Used Car Loan Narsipatnam

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Used Car Loan Narsipatnam

Best Banks for Used Car Loan in Narsipatnam

Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Used Car Loan Narispatnam Features 

Advance Amount used car loan in Narsipatnam

  • Avail of car loan online  up to Rs. 2.5 crore on a wide range of pre-owned cars and multi-utility vehicles
  • Get between 3 to various occasions your yearly compensation, and get up to 100% of the assessment of the car* *Age of Car at credit improvement should not cross 10 years, subject to the most extraordinary development residency of 60 months

Unequaled help

  • The boundless condition totally notice – from evaluation to title move
  • Get balanced assistance to pick a vehicle that meets your specific needs
  • The upside of adjusted and solid repayment plans with pocket-obliging EMIs

Adaptable Repayment Tenure

  • Adaptable repayment residencies from a year to 60 months
  • Splendid and fundamental Processing and support
  • Experience clear issue free orchestrating, helpful sponsorships, and shrewd disbursals
  • Track your application at whatever point, wherever. Get declarations about your credit application at each stage
  • See doorstep collusion and obliging and basic Car Loan Documents
  • Check your advancement limit in just 60 seconds

Loans without income proof

  • Get 80% of the evaluation of the vehicle concerning the advancement aggregate for a long time without pay certification
  • Get 85% of the evaluation of the vehicle concerning the advancement aggregate for a long time without pay certification

Used Car Loan Narispatnam Interest Rate

Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Muthoot Car Loan
Manappauram Car Loan
PNB Car Loan
0.70% to 1%
Canara Bank Car Loan
Andhra Bank Car Loan


To check Car Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

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Used Car Loan Narispatnam Documents Required

Documents required for car loan are as followed:

Salaried Individuals:

Any of the accompanying archives as personality and Address Proof:

  1. Substantial Passport
  2. Lasting Driving permit [recent, decipherable, laminate]
  3. Citizens ID Card
  4. Occupation card gave by NREGA
  5. The letter gave by the National Population Register containing subtleties of name and address

All the accompanying archives as evidence of salary:

  1. Most recent Salary Slip
  2. Most recent Form 16/Latest ITR
  3. Last 6 months bank statement

Any of the accompanying assign confirmation verification:

  1. Identification Copy
  2. Photograph Driving License with DOB (later, readable, covered)
  3. Financial record with Credit Card Copy
  4. Broker’s Verification
  5. Duplicate of Margin Money Paid to the Bank

Self-employed Individuals

  1. Update and Articles of Association/Certificate of Incorporation as age evidence
  2. Update and Articles of Association/Certificate of Incorporation as personality verification
  3. Most recent ITR and reviewed monetary record alongside benefit and misfortune account as verification of salary

Any of the accompanying archives as address evidence:

  1. Notice and Articles of Association
  2. Affirmation of Incorporation
  3. Phone Bill
  4. Power Bill

Any of the accompanying assign confirmation verification:

  1. Visa Copy
  2. Photograph Driving License with DOB (later, clear, covered)
  3. Financial record with Credit Card Copy
  4. Investor’s Verification
  5. Duplicate of Margin Money Paid to the Bank

Used Car Loan Narsipatnam Eligibility Criteria

The car loan eligibility requirements are as followed:

Salaried Individuals:

  1. This incorporates specialists, CAs, representatives of private restricted organizations, workers from public area endeavors, including focal, state, and neighborhood bodies
  2. People who are at least 21 years old at the hour of applying for the advance, and no more established than 60 toward the finish of the credit residency
  3. People who have had work for in any event 2 years, with at least 1 year with the current manager
  4. The individuals who procure at least Rs. 2,50,000 every year, including the salary of the companion

Self Employed Individuals:

  1. This incorporates individuals who own a private organization in the matter of assembling, exchanging, or benefits
  2. Ought to acquire at any rate Rs. 2,50,000 for every annum
  3. Individuals who have an office landline

How to Apply for Used Car Loan in Narsipatnam?

Benefitting a vehicle advance Thane is an essential cycle with DialaBank. Follow the going with steps to profit the best offers:

  1. Visit our site Dialabank.
  2. Snap-on the vehicle advance decision open on the menu.
  3. Fill in the experiences about the vehicle type and your compensation.
  4. Hold up as our relationship director will in a brief timeframe interface with you on your gave number.
  5. You may in like manner contact our relationship administrators on the number 9878981166 if there ought to be an event of any plans concerning the credit.
  6. For profiting a vehicle credit pulled back you should visit the branch in a short period of time, which may go to be sensible for you.

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Used Car Loan for Major Car Manufacturers in Narsipatnam


Processing Fees / Prepayment Charges on Used Car Loan Narsipatnam

Processing Charges
1999 - 4999 + Tax
No prepayment is allowed until 12 EMIs are paid
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST

CIBIL Score Required for Used Car Loan in Narsipatnam

The Cibil score is kept up concerning what depicts your ability to deal with your credits. A higher Credit score wraps up a baffling record as a customer and makes your vehicle advance application measure smooth and easy to be made. Right when everything is said in done, banks and NBFCs consider a FICO evaluation of on any occasion 720 as a sensible score to request your credit application measure, Narsipatnam.

This score may again move from bank to bank. In the event that there should develop an event of a low CIBIL score than the basic worth, you will be depended upon to pay a high pace of financing cost on the credit firm while if your CIBIL score is model, by then you may need to pay a low pace of interest. Along these lines, a CIBIL score is a goliath factor in vehicle credit.

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Used Car Loan Narsipatnam Contact Number

On the off chance that there should rise an event of any referencing concerning the vehicle credit in Keonjhar, you may contact the number 9878981166 for such assistance.

Pre Calculated EMI Table for Used Car Loan Narsipatnam

5 Yrs
4 Yrs
3 Yrs

About Narsipatnam

Narsipatnam is a town in Visakhapatnam locale of the Indian province of Andhra Pradesh. It was updated from a gram panchayat into the region in 2012.[3] The town is spread over a region of 42 km2 (16 sq mi) The resting spot of the progressive Indian political dissident Alluri Sitarama Raju is situated in Krishna Devi Peta town of Narsipatnam. Starting at the 2011 Census of India, the town had a populace of 33,757. The complete populace establishes, 16,076 guys and 17,681 females—a sex proportion of 1100 females for every 1000 guys, higher than the public normal of 940 for every 1000.

Car Loan EMI Calculator Narsipatnam

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