Used Car Loan Padampur

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Buy Your Dream Car

Rates as low as 13.60%*
Up to 100% Funding
Doorstep Service
Hassle-free Disbursal
Unbiased Experts Advice

Best Banks for Used Car Loan in Padampur

Feature
HDFC Bank
ICICI Bank
Kotak Mahindra Bank
Interest Rate
8% - 8.4 %
8.5 - 9.5 %
11%
Min Loan Amt
Metro : 1 Lac & Non Metro: 75000
75000
75000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
Upto 7 Years
Upto 5 Years
Upto 5 Years
Processing Fee
1999 - 4999 + Tax
0.25% to 1.50%
0.25% to 1.50%
Preclosure Chgs
2%, Nil after 24 months
2%, Nil after 36 months
Nil
Loan to Value (LTV)
Upto 100% on Ex- showroom
Upto 95% on Ex- showroom
Upto 90% on Ex- showroom

Used Car Loan Padampur Features

  • Avail maximum loan amount of up to Rs. 2.5 crore
  • Get a 100% loan amount of the value of the car
  • At loan capability, the car’s age must not pass 10 years
  • Avail loan sum up to 6 times of your yearly salaryUSed Car Loan Padampur
  • Provision of personalized assistance
  • Get customized and available refund plans with fairly priced
  • Most loan tenure is up to 5 years for a pre-owned vehicle
  • Simple and hassle-free processing
  • Get your second-hand car approval faster
  • Loan amount disbursed speedily
  • Quick and less documentation
  • Get a loan amount of up to 85% of the car value without income proof
  • Get benefit from end-to-end advising

Used Car Loan Padampur Interest Rates

Bank
Processing Fee
Prepayment Charges
HDFC Bank Car Loan
(1999 - 4999) + Tax
2%, Nil foreclosure charges after 24 months
Axis Bank Car Loan
1 % to 2.50%
Nil
ICICI Bank Car Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 36 months
SBI Car Loan
500/- to 0.50%
Nil
Kotak Car Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Car Loan
Nil
Nil
Muthoot Car Loan
Nil
Nil
Manappauram Car Loan
Nil
Nil
PNB Car Loan
0.70% to 1%
Nil
Canara Bank Car Loan
1%
Nil
Andhra Bank Car Loan
Nil
Nil

 

To check Personal Loan Interest Rate for all major banks you can visit: Car Loan Interest Rates

Apply for a Car Loan

Used Car Loan Padampur Documents Required

For Salaried:

Identity and residence proof:

  • Valid Passport
  • Voter ID Card
  • Permanent Driving License
  • Job Card
  • Letter issued by the National Population Register

Income proof:

  • Latest Salary Slip
  • Latest Form 16/Latest ITR
  • Bank statement of last 6 months

Signature proof:

  • Passport Copy
  • Photo Driving License with DOB
  • Credit card statement with Credit Card Copy
  • Banker’s verification

For Self Employed:

  1. Age proof, the documents required are Memorandum also Articles of Association/Certificate of Incorporation
  2. identity proof, the documents required are Memorandum also Articles of Association/Certificate of Incorporation
  3. Income Proof, there is a requirement of Latest ITR plus balance sheet with profit and loss account
  4. Address Proof Documents: Memorandum and Articles of Association, Certificate of Incorporation, Telephone Bill, Electricity Bill
  5. Sign Verification Data: Passport Copy, Photo Driving Permit with DOB, Credit Card Statement, Banker’s Verification

Also, the used car loan can be obtained in the following type of firms as well:

  • Partnership Firms
  • Sole Proprietorship
  • Public Limited Companies

Used Car Loan Padampur Eligibility Criteria

For Salaried:-

  1. Minimum age: 21 years
  2. Maximum age at loan maturity: 60 years
  3. Minimum employment: 1 year in the current job and a minimum of 2 years of working
  4. Minimum Annual Income: Rs. 2,50,000 net annual income

For Self-Employed:-

  1. Minimum age: 21 years
  2. Maximum age at loan maturity: 60 years
  3. Minimum employment: 3 years
  4. Minimum Annual Income: Rs, 2,50,000 per annum

The following type of firm are also eligible to take a pre-owned car loan in Padampur:

  • Sole Proprietorship
  • Partnership Firms
  • Public Limited Companies
  • Hindu Undivided Family

How to Apply for Used Car Loan in Padampur?

Availing a Used Car Loan Padampur is an easy and smooth process with Dialabank. Observe the following steps to get the best suggestions:

  • Visit our website Dialabank
  • Bang on the car loan option available in the menu
  • Fill the details regarding the car type and your income
  • Wait as our relationship manager will soon get in contact with you on your provided mobile number.
  • You may also reach our relationship directors at 9878981166 in case of any questions about the used car loan.
  • For availing a car loan offline you will have to hit the bank office personally, which might turn to be excited for you.

Used Car Loan for Major Car Manufacturers in Padampur

TABLE WILL APPEAR

Processing Fees / Prepayment Charges on Used Car Loan in Padampur

Category
Details
Processing Charges
1999 - 4999 + Tax
Prepayment 
No prepayment is allowed until 12 EMIs are paid
Preclosure
No foreclosure is allowed until 12 EMIs are paid
Prepayment Charges
13-24 months: 2% of loan principal outstanding
>36 months: Nil Charges
Stamp Duty
As per state laws
Cheque Bounce Chgs
₹ 550/chq +  GST
Floating Rate of Interest
Not Applicable
Overdue EMI Interest
2% p.m.(on overdue amount)
Amortisation Schedule Chgs
Rs 200 + GST
ucl_processing_fees

Used Car Loan Padampur Contact Number

In case of any queries regarding the used car loan in Padampur, you may contact the number 9878981166 for any sort of assistance.

Pre Calculated EMI Table for Used Car Loan Padampur

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

Used Car Loan EMI Calculator Padampur

About Padampur

Padampur is a town and a village in the Ganganagar district in the Indian state of Rajasthan. The city was designated after a member of the local doctor’s family, Padam Khurana, descendant of Devendra Pratap Khurana.

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