Used Car Loan Manavadar

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All About Used Car Loan Manavadar

In some families where there is no car, they get confused sometimes either to lease a car or buy a car when needed. The right answer of this confusion is to buy a car. If you don’t have enough amount to buy your favourite car then apply for a used car loan and get a car.

Eligibility Criteria for Used Car Loan Manavadar

Salaried:

  1. Firstly, the minimum age of the applicant should be 21 years and maximum age has to be 60 years.
  2. Further, the minimum income of the applicant should be Rs. 24,000 per month or above.
  3. If the applicant is a government employee and living in a rented house can avail this loan.

Note: If the applicant is working in a non-government organization then you can’t apply for this loan.

Self Employed:

  1. Firstly, the minimum age of the applicant should be 30 years.
  2. Further, the maximum age of the applicant has to be 60 years.
  3. In this, the minimum ITR of Rs. 2,50,000 for two years should be filed.
  4. Here, ITR is compulsory.

Note: If the applicant wants to avail used car loan but the age is 25 years then co-applicant is necessary and the co-applicant must be a working person.

Documents Required for Used Car Loan Manavadar

Following are the documents required for Used Car Loan Manavadar:

  1. Identity Proof: Aadhar Card, Voters ID card, Copy of Passport, Driving License, PAN Card.
  2. Address Proof: Aadhar Card, Passport Copy, Driving License, Voters ID Card, Electricity Bill (if tenant).
  3. Income Proof: For Salaried, latest salary slip of 3 months/ For Self-Employed, copy of ITR filed of last 2 years.
  4. Bank Statement: Copy of active bank statement of last 6 months.
  5. Further, copy of Registration Certificate and copy of Insurance of vehicle is compulsory.

Interest Rate to avail Used Car Loan Manavadar

The interest rate for used cars is at reducing 14.00% per annum. Eg. If you have availed a loan of Rs. 5,00,000 and after completion of one year you have to pay an amount of Rs. 4,00,000 then 14% will be charged on this particular amount and same will be continued.

Additional Information for Used Car Loan Manavadar

Used Car Loan Manavadar

  1. First of all, the CIBIL score needs to be more than 700.
  2. In addition to this, the minimum amount of credit that can be claimed by the applicant is Rs. 1 lakh.
  3. When you avail the used car loan, the maximum insurance value you will get is 85%.
  4. In this, the loan is available only for the car models which are launched after 2013.
  5. Furthermore, persons having CIBIL 0, 1, -1 are also considered for the loan.
  6. Here, the loan amount gets disbursed by bank in 48 hours.
  7. Likewise, the loan amount is given for a period of 12 months (1 year) to 60 months (5 years).

Benefits of Used Car Loan Manavadar

  1. An easy monthly repayment option is available.
  2. Instantly available.
  3. Affordable Interest Rates.
  4. Easily and quickly available loans.
  5. There are no hidden charges.
  6. No collateral security is required.

Why should you choose DialaBank for a Used Car Loan?

  1. We offer you a loan with the lowest interest rates and with hassle free documentation.
  2. Dialabank Used Car Loan is one of the best options that allow an individual to buy a car at an affordable amount.
  3. With our help, you will be getting the best in market loan to value ratio.
  4. Apply now on our official website for instant approval and faster processing of your car loan.

How to Apply for Used Car Loan Manavadar?

  1. Firstly you need to visit our website DialaBank
  2. Click on the car loan option displaying on the website.
  3. After that, fill all the required details on site and apply for a car loan.
  4. Also, mention your contact information.

About Manavadar

Manavadar is a town located in Junagadh district in the Gujarat state, India.

Used Car Loan Providers (Click to Apply)

  1. HDFC Car Loan
  2. Kotak Mahindra Car Loan
  3. Yes Bank Car Loan
  4. Axis Bank Car Loan

All About Used Car Loan Keshod

Need a new car but your pocket is not allowing you? Don’t worry, Dialabank is here to help you out from this situation. You can easily apply via Dialabank to attain used car loan effortlessly, your loan will be disburse within 48 hours.

 

Interest Rates for Used Car Loan Keshod

The interest rate for a used car loan is provided at 14.00% reducing. For example, if you procure an investment of Rs.5 lacs and you have paid off Rs.3 lacs, then the interest would be charged at remaining 2 lacs and not the entire amount of 5 lacs.

This interest is charged on the basis of reducing method.

Eligibility Criteria of Used Car Loan Keshod

Salaried Individuals

  1. Firstly, Minimum age of the applicant should be 21 years.
  2. Secondly, Maximum age of customer should not more than 60 years.
  3. CIBIL score  of the customer should be at least 700 and above
  4. Minimum employment 1 year in present company and a minimum of 2 years of work in total.
  5. Monthly income of the customer should be Rs 24,000.

Self-Employed

  1. The minimum age of the borrower should be 30 years. In case the applicant is less than 30 years, he would need the co applicant.
  2. The age of co applicant should be of 25 years and he/she is currently working somewhere.
  3. The applicant must have filed an ITR of Rs.2.5 lakhs for past 2 years.
  4. CIBIL of the applicant needs to be 700 or above.

Note: Used Car Loan is not given to rented customers, unless he/she is a government employee.

Documents for Used Car Loan Keshod

  1. Identity Proof: PAN Card, Aadhar Card,  Passport copy, Voters ID card, and Driving License.
  2. Residence Proof: Aadhar Card / Driving license/ PAN Card / Ration Card / Voter Card / Telephone Bill / Passport Copy / Life Insurance Policy / Electricity Bill.
  3. Income Proof: For Salaried employees latest three months salary slip is required along with six months bank statement. For Self- Employed applicant ITR for the last two years is required and six months bank statement.

Features of Used Car Loan Keshod

  1. Quick disbursal and instant funding.
  2. Easy repayment options.
  3. Affordable rate of interest.
  4. Loan Tenure fall between 1 to 5 years.
  5. No hidden charges.
  6. Quickly and hassle-free documentation.

Additional information for Used Car Loan Keshod

Used Car Loan Keshod

  1.  In this, the loan is available only for the car models which are launched after 2013.
  2. A customer with CIBIL 1,0 and -1 can also apply for loan.
  3. In case of luxury cars, the loan can be given upto 2011 model.
  4. The amount of loan that the customer will get is 85% of Insurance Value.
  5. Time period for which the customer can avail the loan is 24 months to 60 months.

How to Apply for Used Car Loan Keshod?

  1. First, you need to visit our official site DialaBank.
  2. After that, apply for Used Car Loan online.
  3. Enter your contact number and other details so that our team can contact you back.
  4. DialaBank is the best platform to apply for a used car loan as you will get a loan at affordable rates of interests.

Used Car Loan Providers (Click to Apply)

  1. HDFC Car Loan
  2. Kotak Mahindra Car Loan
  3. Yes Bank Car Loan
  4. Axis Bank Car Loan

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