Used Car Loan Kundli

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Rates as low as 13.60%*
Up to 100% Funding
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Used Car Loan Kundli

Best Banks for Used Car Loan in Kundli

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Used Car Loan Kundli FeaturesUsed Car Loan Kundli

A Used Car Loan online Kundli has various exciting features as stated below by Dialabank:

  • At loan maturity age, car’s age shall not exceed 10 years, with 60 months period for up to Rs.2.5 crore on the car’s value and 100% of the value of the car to the value of 3-6 times your annual income.
  • Get 85% of the value of the car as a loan amount for 5 years without income proof-verification with convenient repayment schemes for easy instalments with personalised expert advice.

*Terms and Conditions Apply

Used Car Loan Kundli Interest Rates

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Used Car Loan Kundli Documents Required

For Salaried Individuals:

The documents required for car loan are :

For Identity and Address Proof:

  • Passport
  • Driving license
  • A letter obtained from the National Population Register mentioning name & address
  • Voters ID Card
  • Job card provided by NREGA

For Income Proof:

  • Latest Salary Slip
  • Bank Statements for the last 6 months
  • Latest Form 16/ Latest ITR

For Signature Verification Proof:

  • Photo Driving License
  • Credit Card Statement and its Copy
  • Verification of the banker
  • Copy of marginal cash paid to the Bank
  • Passport Copy

For Self Employed**:

Income proof: Latest Income Tax Return records and audited balance sheet with profit & loss account details.

Age and Identity proof: Certificate of Incorporation/ Memorandum and Articles of Association.

For Sign Verification Proof:

  • Credit Card Statement Copy
  • Copy of marginal cash paid to the Bank.
  • Passport Copy
  • Verification of the Banker
  • Driving License

For Address Proof:

  • Telephone Bill
  • Electricity Bill
  • Memorandum and Articles of Association
  • Certification of Incorporation

**The subsequent companies are also applicable for a Used Car Loan Kundli:

  • Sole Proprietorship
  • Partnership Firms
  • Private Limited Companies
  • Public Limited Companies

Used Car Loan Kundli Eligibility Criteria

The  eligibility  for a Car Loanare:

Salaried Individual:

  • Minimum Work Expertise: A minimum of two years and a minimum of one year with the current employer as work experience of the individual are eligible to apply.
  • Minimum Earning: People who have an earning capacity of a minimum of Rs.2.5 lakhs per annum, the income of the spouse can be considered as included with the candidate’s income are eligible to apply.
  • Age Limit: The minimum age of 21 years when demanding for the loan and a maximum of 60 years of age at the closing of the loan are eligible to apply.
  • Professionals as in doctors, CAs, private limited company employee, employees from public sector undertakings including central, state, and local bodies are eligible to apply.

Self Employed***:

  • Candidates who own a private company in the business of manufacturing, trading, or service undertakings.
  • Rs. 2.5 lakhs per year should be a minimum remuneration.
  • Individuals who have provided us with an office landline number.

***The companies which are also eligible for a Used Car Loan Kundli city include the firms as stated below:

  • Sole Proprietorship
  • Partnership Firms
  • Public Limited Companies
  • Private Limited Companies

Used Car Loan for Major Car Manufacturers in Kundli

TABLE WILL APPEAR

Processing Fees / Prepayment Charges on Used Car Loan Kundli

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST

Pre Calculated EMI Table for Used Car Loan Kundli

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

Used Car Loan EMI Calculator Kundli

About Kundli

Kundli is located in on the Delhi-Haryana border in Sonipat part of Haryana, India. Industrial Model Township, Kundli Industrial Area, established in the NCR region, is a large Industrial area of Haryana on the northern border of Delhi adjacent to Narela and lies on the south of the district with a significant population of 100,000.

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