95% on Ex- showroom	Upto 90% on Ex- showroom

Used Car Loan Kundli Features

A Used Car Loan Kundli has various exciting features as stated below by Dialabank:

At loan maturity age, car’s age shall not exceed 10 years, with 60 months period for up to Rs.2.5 crore on the car’s value and 100% of the value of the car to the value of 3-6 times your annual income.
Get 85% of the value of the car as a loan amount for 5 years without income proof-verification with convenient repayment schemes for easy instalments with personalised expert advice.

*Terms and Conditions Apply

Used Car Loan Kundli Interest Rates

Bank	Processing Fee	Prepayment Charges
HDFC Bank Car Loan	(1999 - 4999) + Tax	2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan	1 % to 2.50%	Nil
ICICI Bank Car Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 36 months
SBI Car Loan	500/- to 0.50%	Nil
Kotak Car Loan	1% to 2%	2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan	Nil	Nil
Muthoot Car Loan	Nil	Nil
Manappauram Car Loan	Nil	Nil
PNB Car Loan	0.70% to 1%	Nil
Canara Bank Car Loan	1%	Nil
Andhra Bank Car Loan	Nil	Nil

To check Personal Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Used Car Loan Kundli Documents Required

For Salaried Individuals:

For Identity and Address Proof:

Passport
Driving license
A letter obtained from the National Population Register mentioning name & address
Voters ID Card
Job card provided by NREGA

For Income Proof:

Latest Salary Slip
Bank Statements for the last 6 months
Latest Form 16/ Latest ITR

For Signature Verification Proof:

Photo Driving License
Credit Card Statement and its Copy
Verification of the banker
Copy of marginal cash paid to the Bank
Passport Copy

For Self Employed**:

Income proof: Latest Income Tax Return records and audited balance sheet with profit & loss account details.

Age and Identity proof: Certificate of Incorporation/ Memorandum and Articles of Association.

For Sign Verification Proof:

Credit Card Statement Copy
Copy of marginal cash paid to the Bank.
Passport Copy
Verification of the Banker
Driving License

For Address Proof:

Telephone Bill
Electricity Bill
Memorandum and Articles of Association
Certification of Incorporation

**The subsequent companies are also applicable for a Used Car Loan Kundli:

Sole Proprietorship
Partnership Firms
Private Limited Companies
Public Limited Companies

Used Car Loan Kundli Eligibility Criteria

The following people for a Pre-Owned Car Loan in Kundli are eligible to apply:

Salaried Individual:

Minimum Work Expertise: A minimum of two years and a minimum of one year with the current employer as work experience of the individual are eligible to apply.
Minimum Earning: People who have an earning capacity of a minimum of Rs.2.5 lakhs per annum, the income of the spouse can be considered as included with the candidate’s income are eligible to apply.
Age Limit: The minimum age of 21 years when demanding for the loan and a maximum of 60 years of age at the closing of the loan are eligible to apply.
Professionals as in doctors, CAs, private limited company employee, employees from public sector undertakings including central, state, and local bodies are eligible to apply.

Self Employed***:

Candidates who own a private company in the business of manufacturing, trading, or service undertakings.
Rs. 2.5 lakhs per year should be a minimum remuneration.
Individuals who have provided us with an office landline number.

***The companies which are also eligible for a Used Car Loan Kundli city include the firms as stated below:

Sole Proprietorship
Partnership Firms
Public Limited Companies
Private Limited Companies

Used Car Loan for Major Car Manufacturers in Kundli

TABLE WILL APPEAR

Processing Fees / Prepayment Charges on Used Car Loan Kundli

Category	Details
Processing Charges	1999 - 4999 + Tax
Prepayment	No prepayment is allowed until 12 EMIs are paid
Preclosure	No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges	13-24 months: 2% of loan principal outstanding
Prepayment Charges	>36 months: Nil Charges
Stamp Duty	As per state laws
Cheque Bounce Chgs	₹ 550/chq + GST
Floating Rate of Interest	Not Applicable
Overdue EMI Interest	2% p.m.(on overdue amount)
Amortisation Schedule Chgs	Rs 200 + GST

ucl_processing_fees

Pre Calculated EMI Table for Used Car Loan Kundli

Rate	5 Yrs	4 Yrs	3 Yrs
10.50%	2149	2560	3250
11.00%	2174	2584	3273
11.50%	2199	2608	3297
12.00%	2224	2633	3321
12.50%	2249	2658	3345
13.00%	2275	2682	3369
13.50%	2300	2707	3393
14.00%	2326	2732	3417
14.50%	2352	2757	3442
15.00%	2378	2783	3466

Used Car Loan EMI Calculator Kundli

About Kundli

Kundli is located in on the Delhi-Haryana border in Sonipat part of Haryana, India. Industrial Model Township, Kundli Industrial Area, established in the NCR region, is a large Industrial area of Haryana on the northern border of Delhi adjacent to Narela and lies on the south of the district with a significant population of 100,000.