Used Car Loan Northdumdum

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All about Used Car Loan Northdumdum

Used Car Loan Northdumdum

Are you tired of your regular pocket expenses on travelling? Are you in need of a car but your budget doesn’t allow you? Here, the solution is available for all of your problems related to a car. Get a used car loan to buy a car and enjoy your liberty of going anywhere at any time and limit your daily pocket expenses on travelling.

What is Used Car Loan Northdumdum?

A used Car loan is the best option to buy a car if you have limited finance. You can get financial help from the banks and NBFCs. All you need to be eligible for the loan. The Banks need your documents for the approval of the loan. Documents required for a car loan may differ as per the profiles.

Interest Rates for Used Car Loan Northdumdum

The interest rate for used cars is 14.00% reducing.  For example, If you applied for a loan of Rs. 6,00,000 and after completion of one year you have to pay an amount of Rs. 5,00,000 then 14% will be charged on this particular amount and same will be continued.

Eligibility Criteria for Used Car Loan Northdumdum

Salaried Individuals

  1. First of all, age of the applicant should be minimum of 21 years and maximum of 65 years.

  2. After that, minimum employment 1 year in present company and a minimum of 2 years of work in total.

  3. Also, Monthly income of the applicant should be Rs 24,000.

Self-Employed

  1. Firstly, the Minimum age of the applicant should be 30 years and 25 years if you have an earning co-applicant.

  2. Secondly, Maximum age of the applicant at loan maturity is 60 years.

  3. After that, applicant should have Minimum employment at least two years in business.

  4. Most noteworthy, Minimum ITR filed should be 2.5 lakhs annually for two consecutive years.

Documents required for Used Car Loan Northdumdum

  1. Identity Proof: Passport copy, PAN Card, Voters ID card, Driving License, Aadhar Card

  2. Income Proof: For Salaried Latest 3 months salary slip and 6 months bank statement. For Self- Employed Last 2 ITR filed and 6 months bank statement.

  3. Address Proof: Ration card / Driving license / Voters card / Passport Copy / Telephone Bill / Electricity Bill / Life Insurance Policy / PAN Card / Aadhar Card

  4. Bank Statement: Bank statements for the last six months is also required.

  5. RC and Insurance Copy

  6. Rent agreement is needed only in case of government employees.

Why should one choose Used Car Loan Northdumdum?

  1. There are very easy Repayment options for Used Car Loan.
  2. Most note-worthy, Instant funding and quick disbursal.
  3. Loan Tenure varies from 1 to 7 years.
  4. Rates of Interests are affordable.
  5. Processing of Used Car loan is fast and hassle-free.
  6. Also, There are no hidden charges for the same.

Why should you choose DialaBank for Used Car Loan Northdumdum?

  1. Dialabank offers you a car with the lowest interest rates and with hassle free documentation.

  2. Dialabank Used Car Loan is one of the best options that allow an individual to buy a car.

  3. We offer car loans up to up to 5 years tenure.

  4. Apply now on our official website for instant approval and faster processing.

How to apply for Used Car Loan Northdumdum?

  1. First of all, You have to Visit our site i.e, Dialabank
  2. Secondly, Go to the loan section and select auto loan followed by car loan link.
  3. After that, Provide all your information, including your phone number.

Additional Information about Used Car Loan Northdumdum

  1. First of all, the CIBIL of the applicant needs to be more than 700.

  2. In this, the loan tenure is from 12 months to 60 months.

  3. The minimum amount of credit that can be claimed by the applicant is Rs. 1 lakh.

  4. The persons are having CIBIL 0, 1, -1 is also considered for the loan.

About Northdumdum

North Dumdum is a city and a municipality of North 24 Parganas district in the Indian state of West Bengal. It is a part of the area covered by Kolkata Metropolitan Development Authority.

Used Car Loan Providers in 2019

  1. HDFC Car Loan

  2. Kotak Mahindra Car Loan

  3. Yes Bank Car Loan

  4. Axis Bank Car Loan

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